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Find Workers' Compensation Insurance Agents Near You in Laguna Niguel, CA
Looking for a workers' compensation insurance agent in Laguna Niguel? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Laguna Niguel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 15 workers' compensation insurance agents in Laguna Niguel, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
RJS Truck Insurance
27782 El Lazo, Laguna Niguel, CA 92677
(949) 349-1300
rjstruckinsurance.com
Herron Family Insurance Agency, Inc: Allstate Insurance
30101 Town Center Dr Ste 105, Laguna Niguel, CA 92677
(949) 495-3530
agents.allstate.com
Kessler Alair Insurance Services, Inc.
32451 Golden Lantern Suite 306, Laguna Niguel, CA 92677
(949) 536-3700
kessleralair.com
Insource Insurance Agency
30011 Ivy Glenn Dr #212, Laguna Niguel, CA 92677
(949) 485-5467
insourceagency.com
South County Insurance Services-Pavel Levitanus
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(949) 550-2502
missionviejohomeinsurance.com
Dan Rickabus - State Farm Insurance Agent
30131 Town Center Dr #275, Laguna Niguel, CA 92677
(949) 363-7100
danrickabus.com
Brittanny Perry: Allstate Insurance
27601 Forbes Rd #14, Laguna Niguel, CA 92677
(949) 487-2900
agents.allstate.com
InsurCali
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(949) 973-0278
insurcali.com
Plan On Your Future Insurance
27271 La Paz Rd C, Laguna Niguel, CA 92677
(949) 991-8621
planonyourfuture.com
Brakke-Schafnitz Insurance Brokers
28202 Cabot Rd # 600, Laguna Niguel, CA 92677
(949) 365-5100
Serjick's Insurance Services
28188 Moulton Pkwy #0726, Laguna Niguel, CA 92677
(951) 377-0727
serjinsurance.com
Acrisure Laguna Niguel, CA (Signature Insurance Group)
28202 Cabot Rd # 600, Laguna Niguel, CA 92677
(800) 464-3606
acrisure.com
Value Health One Insurance
28052 Camino Capistrano, Laguna Niguel, CA 92677
(949) 259-5767
valuehealthone.com
Broker Financial Insurance Services
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(714) 609-9100
Ironwood Brokers & Insurance Marketing
28202 Cabot Rd #435, Laguna Niguel, CA 92677
(888) 858-4766
ironwoodbrokers.com
Workers compensation insurance agents in Laguna Niguel help California businesses meet state legal requirements for employee injury coverage. California law requires nearly all employers to carry workers compensation insurance under Labor Code Section 3700. A local agent can guide you through policy options and ensure compliance with state regulations.
What Does a Workers' Compensation Insurance Agent in Laguna Niguel Cost?
Typical workers compensation insurance costs in California range from 0.5 to 5 dollars per 100 dollars of payroll, depending on industry risk and claims history. For a small office business in Laguna Niguel, annual premiums might be 500 to 2,000 dollars. For higher risk industries like construction, costs can exceed 10,000 dollars per year. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Laguna Niguel do?
An agent helps you find a policy that meets California state requirements. They explain coverage limits, exclusions, and premium factors specific to your business type and location.
Is workers compensation insurance required for all businesses in Laguna Niguel?
Yes, California law requires all employers with at least one employee to carry workers compensation insurance. Sole proprietors and some independent contractors may be exempt but should confirm with an agent.
How can I lower my workers compensation insurance costs in California?
You can reduce costs by implementing safety programs, maintaining accurate payroll records, and choosing a higher deductible. An agent can also help you explore group insurance or pay-as-you-go plans.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.