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Find Workers' Compensation Insurance Agents Near You in Modesto, CA

Browse workers' compensation insurance agents serving Modesto, California. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Modesto, California is SaveDirect Insurance Agency, LLC, rated 4.9 stars across 650 reviews. Other highly rated options include Farmers Insurance - Maria (Candy) Melara, TopFlight Insurance Services, FOCO Insurance - Modesto. This directory lists 29 workers' compensation insurance agents serving Modesto.

Showing 29 workers' compensation insurance agents in Modesto, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1SaveDirect Insurance Agency, LLC1800 Tully Rd G(209) 857-5877
2Farmers Insurance - Maria (Candy) Melara2507 E Hatch Rd Ste B(209) 556-9946
3TopFlight Insurance Services901 N Carpenter Rd #37(209) 622-4622
4FOCO Insurance - Modesto1805 Crows Landing Rd(209) 457-6646
5Mendoza Insurance Services724 E Hatch Rd(209) 488-3200
6insureCAL Insurance Agency3508 Dale Rd(209) 250-0269
7Farmers Insurance - Timothy McCain1236 Floyd Ave Ste B(209) 527-8800
8Teresa Clutter Insurance Services LLC400 12th St #26(209) 836-0719
9C-B Associates Insurance1505 G St(209) 527-8055
10Macias Insurance Services - 1337 Crows Landing1337 Crows Landing Rd Suite E(209) 523-9100
SI
1800 Tully Rd G
SaveDirect Insurance Agency, LLC
Workers' Compensation Insurance Agent · Modesto, CA

SaveDirect Insurance Agency, LLC serves the Modesto, California metro area and surrounding Stanislaus County as a dedicated workers’ compensation insurance agent. The company assists local employers in securing coverage for job-related injuries and illnesses, helping businesses comply with state requirements. It also provides guidance on risk management and premium cost control. SaveDirect Insurance Agency specializes in tailored policies for small and mid-sized enterprises, offering clear explanations of experience modification factors to help reduce future insurance expenses.

FI
2507 E Hatch Rd Ste B
Farmers Insurance - Maria (Candy) Melara
Workers' Compensation Insurance Agent · Modesto, CA

Farmers Insurance - Maria (Candy) Melara offers workers’ compensation insurance coverage for local businesses, helping employers meet state requirements and manage workplace injury claims. Their plans include policy review and claims assistance tailored to business risk levels. This agency also provides ongoing support for policy adjustments as business needs change. They serve a variety of commercial properties, including single-family homes used for business, apartments, retail stores, and restaurants.

TI
901 N Carpenter Rd #37
TopFlight Insurance Services
Workers' Compensation Insurance Agent · Modesto, CA

TopFlight Insurance Services serves local business owners, contractors, and property managers in Modesto who need workers' compensation coverage. The agency helps employers navigate their insurance obligations, offering advice on policy options that meet California requirements and protect against workplace injury claims. By working with multiple carriers, the firm can present various coverage solutions tailored to different industries and payroll sizes. Its service area also extends to Turlock, ensuring employers in neighboring communities receive similar assistance with their workers' compensation needs.

FI
1805 Crows Landing Rd
FOCO Insurance - Modesto
Workers' Compensation Insurance Agent · Modesto, CA

FOCO Insurance - Modesto offers both one-time policy placements for employers needing immediate coverage and ongoing service options for those requiring annual renewals or mid-term adjustments. As a workers' compensation insurance agent, the firm assists local businesses in securing coverage that protects against workplace injury claims and complies with California regulations. Guidance typically includes policy selection through application review. Services run on a scheduled basis for renewals, with as-needed availability for certificate requests or policy changes between cycles.

MI
724 E Hatch Rd
Mendoza Insurance Services
Workers' Compensation Insurance Agent · Modesto, CA

Mendoza Insurance Services assists employers in Modesto, California, and the surrounding Central Valley communities with securing comprehensive workers' compensation insurance coverage. The agency focuses on handling policies that protect businesses against costs related to workplace injuries and employee medical care. To fulfill a typical job, it evaluates a client’s operational risks and payroll to match them with suitable carrier options designed for compliance and financial stability.

II
3508 Dale Rd
insureCAL Insurance Agency
Workers' Compensation Insurance Agent · Modesto, CA

insureCAL Insurance Agency specializes in helping employers secure workers' compensation coverage in Modesto and across California. The company focuses on matching businesses with policies that meet regulatory requirements while addressing unique operational risks. It regularly assists clients with policy renewals, claims support, and compliance guidance to maintain safe workplaces. As seasonal weather patterns affect local agriculture and construction industries, the agency helps these business owners adjust their coverage when fluctuating workforce levels or shifting job hazards arise.

FI
1236 Floyd Ave Ste B
Farmers Insurance - Timothy McCain
Workers' Compensation Insurance Agent · Modesto, CA

As local businesses face rising injury claims during peak harvest seasons in Modesto, Farmers Insurance - Timothy McCain provides essential workers’ compensation coverage tailored to regional operations. The company helps employers meet California’s strict insurance requirements while protecting their workforce from unexpected medical costs. Policies are designed to cover lost wages and rehabilitation expenses for injured employees. After an initial consultation, a thorough assessment of workplace hazards and current coverage gaps is conducted on-site. To begin, an inspection of safety protocols and existing policies is arranged at the business location.

TC
400 12th St #26
Teresa Clutter Insurance Services LLC
Workers' Compensation Insurance Agent · Modesto, CA

Teresa Clutter Insurance Services LLC in Modesto, California provides advice and policy placement for businesses seeking workers' compensation coverage. The agency specializes in tailoring these insurance plans to help employers meet legal requirements and manage workplace injury costs effectively. Services may include risk consultations and claims assistance for injured employees. This Modesto firm can serve commercial operations across various sectors, including offices, warehouses, and food service establishments requiring specific liability considerations for their distinct workplace exposures.

