The top-rated workers' compensation insurance agent in San Juan Capistrano, California is Acrisure Capistrano, CA (Insurance Solutions), rated 5.0 stars across 344 reviews. Other highly rated options include Stephanie Frisch Insurance 101 Services, John Kerkes - State Farm Insurance Agent, Richard Dong - State Farm Insurance Agent. This directory lists 14 workers' compensation insurance agents serving San Juan Capistrano.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Capistrano, CA (Insurance Solutions) | 33302 Valle Rd suite 200 | (800) 969-8082 |
| 2 | Stephanie Frisch Insurance 101 Services | 30320 Rancho Viejo Rd #16 | (949) 292-4958 |
| 3 | John Kerkes - State Farm Insurance Agent | 31815 Camino Capistrano #26 | (949) 661-0485 |
| 4 | Richard Dong - State Farm Insurance Agent | 27130 Paseo Espada Ste 503 | (949) 855-1310 |
| 5 | McDonough Insurance Services | 27136 Paseo Espada #103 | (949) 361-8471 |
| 6 | Taylor Oda - State Farm Insurance Agent | 31831 Camino Capistrano Ste 113 | (949) 429-5711 |
| 7 | Hackett Insurance Services - Farmers Insurance | 33161 Camino Capistrano k2 | (949) 943-3610 |
| 8 | Mares Insurance Services | 32122 Camino Capistrano Suite 210 | (949) 525-0570 |
| 9 | Farmers Insurance - Robert Heineman | 32341 Camino Capistrano Ste I | (949) 831-3723 |
| 10 | Lorinda Sloss - Sloss Insurance Services | 31431 Rancho Viejo Rd #102 | (949) 276-4500 |
Acrisure Capistrano, CA, serving San Juan Capistrano and the surrounding Orange County area, operates as a workers' compensation insurance agent. They assist local employers in securing policies that cover medical expenses and lost wages for job-related injuries. Their work includes evaluating business risk profiles to match them with appropriate coverage from various carriers. They also help clients navigate the complex California workers' compensation system, including handling policy renewals and audits. Among the specific services they provide are claims management support and payroll classification reviews for area businesses.
Stephanie Frisch Insurance 101 Services provides tailored workers’ compensation insurance solutions and associated risk-management guidance to employers in San Juan Capistrano. Its offerings include policy placement, claims assistance, and workplace safety education to help control long-term costs. Regular policy reviews and modifications ensure coverage remains aligned with evolving operational needs. The company services a range of commercial properties, including single-family homes used as workplaces, apartment complexes, retail stores, and restaurants.
John Kerkes - State Farm Insurance Agent in San Juan Capistrano serves local homeowners, businesses, and property managers who require workers' compensation insurance coverage for their employees. The agency assists clients in understanding mandatory state regulations and selecting appropriate policy limits to protect their workforce and company assets. John Kerkes provides guidance on claims procedures and risk management practices. His services also reach neighboring communities throughout the greater Mission Viejo and Laguna Hills area of Orange County.
Richard Dong - State Farm Insurance Agent serves San Juan Capistrano and the surrounding Orange County communities, handling workers' compensation insurance policies for local businesses. It assists employers in securing coverage that addresses medical expenses and lost wages for job-related injuries. For each typical client, the agency begins by reviewing the business type, payroll size, and industry risk factors to recommend an appropriate policy. It then guides the employer through the application process and ongoing claims support to help maintain compliance with California labor regulations.
McDonough Insurance Services offers both one-time policy placements for immediate coverage needs and ongoing account management for businesses with changing risk profiles. As a workers' compensation insurance agent in San Juan Capistrano, their work involves analyzing payroll classifications, evaluating loss history, and securing policies that comply with California state regulations. Coverage options address employer liability and injury-related medical expenses. Services for current clients run on a scheduled basis throughout the policy term, with renewal support provided as needed.
Taylor Oda - State Farm Insurance Agent in San Juan Capistrano provides workers' compensation insurance agency services, helping local businesses secure coverage for employee job-related injuries and illnesses. The agency also assists small and mid-sized companies with general business insurance needs. During seasonal increases in construction or agricultural work, the agent can adjust policy options to address temporary staffing risks and ensure compliance with California's specific workers' compensation regulations.
As the changing seasons bring new construction projects and staffing shifts to San Juan Capistrano, local employers face evolving workers’ compensation requirements to protect their teams and comply with regulations. Hackett Insurance Services - Farmers Insurance assists businesses by reviewing their specific operational risks and tailoring a coverage plan accordingly. The team works to provide a clear explanation of policy terms, helping clients understand their obligations. An initial assessment begins with a thorough consultation at your workplace, where a licensed agent inspects the premises and discusses potential loss-control measures.
Mares Insurance Services works with California employers to navigate the complexities of workers’ compensation coverage. The agency focuses on securing policies tailored to specific workplace risks, including customized loss control guidance and claims support. Located in San Juan Capistrano, it provides ongoing advisory services to help businesses manage premium costs and compliance requirements. Its clientele spans a variety of commercial sectors, including professional offices, warehouse and distribution facilities, and full-service food service operations.
Farmers Insurance - Robert Heineman in San Juan Capistrano provides workers' compensation coverage for residential clients seeking protection for household employees like caregivers or landscapers. The agency also extends commercial policies to small businesses navigating California's complex workers' comp requirements. Their service area includes San Juan Capistrano and surrounding Orange County communities. After workers' compensation policies are issued, the office schedules follow-ups to assess any changes in staff or operations between regular visits, ensuring coverage remains aligned with current business needs.
Lorinda Sloss of Sloss Insurance Services is known for personalized workers' compensation insurance guidance in San Juan Capistrano. The company serves local employers, helping them navigate coverage requirements and manage workplace injury risks through tailored policy options. Their service range includes analyzing business payrolls, classifying workforces, and securing appropriate loss-cost multipliers. A specialty service they can add on is providing periodic safety program reviews to help reduce future claim exposures for their clients.
What Does a a Workers' Compensation Insurance Agent in San Juan Capistrano Cost?
Workers compensation insurance costs in California vary by industry and payroll size. Typical rates range from $0.50 to $3.00 per $100 of payroll for low risk jobs and up to $15.00 or more for high risk work. In San Juan Capistrano, average premiums for small businesses often fall between $500 and $5,000 per year. This is general information and not insurance advice.
About workers' compensation insurance agents in San Juan Capistrano
Workers compensation insurance agents in San Juan Capistrano help employers comply with California Labor Code Section 3700 which requires all businesses with employees to carry coverage. These agents guide local businesses through policy options and state-mandated benefits. They also assist with classification codes and premium audits specific to Orange County industries.
Frequently Asked Questions
What does a workers compensation insurance agent in San Juan Capistrano do?
An agent helps you find a policy that meets California state requirements. They explain coverage limits and assist with payroll classification. They also help you file claims and manage audits.
Is workers compensation insurance required for all businesses in San Juan Capistrano?
Yes, California law requires all employers with at least one employee to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to have coverage can result in fines and stop-work orders.
How can a local agent help with California workers compensation rules?
A local agent understands California specific rules like the minimum benefit amounts and the 90 day time limit for claim reporting. They also know about the state fund option and private carrier choices. This helps you stay compliant and avoid penalties.
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