The top-rated workers' compensation insurance agent in Addison, Illinois is Luis Garcia - State Farm Insurance Agent, rated 4.9 stars across 409 reviews. Other highly rated options include Gary Lemenager - State Farm Insurance Agent, Freeway Insurance, My Insurance Werks, Inc.. This directory lists 15 workers' compensation insurance agents serving Addison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Luis Garcia - State Farm Insurance Agent | 245 Addison Rd | (630) 543-8582 |
| 2 | Gary Lemenager - State Farm Insurance Agent | 1250 W Lake St | (630) 628-0700 |
| 3 | Freeway Insurance | 433 W Lake St | (630) 425-7083 |
| 4 | My Insurance Werks, Inc. | 211 E Lake St #2 | (630) 410-9375 |
| 5 | Magnum Insurance Agency | 522 W Lake St Suite D | (630) 563-4725 |
| 6 | Towns Johnson Ins: Allstate Insurance | 221 E Lake St Ste 201 | (630) 834-5678 |
| 7 | Hispano Insurance Agency, Inc. | 15 N Addison Rd | (630) 833-0505 |
| 8 | Oxford Auto Insurance | 560 W Lake St | (630) 320-3310 |
| 9 | Leticia Herrera Agency, Inc American Family Insurance | 1000 W Lake St | (630) 543-8009 |
| 10 | Farmers Insurance - James Provinzino | 240 E Lake St Ste 205 | (630) 941-0566 |
Luis Garcia - State Farm Insurance Agent serves the Addison, Illinois area and surrounding communities. The agency provides workers' compensation insurance coverage for local businesses. These policies help employers manage costs related to employee workplace injuries and illnesses. Agents at this location work with business owners to select appropriate limits and understand coverage options. The agency also assists with policy adjustments as a company’s workforce changes. Workers' compensation insurance from this office includes claims assistance coordination and access to loss control resources.
Gary Lemenager - State Farm Insurance Agent in Addison, IL provides workers’ compensation insurance services that help local businesses manage workplace injury risk and comply with state regulations. The agency offers coverage evaluation, policy selection, and ongoing claims assistance to ensure proper support during incidents. Service plans include annual policy reviews and updates based on changing business needs. The company serves a range of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Freeway Insurance provides a range of workers' compensation insurance solutions for businesses in the Addison, Illinois area, including helping employers meet state-required coverage mandates. Its service plans typically include policy administration support, claims management assistance, and guidance on compliance with local regulations. The company also offers ongoing maintenance by reviewing coverage limits as business operations evolve. These services are designed for various property types such as single-family homes, apartments, retail stores, and restaurants.
My Insurance Werks, Inc. serves businesses, property managers, and contractors in Addison, IL by offering workers' compensation insurance coverage solutions. They assist clients in navigating Illinois regulations to secure policies that meet workplace injury requirements. Their services focus on helping employers manage risks associated with employee health and safety obligations. The agency also extends its support to clients throughout the western Chicago suburbs, including communities like Lombard.
Magnum Insurance Agency serves businesses and employers in Addison, Illinois, by providing specialized Workers’ Compensation Insurance coverage. The agency helps local companies understand mandatory state regulations and secure policies tailored to their specific industry risks and workforce needs. They assist with navigating claims processes and implementing workplace safety strategies to support compliance and reduce potential liabilities. Their services extend to neighboring communities throughout the western suburbs of DuPage County, including Bloomingdale and Carol Stream.
Towns Johnson Ins: Allstate Insurance serves Addison, Illinois, and the surrounding communities in DuPage County. It handles workers’ compensation insurance for local businesses, helping employers secure coverage that meets state requirements for workplace injury claims. The agency manages the complexities of policy selection and claims support to keep operations running smoothly. For a typical job, it assesses a business’s specific risks and payroll size to recommend appropriate coverage levels and loss control measures.
Hispano Insurance Agency, Inc., in Addison, Illinois, helps businesses distinguish between the need for a single workers' compensation policy to cover a specific project and the need for ongoing protection across multiple tax periods. Coverage secures medical care and lost wages for employees injured on the job, with premiums based on payroll and industry risk classification. Agents assess each operation's claims history and safety protocols to recommend appropriate policy terms and liability limits. This agency offers its workers' compensation insurance agent services on a scheduled basis.
Oxford Auto Insurance in Addison, IL provides workers’ compensation insurance agency services, focusing on helping local businesses secure coverage for work-related injuries and illnesses. Its agents guide employers through policy selection, ensuring compliance with Illinois regulations and managing claim processes for injured workers. The agency assists with periodic safety reviews to help reduce workplace risks. When winter weather increases slip and fall hazards or seasonal layoffs alter payroll reporting, the office helps clients adjust their policies to accurately reflect changing exposure and maintain proper coverage.
As local businesses in Addison prepare for the winter months, the risk of workplace injuries can increase with ice and snow conditions. Leticia Herrera Agency, Inc American Family Insurance helps employers navigate this challenge by offering workers’ compensation insurance designed to protect both their staff and their bottom line. The agency assists with selecting coverage that meets Illinois requirements while managing policy costs effectively. A thorough initial inspection of the workplace and current safety protocols is always the first step in the insurance assessment process.
What Does a a Workers' Compensation Insurance Agent in Addison Cost?
Workers compensation insurance costs in Illinois vary by industry and payroll. For a small construction business, rates can range from $5 to $15 per $100 of payroll. Office workers typically pay $0.50 to $2 per $100 of payroll. Your agent can provide a specific quote based on your business details. This is general information and not insurance advice.
About workers' compensation insurance agents in Addison
Workers compensation insurance agents in Addison Illinois help local businesses secure coverage required by state law. Illinois requires most employers to carry workers compensation insurance for their employees. An agent can guide you through the process of obtaining a policy that meets Illinois Department of Insurance standards.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Addison Illinois?
Yes, Illinois law requires most employers with one or more employees to carry workers compensation insurance. There are limited exceptions for certain agricultural workers and sole proprietors without employees.
What are the penalties for not having workers comp insurance in Illinois?
Employers who do not carry required coverage face fines of up to $500 per day of noncompliance. The Illinois Workers Compensation Commission can also issue stop-work orders and pursue criminal charges for willful violations.
How does an agent help a small business in Addison get workers comp insurance?
An agent reviews your business operations and payroll to find a policy from an approved carrier. They can explain Illinois rate classifications and help you complete the required application forms for coverage.
Workers' Compensation Insurance Agents in Other Illinois Cities
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