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Find Workers' Compensation Insurance Agents Near You in Santa Cruz, CA

Browse workers' compensation insurance agents serving Santa Cruz, California. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Santa Cruz, California is Chris Buich - State Farm Insurance Agent, rated 4.9 stars across 412 reviews. Other highly rated options include Lydia Harville - State Farm Insurance Agent, O'Brien Insurance Agency, DCD Financial & Insurance Services. This directory lists 15 workers' compensation insurance agents serving Santa Cruz.

Showing 15 workers' compensation insurance agents in Santa Cruz, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Chris Buich - State Farm Insurance Agent2222 E Cliff Dr Ste 200(831) 464-4300
2Lydia Harville - State Farm Insurance Agent1044 41st Ave(831) 476-6665
3O'Brien Insurance Agency1722 Seabright Ave(831) 621-1311
4DCD Financial & Insurance Services1123 Soquel Ave(831) 423-8542
5Paul Nelson Insurance Services730 Mission St #201(831) 426-9900
6Skip Leonard - State Farm Insurance Agent1101 Water St(831) 429-2700
7Ace Althouse - State Farm Insurance Agent1215 Mission St(831) 420-1555
8Shockley Insurance Solutions519 Seabright Ave Suite #213(831) 600-8755
9Erin Irvine Independent Insurance Producer406 Mission St # F(408) 316-5362
10Bedell & Nelson-Harbert Insurance2035 N Pacific Ave(831) 426-3700
CB
2222 E Cliff Dr Ste 200
Chris Buich - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Santa Cruz, CA

Chris Buich - State Farm Insurance Agent serves homeowners, businesses, and property managers in Santa Cruz, California, providing Workers' Compensation Insurance coverage. This agent helps local employers secure policies that protect employees injured on the job and manage related medical expenses. Clients receive guidance on navigating the specific requirements of California workers’ compensation law. As a locally based agency, it understands the unique operational environments of businesses throughout the Santa Cruz area. The agency also extends its services to residents and business owners in the neighboring community of Capitola.

LH
1044 41st Ave
Lydia Harville - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Santa Cruz, CA

Lydia Harville - State Farm Insurance Agent serves Santa Cruz, California, offering workers’ compensation insurance for local businesses. This agent helps employers navigate the complexities of securing coverage that meets California’s regulatory requirements while protecting both the company and its employees. Workers’ compensation policies in this area address medical expenses, lost wages, and rehabilitation for job-related injuries. The office routinely assists small and midsize businesses with policy selection, claims reporting, and premium audits. Lydia Harville handles workers’ compensation insurance for contractors and retail businesses navigating the Santa Cruz market.

OB
1722 Seabright Ave
O'Brien Insurance Agency
Workers' Compensation Insurance Agent · Santa Cruz, CA

O'Brien Insurance Agency in Santa Cruz, California, provides workers' compensation insurance coverage for small and medium-sized businesses. Its services include initial policy setup, payroll classification review, and ongoing risk management guidance. The agency also offers claims reporting support and periodic policy audits to ensure appropriate coverage levels. Companies can access experience modification consultations and assistance with injury prevention programs. It services single-family homes, apartments, retail stores, and restaurants.

DF
1123 Soquel Ave
DCD Financial & Insurance Services
Workers' Compensation Insurance Agent · Santa Cruz, CA

DCD Financial & Insurance Services serves local businesses and self-employed contractors in the Santa Cruz area by providing workers’ compensation insurance policies that meet California’s coverage requirements. These policies help protect employers from financial liability when staff are injured on the job, while also offering employees access to medical care and partial wage replacement during recovery. The agency guides its clients through regulatory compliance and policy selection. It additionally covers Scotts Valley and the broader Santa Cruz County region.

PN
730 Mission St #201
Paul Nelson Insurance Services
Workers' Compensation Insurance Agent · Santa Cruz, CA

Serving Santa Cruz and the surrounding communities of the Central Coast, Paul Nelson Insurance Services handles workers’ compensation insurance placement for local businesses. The agency works with employers to secure coverage that addresses workplace injury risks and state regulatory requirements. For a typical job, the agent reviews the client’s payroll, classification codes, and claims history to match them with an appropriate carrier policy. This approach helps manage premium costs while ensuring compliance with California’s workers’ compensation laws.

