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Compare Workers' Compensation Insurance Agents in Kapaʻa, HI

Browse workers' compensation insurance agents serving Kapaʻa, Hawaii. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Kapaʻa, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 3 workers' compensation insurance agents in Kapaʻa, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Donovan Gardner: Allstate Insurance
4-901 Kuhio Hwy Ste 112, Kapaʻa, HI 96746
(808) 212-9848 agents.allstate.com
Darrellyn Lemke - State Farm Insurance Agent
4-1593 Kuhio Hwy, Kapaʻa, HI 96746
(808) 822-7335 darrellynlemke.com
Insurance Factors
5196 Kome St, Kapaʻa, HI 96746
(808) 822-3097 insurancefactors.com

Workers compensation insurance agents in Kapaʻa help employers meet Hawaii state law requirements. Hawaii law mandates that most employers with one or more employees carry workers compensation coverage. A local agent can explain how Hawaii Revised Statutes Chapter 386 applies to your business and help you find a policy that fits your needs.

What Does a Workers' Compensation Insurance Agent in Kapaʻa Cost?

Workers compensation insurance costs in Hawaii vary by industry, payroll size, and claims history. Typical rates range from $1.50 to $5.00 per $100 of payroll for low risk jobs, and up to $20.00 or more for high risk occupations like construction. Premiums are also affected by the Hawaii Workers Compensation rate filings approved by the state insurance commissioner. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Who needs workers compensation insurance in Kapaʻa Hawaii?
In Hawaii, any employer with at least one employee must carry workers compensation insurance. This includes part time and seasonal workers. Certain agricultural and domestic workers may have different rules under Hawaii law.
What does a workers compensation insurance agent in Kapaʻa do?
An agent helps you compare policies from different carriers, explains Hawaii specific coverage requirements, and assists with claims reporting. They also advise on premium calculations and safety programs to reduce your rates.