CB
1505 G St
C-B Associates Insurance
Workers' Compensation Insurance Agent · Modesto, CA

C-B Associates Insurance provides workers' compensation coverage for residential clients in Modesto, offering policies tailored for small businesses and independent contractors. Commercial coverage is also available, serving the broader Stanislaus County area with comprehensive risk management solutions. The agency assists with policy adjustments and claims guidance for local employers. Regular follow-up service ensures that each client’s coverage remains appropriate between scheduled visits, with ongoing support provided throughout the policy term.

MI
1337 Crows Landing Rd Suite E
Macias Insurance Services - 1337 Crows Landing
Workers' Compensation Insurance Agent · Modesto, CA
SS
2307 Oakdale Rd Ste. 400
Skeet's Insurance Service, Inc.
Workers' Compensation Insurance Agent · Modesto, CA
(209) 526-1578
skeetsins.com
OP
1016 12th St Ste. A
Omega Pacific Insurance Solutions
Workers' Compensation Insurance Agent · Modesto, CA
(209) 338-5500
trustomega.com
PC
4120 Dale Rd J3
Pacific Creek Insurance Services
Workers' Compensation Insurance Agent · Modesto, CA
(209) 618-4355
pcins.org
MI
1511 Crows Landing Rd
Macias Insurance Services
Workers' Compensation Insurance Agent · Modesto, CA
(209) 846-9800
maciasinsurancemodesto.com
TI
3501 Coffee Rd #1a
Toste Insurance Services INC
Workers' Compensation Insurance Agent · Modesto, CA
(209) 338-3585
tosteins.com
WI
2200 McHenry Ave Ste A
Wright Insurance Agency - J. David Wright, Jr Insurance
Workers' Compensation Insurance Agent · Modesto, CA
(209) 526-2005
wrightinsuranceagency-jdavidwrightjrinsurance.com
WI
1729 Tully Rd Suite 6
Wylie Insurance Services
Workers' Compensation Insurance Agent · Modesto, CA
(209) 526-4402
wylieinsurance.net
GI
817 Coffee Rd Suite C-2
Gingerich Insurance
Workers' Compensation Insurance Agent · Modesto, CA
(209) 524-1800
gingerichinsurance.com
MI
3025 McHenry Ave suite m
Modesto Insurance Center
Workers' Compensation Insurance Agent · Modesto, CA
(209) 529-0745
GO
3540 Oakdale Rd A-1
Golden Oak Insurance Services (Insurance Broker)
Workers' Compensation Insurance Agent · Modesto, CA
(209) 222-6200
goldenoakinsurance.com
BL
3600 Sisk Rd #5b
Bankers Life
Workers' Compensation Insurance Agent · Modesto, CA
(209) 521-9825
branches.bankerslife.com/ca/modesto/3600-sisk-rd
MI
1404 Crows Landing Rd
Macias Insurance Services - 1404 Crows Landing Road
Workers' Compensation Insurance Agent · Modesto, CA
(209) 859-6021
maciasinsurancemodesto.com
GI
1133 N Carpenter Rd #2
Got It All Insurance Agency
Workers' Compensation Insurance Agent · Modesto, CA
(209) 887-8000
gotitallagency.com
MV
1231 8th St #100
Mc Vey Insurance
Workers' Compensation Insurance Agent · Modesto, CA
(209) 577-0177
SI
3507 Tully Rd #100
Silva Insurance
Workers' Compensation Insurance Agent · Modesto, CA
(209) 557-0501
silva-insurance.com
DD
1560 Cummins Dr A
DiBuduo & DeFendis Insurance Brokers LLC
Workers' Compensation Insurance Agent · Modesto, CA
(209) 578-0183
dibu.com
WI
1100 14th St C
Winton-Ireland, Strom & Green Insurance Agency
Workers' Compensation Insurance Agent · Modesto, CA
(209) 529-3480
wisg.com
FI
205 W Hatch Rd Ste 3
Farmers Insurance- Rosa Godinez
Workers' Compensation Insurance Agent · Modesto, CA
(209) 577-0400
agents.farmers.com/ca/modesto/rosa-godinez
AI
3457 McHenry Ave
Alert Insurance Services Inc
Workers' Compensation Insurance Agent · Modesto, CA
(209) 431-3033
alertins.com

What Does a a Workers' Compensation Insurance Agent in Modesto Cost?

Typical workers compensation insurance costs in California range from 0.50 to 3.00 dollars per 100 dollars of payroll, depending on your industry and claims history. For a small Modesto business with low-risk work, annual premiums may start around 500 to 1,500 dollars. High-risk industries like construction can cost 5,000 dollars or more per year. This is general information and not insurance advice.

About workers' compensation insurance agents in Modesto

Workers compensation insurance agents in Modesto help local businesses comply with California labor laws. California requires nearly all employers to carry workers compensation insurance, even those with just one employee. A local agent can explain state-specific rules and find a policy that fits your business needs.

Frequently Asked Questions

Is workers compensation insurance required for all businesses in Modesto California?

Yes, California law requires all employers to provide workers compensation insurance, even for part-time or seasonal workers. There are very few exceptions, such as certain sole proprietors without employees.

What does a workers compensation insurance agent in Modesto do?

A workers compensation insurance agent helps you compare policies from different carriers, explains California coverage requirements, and assists with claims or policy changes. They also help ensure your business classification is correct to avoid overpaying.

How does California set workers compensation insurance rates?

Rates are based on your business classification code, payroll, and claims history. The California Department of Insurance approves rates, but agents can help you find competitive options from private insurers or the State Compensation Insurance Fund.

Workers' Compensation Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.