Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 6 workers' compensation insurance agents in Fernandina Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brightway Insurance, The Coastal Agency
5472 1st Coast Hwy Suite 12, Fernandina Beach, FL 32034
(904) 712-6300
brightway.com
Compass Group Insurance
11 S 11th St, Fernandina Beach, FL 32034
(904) 746-4648
compassgroupinsurance.com
Estrella Insurance
474268 E State Rd 200, Fernandina Beach, FL 32034
(904) 432-8736
agents.estrellainsurance.com
Nelson & Associates Insurance, LLC.
1890 S 14th St #301, Fernandina Beach, FL 32034
(904) 326-3288
nelsonandassociatesinsurance.com
Morrow Insurance Group, Inc.
1896 S 14th St STE 5, Fernandina Beach, FL 32034
(904) 261-0707
morrowig.com
Amelia Insurance
2384 Sadler Rd, Fernandina Beach, FL 32034
(904) 261-3606
ameliainsurance.com
What Does a Workers' Compensation Insurance Agent in Fernandina Beach Cost?
Workers compensation insurance costs in Florida vary by industry, payroll, and claims history. For a small business in Fernandina Beach, annual premiums typically range from a few hundred to several thousand dollars per employee. Construction and high risk industries have higher rates. Rates are set by the National Council on Compensation Insurance and approved by the Florida Office of Insurance Regulation. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Fernandina Beach do?
A workers compensation insurance agent helps you find a policy that meets Florida state requirements. They explain coverage options, assist with applications, and help you compare quotes from different insurance carriers. They also advise on how to reduce your premium through safety programs.
Is workers compensation insurance required for my business in Fernandina Beach?
Yes, under Florida Statute 440, most employers with four or more employees must carry workers compensation insurance. Construction businesses with one or more employees are also required to have coverage. An agent can confirm your specific obligations based on your industry and number of workers.
How do I choose a workers compensation insurance agent in Fernandina Beach?
Look for an agent licensed in Florida with experience in your industry. Ask about their knowledge of local businesses and their ability to provide quotes from multiple carriers. A good agent will also help you understand Florida specific rules like the 2 year statute of limitations for filing claims.