The top-rated workers' compensation insurance agent in Washington, District Of Columbia is Mary Snider - State Farm Insurance Agent, rated 4.9 stars across 159 reviews. Other highly rated options include Capital Insurance Partners, David Munson - State Farm Insurance Agent - DC, Clements Worldwide, a Gallagher Company. This directory lists 17 workers' compensation insurance agents serving Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mary Snider - State Farm Insurance Agent | 1 Thomas Cir NW STE 700 | (301) 622-9440 |
| 2 | Capital Insurance Partners | 5028 Wisconsin Ave #103 | (202) 362-4500 |
| 3 | David Munson - State Farm Insurance Agent - DC | 4300 Fordham Rd NW Suite 240 | (202) 686-5197 |
| 4 | Clements Worldwide, a Gallagher Company | 1220 L St NW Suite 1200 | (202) 872-0060 |
| 5 | Crystal Insurance Group, Inc. | 1801 Belmont Rd NW #201 | (202) 387-9162 |
| 6 | CB Chambers Insurance Agency | 4315 50th St NW # 100 | (202) 681-6168 |
| 7 | All Insured | 1415 Elliot Pl NW | (202) 804-1234 |
| 8 | HWP Insurance | 80 M St SE #350 | (202) 331-9200 |
| 9 | Lockhart's Insurance Services | 3907 Georgia Ave NW | (202) 829-6222 |
| 10 | Insuranceisland | 1615 Q St NW #1108 | (240) 335-2426 |
Mary Snider - State Farm Insurance Agent serves Washington, DC, offering workers compensation insurance for businesses in the area. This agency helps local employers secure coverage that meets state requirements for workplace injury protection. Services include policy quotes and claims guidance to assist with managing employee medical expenses and lost wages after a work-related accident. Claims management support and policy adjustments are specific services handled by this agent.
Based in Washington, DC, Capital Insurance Partners offers a full range of workers' compensation insurance solutions, including managing claims and ensuring regulatory compliance for local businesses. Its service and maintenance plans focus on minimizing workplace risks through loss control resources and policy renewals tailored to changing labor needs. By connecting clients with appropriate coverage, the agency helps protect employees while controlling premium costs. The company services single-family home construction crews, apartment complexes, retail storefronts, and full-service restaurants.
David Munson - State Farm Insurance Agent - DC serves local homeowners, businesses, and property managers by offering workers’ compensation insurance policies in Washington, DC. The agency helps clients understand coverage requirements and file claims. It assists with managing premiums and ensuring compliance with local regulations. Services include policy review and risk assessment for small to mid-sized employers. The agency also covers clients in the surrounding parts of the Washington metropolitan area, including nearby communities in northern Virginia such as Arlington.
Clements Worldwide, a Gallagher Company, serves the District of Columbia and its surrounding Maryland and Virginia communities, handling workers' compensation insurance solutions for local businesses. It assists employers in securing coverage that complies with regional regulations. The firm generally evaluates each client’s operational risks and claims exposure by analyzing their specific industry and workforce size. This full-service analysis helps determine appropriate policy structures. Its typical approach involves a thorough review of a client's current coverage gaps and premium costs to recommend tailored adjustments that balance protection with affordability.
Clients working with a workers' compensation insurance agent can choose either a one-time policy purchase or an ongoing service arrangement for managing coverage and claims. Crystal Insurance Group, Inc., located in Washington, DC, helps local businesses secure policies that comply with district regulations and protect against workplace injury costs. The agent can assist with policy selection, risk assessment, and claim navigation. Service runs on either a scheduled or as-needed basis, depending on each client's specific requirements.
CB Chambers Insurance Agency offers specialized workers' compensation coverage for small to mid-sized businesses in the Washington, DC area. It handles policy placement, claim reporting assistance, and premium audit support. The agency helps local employers navigate the unique compliance requirements of the District’s workers' compensation regulations. Many clients rely on its guidance when facing seasonal staffing changes or an increase in workplace injuries during winter weather.
All Insured functions as a workers' compensation insurance agent in Washington, DC, advising employers on statutory coverage requirements. It further specializes in structuring policies that address occupational injury liabilities while controlling premium expenses. For offices, the agent helps classify clerical exposure accurately to avoid rate overcharges. Warehouses receive guidance on securing coverage tailored to material handling and lifting risks. Food service operations are assisted with policies that account for common kitchen hazards and slip-related injuries, ensuring each sector’s unique operational exposures are properly protected.
As seasonal weather shifts or regulatory changes arise in the Washington, DC area, businesses often face updated risk exposures that require careful workers' compensation coverage review. HWP Insurance, a local workers' compensation insurance agent company, helps employers navigate these adjustments by identifying policies that align with current workforce and operational needs. Drawing on familiarity with regional industry patterns, the firm evaluates potential liability and claims management options. An initial assessment step typically involves an on-site inspection of workplace conditions to ensure proper coverage.
Lockhart's Insurance Services provides residential workers' compensation insurance for clients in the Washington, DC area, ensuring homeowners and domestic employers have necessary coverage. The agency also handles commercial policies for local businesses, offering ongoing support throughout the claim process. Services extend across the District, helping policyholders comply with legal requirements and manage workplace risks. After an initial claim is resolved, the agency follows up to review any changes in coverage needs before the regular renewal visit.
Insuranceisland is known for guiding Washington, DC, businesses through the complexities of workers’ compensation insurance, offering tailored coverage for local employers. It assists with risk management and regulatory compliance, ensuring injured workers receive appropriate medical and wage benefits without litigation. The agency serves various commercial enterprises, from construction firms to offices, helping them secure policies that meet District of Columbia requirements. In addition to basic coverage, it provides specialized loss-control consultations designed to reduce workplace hazards and improve long-term safety records.
What Does a a Workers' Compensation Insurance Agent in Washington Cost?
Workers compensation insurance costs in Washington DC vary by industry, payroll size, and claims history. For a small office based business, annual premiums typically range from 300 to 1500 dollars per employee. Higher risk industries like construction may see premiums of 3000 to 10000 dollars or more per employee. Rates are set by the DC Department of Insurance Securities and Banking and can change each year. This is general information and not insurance advice.
About workers' compensation insurance agents in Washington
Workers compensation insurance agents in Washington District of Columbia help employers secure coverage that meets DC law requirements. Under the District of Columbia Workers Compensation Act, most employers with one or more employees must carry workers comp insurance. An agent can guide you through the mandatory coverage rules and help you compare policies from different carriers.
Frequently Asked Questions
Who needs workers compensation insurance in Washington DC?
In the District of Columbia, any employer with one or more employees must carry workers compensation insurance. This includes part time and temporary workers. Sole proprietors and independent contractors may be exempt but should verify their status with a licensed agent.
What are the penalties for not having workers comp insurance in DC?
Employers who fail to carry required workers compensation insurance in DC face fines up to 1000 dollars per day of noncompliance. The DC Department of Employment Services can also issue stop work orders and pursue criminal charges for willful violations.
How do I choose a workers compensation insurance agent in Washington DC?
Look for an agent licensed in the District of Columbia who specializes in commercial insurance. Ask about their experience with DC specific regulations and their access to multiple insurance carriers. A good agent can explain how your payroll and classification codes affect your premium.