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Find Workers' Compensation Insurance Agents Near You in Rancho Santa Margarita, CA
Browse workers' compensation insurance agents serving Rancho Santa Margarita, California. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Rancho Santa Margarita, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 workers' compensation insurance agents in Rancho Santa Margarita, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lori Garabedian - State Farm Insurance Agent
30052 Aventura # C, Rancho Santa Margarita, CA 92688
(949) 858-4400
lgginsurance.com
David C. Duncan Insurance Services, Inc.
30376 Esperanza Suite 200, Rancho Santa Margarita, CA 92688
(949) 836-8116
duncaninsuranceservices.com
Farmers Insurance - Jerry Farcone
30201 Aventura Ste 201, Rancho Santa Margarita, CA 92688
(949) 709-7860
agents.farmers.com
Rick Sicro - State Farm Insurance Agent
22362 Gilberto Ste 240, Rancho Santa Margarita, CA 92688
(949) 240-9300
ricksf.com
Mashco Insurance Solutions Inc
31 La Cascada, Rancho Santa Margarita, CA 92688
(949) 838-4233
mashcoinsurance.com
Adam Bays - State Farm Insurance Agent
22521 Avenida Empresa Ste 105, Rancho Santa Margarita, CA 92688
(949) 305-8432
adambays.com
Farmers Insurance - Cameron Watson
30162 Tomas Ste 205, Rancho Santa Margarita, CA 92688
(800) 922-6526
agents.farmers.com
Shorr Agency Inc
30211 Avenida de las Banderas, Rancho Santa Margarita, CA 92688
(888) 737-6200
shorragency.com
Julie's Insurance Services
30211 Avenida de las Banderas # 200, Rancho Santa Margarita, CA 92688
(949) 979-6771
juliesinsurance.com
Phillip Robinson Insurance Agency, Inc.
30211 Avenida de las Banderas #200, Rancho Santa Margarita, CA 92688
(949) 525-8072
Rischel Insurance Services
31441 Santa Margarita Pkwy, Rancho Santa Margarita, CA 92688
(949) 589-8763
Ostlund Insurance
22431 Antonio Pkwy, Rancho Santa Margarita, CA 92688
(949) 888-4444
Farmers Insurance
30021 Tomas, Rancho Santa Margarita, CA 92688
(949) 581-4466
farmers.com
Workers compensation insurance agents in Rancho Santa Margarita help local businesses comply with California Labor Code Section 3700 which requires all employers to carry coverage. These agents guide you through policy options and ensure your business meets state mandates. Rancho Santa Margarita businesses benefit from agents who understand the local economy and California specific regulations.
What Does a Workers' Compensation Insurance Agent in Rancho Santa Margarita Cost?
Typical workers compensation insurance costs in California range from 0.75 to 2.50 dollars per 100 dollars of payroll for low risk office jobs up to 15 to 30 dollars for high risk construction work. Actual premiums vary by industry, claims history, and location. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Rancho Santa Margarita?
Yes, California law requires nearly all employers to carry workers compensation insurance even if they have only one employee. Sole proprietors without employees may be exempt. An agent can help determine your specific obligations.
What factors affect the cost of workers compensation insurance in California?
Costs depend on your business classification code, payroll size, claims history, and industry risk. Premiums are calculated per 100 dollars of payroll. Agents can provide quotes based on your specific business details.
How do I choose a workers compensation insurance agent in Rancho Santa Margarita?
Look for an agent licensed in California with experience handling policies for your industry. Ask about their knowledge of California specific rating rules and the California Workers Compensation Insurance Rating Bureau.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.