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Find Workers' Compensation Insurance Agents Near You in San Clemente, CA

Browse workers' compensation insurance agents serving San Clemente, California. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in San Clemente, California is Farmers Insurance - Lisa Newell, rated 5.0 stars across 286 reviews. Other highly rated options include Withers Insurance Services, Divel Insurance, General Insurance Services. This directory lists 18 workers' compensation insurance agents serving San Clemente.

Showing 18 workers' compensation insurance agents in San Clemente, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Lisa Newell940 Calle Negocio STE 220(949) 487-5487
2Withers Insurance Services638 Camino De Los Mares(949) 637-2700
3Divel Insurance501 N El Camino Real UNIT 204(949) 829-3639
4General Insurance Services629 Camino De Los Mares STE 306(949) 661-2201
5Mundell Insurance Agency - Garrett Mundell; Farmers Insurance2340 S El Camino Real # 1(949) 269-7860
6Unity One Insurance629 Camino De Los Mares #202b(949) 450-1822
7Contractor's Edge Insurance Services107 Avenida de la Estrella #201a(877) 327-5086
8Diamond Preferred Insurance Services1100-1198 Caminante(949) 648-2922
9Cal Commercial Insurance806 E Avenida Pico suite i-266(949) 749-7044
10Patrick and Patrick Insurance Services Inc.225 W Escalones(949) 294-5814
FI
940 Calle Negocio STE 220
Farmers Insurance - Lisa Newell
Workers' Compensation Insurance Agent · San Clemente, CA

Farmers Insurance - Lisa Newell serves the San Clemente area of Orange County as a workers’ compensation insurance agent. The company assists local employers in securing coverage that meets California’s mandatory workers’ comp requirements. Business owners can obtain policies designed to cover medical expenses and lost wages for employees injured on the job. The agency also helps clients manage premium audits and classification codes to ensure accurate billing. Specific services include advising on employer liability policies and processing payroll-related adjustments.

WI
638 Camino De Los Mares
Withers Insurance Services
Workers' Compensation Insurance Agent · San Clemente, CA

Withers Insurance Services provides comprehensive workers' compensation insurance solutions for businesses in the San Clemente area. Its professionals assist clients with policy selection and the management of claims and compliance requirements. Through regular service reviews and risk consultations, the firm helps employers maintain proper coverage as their operations evolve. This support extends to assessing safety protocols and evaluating premium adjustments over time. The company services a diverse range of property types, including single-family homes, apartments, retail locations, and restaurants.

DI
501 N El Camino Real UNIT 204
Divel Insurance
Workers' Compensation Insurance Agent · San Clemente, CA

Divel Insurance serves San Clemente and the surrounding communities of Orange County as a workers' compensation insurance agent. It handles the specific coverage needs of local businesses, from small retailers to regional contractors. The agency works closely with each client to assess payroll levels, classification codes, and claims history. To structure a typical policy, it evaluates these risk factors and recommends appropriate loss control measures to help stabilize premiums over time.

GI
629 Camino De Los Mares STE 306
General Insurance Services
Workers' Compensation Insurance Agent · San Clemente, CA

General Insurance Services serves local businesses and property managers in the San Clemente area by providing workers’ compensation insurance policies. The agency assists clients in securing coverage that meets state requirements for employee injury protection. It also helps companies manage their policies effectively and navigate claims processes when workplace injuries occur. By working with this agency, businesses can gain access to necessary risk management support tailored to their operations. In addition to San Clemente, the firm also covers neighboring communities such as Dana Point.

MI
2340 S El Camino Real # 1
Mundell Insurance Agency - Garrett Mundell; Farmers Insurance
Workers' Compensation Insurance Agent · San Clemente, CA

Mundell Insurance Agency, operating as Farmers Insurance in San Clemente, offers workers’ compensation coverage structured in two main ways, either as a standalone one-time policy for specific projects or as an ongoing scheduled plan with periodic renewals, adjusting premiums based on payroll fluctuations. The agency represents a national insurer while handling local California compliance requirements for employer liability. Their service runs on a scheduled basis, with policy review and renewal occurring at predetermined intervals each term.

UO
629 Camino De Los Mares #202b
Unity One Insurance
Workers' Compensation Insurance Agent · San Clemente, CA

As Southern California businesses brace for seasonal shifts in liability risk, local employers in San Clemente turn to Unity One Insurance for tailored workers’ compensation coverage. The agency provides essential protection for a range of local trades, from construction to hospitality, helping clients manage workplace injury costs and compliance requirements. Each policy is designed to address the unique demands of the regional economy and regulatory environment. An initial assessment of current coverage needs and safety protocols begins every new client relationship.

