The top-rated workers' compensation insurance agent in Torrance, California is Jeff Lowe - State Farm Insurance Agent, rated 5.0 stars across 942 reviews. Other highly rated options include Best California Insurance, Acrisure Torrance, CA (Peninsula General Ins.), Olson Duncan Insurance Service, Inc. This directory lists 19 workers' compensation insurance agents serving Torrance.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Lowe - State Farm Insurance Agent | 3400 Torrance Blvd #103 | (310) 214-0300 |
| 2 | Best California Insurance | 1710 Sepulveda Blvd | (310) 626-6366 |
| 3 | Acrisure Torrance, CA (Peninsula General Ins.) | 22330 Hawthorne Blvd suite i | (310) 539-2533 |
| 4 | Olson Duncan Insurance Service, Inc | 25550 Hawthorne Blvd STE 203 | (310) 373-6441 |
| 5 | Adelfia Insurance | 23133 Hawthorne Blvd STE 202 | (310) 747-4157 |
| 6 | TCP Insurance | 21250 Hawthorne Blvd #450 | (800) 726-3701 |
| 7 | Daiwa Insurance Marketing | 20355 Hawthorne Blvd 2nd Floor | (310) 540-8595 |
| 8 | Post Insurance Services, Inc | 2356 Torrance Blvd | (800) 262-9998 |
| 9 | Skypark Benefits Insurance Services | 2790 Skypark Dr UNIT 108 | (800) 543-0698 |
| 10 | Ganis Insurance Services, Inc. | 3655 Torrance Blvd STE 300 | (310) 540-8486 |
Jeff Lowe - State Farm Insurance Agent serves the Torrance, California area as a workers’ compensation insurance agent. The company assists local businesses in securing coverage that meets state requirements and protects employees in case of workplace injury. It helps employers understand policy options and manage premium costs. This agency also guides clients through the claims process and provides ongoing support for compliance with California labor regulations.
Best California Insurance helps businesses secure workers' compensation coverage and manage their ongoing compliance needs. It provides initial policy placement and assists with required reporting, audits, and renewal strategies to maintain coverage continuity. The agency also offers guidance on workplace safety protocols and claim management support to reduce overall risk exposure. Its services are designed for a range of commercial properties, including single-family homes, apartments, retail, and restaurants.
Acrisure Torrance, CA (Peninsula General Ins.) serves local businesses and property managers in need of workers’ compensation insurance. It assists employers in securing coverage that helps protect their workforce and comply with California regulations. The agency navigates policy options to match each client’s operational risks and industry requirements. Its services include risk assessment, claims support coordination, and policy management. The firm also covers neighboring communities throughout the South Bay region of the Los Angeles metro area, including Redondo Beach and Manhattan Beach.
Olson Duncan Insurance Service, Inc. serves the Torrance area and surrounding South Bay communities with workers' compensation insurance agent services. It handles the placement of employer liability policies and the management of claims for businesses of varying sizes. The company works to secure coverage that complies with California regulations while addressing each client's operational risks. For a typical job, it begins by assessing a business's payroll and injury history, then matches those factors with appropriate carriers and policy terms.
Adelfia Insurance, located in Torrance, California, provides workers' compensation coverage that addresses the difference between one-time policy setup for a single project and recurring monthly payroll-based service for ongoing operations. As a workers’ compensation insurance agent, the company helps local businesses navigate compliance with state regulations and secure appropriate protection for employee injuries. Service options are available on either a scheduled quarterly review or an as-needed basis for policy adjustments and claims assistance, depending on the client’s specific business cycle.
TCP Insurance provides expert guidance on workers' compensation insurance for businesses in Torrance, California, helping employers secure coverage to protect their staff and operations. As a local agent, it assists clients in understanding policy options, managing claims, and ensuring compliance with California’s labor requirements. For construction or agricultural businesses facing seasonal hiring peaks, the company helps adjust coverage limits to account for fluctuating payroll and risk levels during these busier periods.
When California companies face the annual renewal of their workers’ compensation coverage or experience a workplace injury claim that sends premiums climbing, Daiwa Insurance Marketing in Torrance steps in as a local independent agent. The agency works with businesses across the South Bay to structure policies that meet state-mandated requirements while managing risk. Coverage selection begins with a full walk-through of the employer’s operations and payroll records. The process starts with a scheduled initial-assessment visit at the client's place of business.
Post Insurance Services, Inc. assists California employers in navigating the complexities of workers' compensation coverage. Based in Torrance, the firm focuses on pairing core workplace injury policies with specialized endorsements such as employer’s liability protection. The agency analyzes payroll classifications and risk exposures to match clients with appropriate carriers and policy limits. This service helps businesses manage the costs associated with on-the-job accidents. Commercial sectors served include local offices, warehousing facilities, and food service operations.
Skypark Benefits Insurance Services provides residential workers' compensation coverage for individual clients in Torrance, California, addressing protection and medical cost needs. The company also offers commercial policies tailored to small and medium businesses throughout the surrounding region. Brokers assist employers in managing workplace injury claims and compliance requirements. Clients can expect follow-up service support between regular policy reviews to adjust coverage as operations change.
Ganis Insurance Services, Inc., based in Torrance, California, is a workers’ compensation insurance agent serving local businesses. The company assists employers in securing coverage that addresses workplace injury claims and compliance with state regulations. They help clients evaluate policy options and manage risk to maintain stable operations. A specialty service they can offer is providing loss control consultations to help reduce on-the-job accidents.
What Does a a Workers' Compensation Insurance Agent in Torrance Cost?
Workers compensation insurance costs in California vary widely by industry and payroll. For a small office business, rates may range from 0.50 to 1.50 dollars per 100 dollars of payroll. For high risk industries like construction, rates can be 10 to 25 dollars per 100 dollars of payroll. Your agent can provide a specific quote based on your business details. This is general information and not insurance advice.
About workers' compensation insurance agents in Torrance
Workers compensation insurance agents in Torrance California help business owners secure coverage required by state law. California Labor Code Section 3700 mandates that nearly all employers provide workers comp insurance. A local agent can explain how rates are set and help you comply with California Division of Workers Compensation regulations.
Frequently Asked Questions
What does a workers compensation insurance agent in Torrance do?
A workers compensation insurance agent in Torrance helps you find a policy that meets California legal requirements. They explain coverage options, assist with payroll reporting, and help you understand experience modification factors. They do not provide legal advice but can guide you to compliant coverage.
Is workers compensation insurance required for all Torrance businesses?
Yes, California law requires all employers with at least one employee to carry workers compensation insurance. This includes part-time and seasonal workers. Sole proprietors without employees may choose to opt out but should discuss risks with an agent.
How do California workers comp rates differ from other states?
California uses a competitive rating system where each insurer sets its own rates subject to approval by the California Department of Insurance. Rates are based on your industry classification, payroll, and claims history. California rates are generally higher than the national average due to state benefit levels and medical costs.
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