SL
1101 Water St
Skip Leonard - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Santa Cruz, CA

Skip Leonard - State Farm Insurance Agent in Santa Cruz, CA helps local businesses choose between a one-time policy review for immediate needs and recurring plan adjustments that evolve with changing workforce requirements. Workers’ compensation insurance coverage from this office protects employers against medical costs and lost wages if an employee is injured on the job. Claims guidance and policy updates are available to clients on an as-needed basis, with no obligation for ongoing scheduled consultations.

AA
1215 Mission St
Ace Althouse - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Santa Cruz, CA

Ace Althouse - State Farm Insurance Agent in Santa Cruz, CA, specializes in workers’ compensation insurance to cover medical expenses and lost wages for on-the-job injuries. It also assists with property, liability, and auto insurance needs for local businesses and individuals. A typical workers’ compensation policy helps employers manage claims and stay compliant with state requirements. As the busy summer construction season approaches faster than expected, this agency can advise on adjusting coverage to protect against increased injury risks.

SI
519 Seabright Ave Suite #213
Shockley Insurance Solutions
Workers' Compensation Insurance Agent · Santa Cruz, CA

As California businesses prepare for the seasonal uptick in outdoor work and construction, securing proper workers’ compensation coverage is essential for compliance and employee safety. Shockley Insurance Solutions in Santa Cruz helps local employers navigate this requirement by offering tailored insurance policies that meet state regulations. They assess each client’s specific workplace risks and payroll structure to determine appropriate coverage levels. Their process begins with a thorough review of the business’s operations and a detailed on-site inspection or virtual consultation to evaluate safety protocols and potential hazards.

EI
406 Mission St # F
Erin Irvine Independent Insurance Producer
Workers' Compensation Insurance Agent · Santa Cruz, CA

Erin Irvine Independent Insurance Producer provides comprehensive workers' compensation coverage for local businesses in the Santa Cruz area. The agency specializes in tailoring policies that address specific industry risks, including regulatory compliance and payroll classification. This independent approach allows clients to explore options from multiple carriers to find suitable protection for their workforce. The company serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments.

BN
2035 N Pacific Ave
Bedell & Nelson-Harbert Insurance
Workers' Compensation Insurance Agent · Santa Cruz, CA
CP
2035 N Pacific Ave ste a
Clarion Pacific Insurance Services
Workers' Compensation Insurance Agent · Santa Cruz, CA
(831) 337-4661
clarionpacificinsurance.com
DR
542 Ocean St #J
D and R Insurance Services
Workers' Compensation Insurance Agent · Santa Cruz, CA
(831) 427-3272
mercuryinsurance.com/local/d-and-r-insurance-services-045022.html
PB
9035 Soquel Ave #200
Progressive Benefit Group
Workers' Compensation Insurance Agent · Santa Cruz, CA
(877) 724-7187
progressivebenefit.com
CI
201 River St Suite 102
Cecy Insurance Services
Workers' Compensation Insurance Agent · Santa Cruz, CA
(831) 477-1730
cecyinsurance.com
PI
9035 Soquel Ave STE 105
Prinz Insurance Services
Workers' Compensation Insurance Agent · Santa Cruz, CA
(831) 475-4091
ca-ins.com

What Does a a Workers' Compensation Insurance Agent in Santa Cruz Cost?

Workers compensation insurance costs in California vary by industry, payroll, and claims history. For a small Santa Cruz business, annual premiums typically range from 500 to 5,000 dollars. High risk industries like construction can pay 10,000 dollars or more. Rates are set by the insurance company based on your classification code. This is general information and not insurance advice.

About workers' compensation insurance agents in Santa Cruz

A workers compensation insurance agent in Santa Cruz helps local businesses meet California legal requirements. California law mandates that nearly all employers provide workers comp coverage. An agent can explain how to comply with state regulations and find a policy that fits your business size and risk level.

Frequently Asked Questions

Who needs workers compensation insurance in Santa Cruz California?

Any employer with at least one employee in California must carry workers compensation insurance. This includes part time workers and family members. Failure to have coverage can result in fines and stop work orders.

What does a workers compensation insurance agent do in Santa Cruz?

An agent helps you compare policies from different carriers. They explain coverage limits, assist with claims reporting, and ensure your business meets California Division of Workers Compensation rules.

How long do I have to report a workplace injury in California?

You must report a workplace injury to your insurance carrier within 24 hours of learning about it. California law requires employers to provide a claim form within one working day of the injury.

Workers' Compensation Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.