CS
107 Avenida de la Estrella #201a
Contractor's Edge Insurance Services
Workers' Compensation Insurance Agent · San Clemente, CA

Contractor’s Edge Insurance Services specializes in securing workers’ compensation coverage for businesses, tailoring policies to meet industry-specific risks. It also assists local employers with ongoing claims management and compliance guidance to help reduce workplace disruptions. During seasonal upticks in construction or contracting work, the agency advises clients on adjusting coverage limits and maintaining proper classification codes to avoid costly audit penalties.

DP
1100-1198 Caminante
Diamond Preferred Insurance Services
Workers' Compensation Insurance Agent · San Clemente, CA

Diamond Preferred Insurance Services focuses on securing workers' compensation coverage for businesses, ensuring protection for both employers and employees. They specialize in tailoring policies to meet the specific financial and operational needs of their clients throughout San Clemente and the surrounding region. The agency helps navigate the complexities of mandated insurance requirements while aiming to minimize risk exposure. It serves a variety of commercial sectors, including small to mid-sized offices, local warehouses, and food service establishments.

CC
806 E Avenida Pico suite i-266
Cal Commercial Insurance
Workers' Compensation Insurance Agent · San Clemente, CA

As a workers’ compensation insurance agent serving residential clients in San Clemente, Cal Commercial Insurance also provides commercial coverage for local businesses throughout Orange County. Their role involves helping employers manage claims and reduce workplace risks. Workers’ compensation policies support injured employees while protecting company assets. The firm helps clients secure policies that comply with state requirements. They offer guidance when a claim arises and assist with follow-up service between regular visits to ensure ongoing policy adjustments as business needs change.

PP
225 W Escalones
Patrick and Patrick Insurance Services Inc.
Workers' Compensation Insurance Agent · San Clemente, CA

Patrick and Patrick Insurance Services Inc. in San Clemente, California is known for assisting local businesses with workers' compensation insurance policies. It helps employers secure coverage that meets California state requirements while managing workplace injury risks. The agency serves a range of industries, from small offices to construction and trade contractors, by connecting clients with suitable insurer partners. For added protection, the company can arrange employer’s liability insurance to cover claims that fall outside standard workers' comp provisions.

BI
501 N El Camino Real #200
Bearbower Insurance Services
Workers' Compensation Insurance Agent · San Clemente, CA
(949) 347-9909
bearbowerinsurance.com
SI
122 Avenida Del Mar C
Shank Insurance Services
Workers' Compensation Insurance Agent · San Clemente, CA
(833) 878-2820
swartsmanning.com/shank
SC
501 N El Camino Real #200
San Clemente Insurance Services
Workers' Compensation Insurance Agent · San Clemente, CA
(949) 369-0951
sanclementeins.com
GG
940 Calle Negocio Ste 170
GIS Galvez Insurance Services
Workers' Compensation Insurance Agent · San Clemente, CA
(949) 240-7445
gisgalvezinsuranceservices.com
GL
1005 Calle Recodo
George L Brown Insurance
Workers' Compensation Insurance Agent · San Clemente, CA
(949) 361-1400
georgebrowninsurance.com
DM
931 Calle Negocio ste j
Douglas Mc Carty Insurance Services
Workers' Compensation Insurance Agent · San Clemente, CA
(949) 366-9405
douglasmccarty.com
WU
430 N El Camino Real Ste D
Western United Commercial Insurance Services
Workers' Compensation Insurance Agent · San Clemente, CA
(949) 529-0774
wucis.com
GI
901 Calle Amanecer Ste 200
Gallagher Insurance, Risk Management & Consulting
Workers' Compensation Insurance Agent · San Clemente, CA
(949) 940-1760
ajg.com

What Does a a Workers' Compensation Insurance Agent in San Clemente Cost?

Workers compensation insurance costs in California vary by industry, payroll, and claims history. For a small business in San Clemente, annual premiums typically range from 1,000 to 5,000 dollars for low-risk jobs like office work. Higher risk industries like construction can cost 10,000 dollars or more per year. This is general information and not insurance advice.

About workers' compensation insurance agents in San Clemente

A workers compensation insurance agent in San Clemente helps local businesses comply with California labor laws. California requires nearly all employers to carry workers compensation coverage. An agent can explain state-specific rules like the minimum benefit period and how to file a claim with the Division of Workers Compensation.

Frequently Asked Questions

What does a workers compensation insurance agent in San Clemente do?

An agent helps you find a policy that meets California state requirements. They explain coverage limits, premium factors, and how to report injuries. They also assist with annual audits and policy renewals.

Is workers compensation insurance mandatory in San Clemente California?

Yes, California law requires all employers with at least one employee to carry workers compensation insurance. Failure to do so can result in fines up to 100,000 dollars or even criminal penalties. An agent can help you secure compliant coverage.

How do I choose a workers compensation insurance agent in San Clemente?

Look for an agent licensed by the California Department of Insurance. Ask about their experience with small businesses or your specific industry. Compare quotes from multiple carriers to find a policy that fits your budget and risk profile.

Workers' Compensation Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.