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Compare Workers' Compensation Insurance Agents in Crystal River, FL

Directory of workers' compensation insurance agents in Crystal River, Florida. Verify credentials with the state department of insurance before hiring.

8 agents listed
Updated May 2026
Crystal River, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 8 workers' compensation insurance agents in Crystal River, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Lampasona - State Farm Insurance Agent
867 NE 5th St, Crystal River, FL 34429
(352) 795-4747 floridafloodagent.com
Advanced Insurance Solutions
930 N Suncoast Blvd, Crystal River, FL 34429
(352) 228-4040 insbrokers.org
Bird Insurance Group Llc
721 NE US Hwy 19, Crystal River, FL 34429
(352) 489-1992 birdinsurancegroup.com
Kevin Hewitson: Allstate Insurance
8028 W Gulf to Lake Hwy, Crystal River, FL 34429
(352) 563-2323 agents.allstate.com
Linda Lane - State Farm Insurance Agent
901 US-19, Crystal River, FL 34429
(352) 563-0101 statefarm.com
Phoenix PEO Specialists
18 NE 4th Ave Suite 2243, Crystal River, FL 34429
(800) 769-8690 phoenixpeos.com
West Coast Insurers
104 SE 7th Ave, Crystal River, FL 34429
(352) 795-2354 progressiveagent.com
Nature Coast Insurance Inc: Sanders Kathy
6741 W Gulf to Lake Hwy, Crystal River, FL 34429
(352) 795-0105

A workers compensation insurance agent in Crystal River helps local businesses comply with Florida state law. Florida requires most employers with four or more employees to carry workers compensation coverage. An agent can explain the specific requirements for your industry and help you find a policy that fits your needs.

What Does a Workers' Compensation Insurance Agent in Crystal River Cost?

Workers compensation insurance costs in Florida vary by industry, payroll, and claims history. Rates are set by the National Council on Compensation Insurance and approved by the Florida Office of Insurance Regulation. Typical rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low risk industries and can exceed 10.00 dollars for high risk jobs like roofing. Each business receives a unique quote based on its specific classification codes and loss experience. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Crystal River do?
An agent helps you understand Florida workers compensation laws and find a policy that meets state requirements. They can explain coverage options, help with payroll reporting, and assist with claims questions. Agents also help you avoid penalties for noncompliance with Florida statutes.
Who needs workers compensation insurance in Florida?
Florida law requires workers compensation for most employers with four or more employees. Construction businesses with one or more employees must also carry coverage. Sole proprietors and partners can choose to exclude themselves from coverage in most cases.
How do I find a workers compensation insurance agent in Crystal River?
You can search for licensed agents through the Florida Department of Financial Services website or ask for referrals from other local business owners. Many independent insurance agencies in Citrus County offer workers compensation policies. Make sure the agent is licensed to sell commercial insurance in Florida.