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Workers' Compensation Insurance Agents in Niantic, CT

Directory of workers' compensation insurance agents in Niantic, Connecticut. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Niantic, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 4 workers' compensation insurance agents in Niantic, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michaela Jordan - State Farm Insurance Agent
190 Flanders Rd Unit C, Niantic, CT 06357
(860) 451-3641 michaelajordaninsurance.com
CT Insurance Agency | Medicare | Craig Thibeau
190 Flanders Rd unit e, Niantic, CT 06357
(860) 334-1354 craigthibeauinsurance.com
Farmers Insurance - Michael Whalen
180 Flanders Rd Unit 1, Niantic, CT 06357
(860) 850-4416 agents.farmers.com
Welch Standish Insurance LLC
53 Hope St, Niantic, CT 06357
(860) 739-0066 welchstandishins.com

Workers compensation insurance agents in Niantic Connecticut help local businesses secure coverage required by state law. Connecticut requires nearly all employers to carry workers comp for their employees. An agent can explain how rates are set and help you comply with Connecticut General Statutes Title 31.

What Does a Workers' Compensation Insurance Agent in Niantic Cost?

Typical costs for workers compensation insurance in Connecticut range from 1 to 3 percent of payroll for low-risk office jobs to 10 to 20 percent for high-risk construction or manufacturing work. For a small Niantic business with 50 000 in payroll, a policy might cost 500 to 1 500 per year. Costs vary by industry, claims history, and safety record. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Niantic do?
An agent helps you find a policy that meets Connecticut state requirements. They explain coverage options, assist with payroll reporting, and help you file claims if needed. They also advise on how to reduce your premium through safety programs.
Is workers compensation insurance required in Connecticut?
Yes, Connecticut law requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to carry coverage can result in fines and stop-work orders.
How do Connecticut workers comp rates compare to other states?
Connecticut has moderate workers compensation rates compared to the national average. Rates are set by the National Council on Compensation Insurance and approved by the Connecticut Insurance Department. Your specific rate depends on your industry classification and payroll.