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Find Workers' Compensation Insurance Agents Near You in South Elgin, IL

Looking for a workers' compensation insurance agent in South Elgin? Review the directory below to compare your options.

2 agents listed
Updated May 2026
South Elgin, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 2 workers' compensation insurance agents in South Elgin, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jay Janese - State Farm Insurance Agent
311 Randall Rd, South Elgin, IL 60177
(847) 741-5733 jayjanese.com
Gina G Gonzalez - State Farm Insurance Agent
48 S McLean Blvd, South Elgin, IL 60177
(847) 695-1483 insurewithgina.com

A workers compensation insurance agent in South Elgin Illinois helps local businesses obtain the required coverage under Illinois state law. Illinois requires most employers to carry workers compensation insurance for their employees. An agent can explain the specific requirements for your business type and help you compare policies from different carriers.

What Does a Workers' Compensation Insurance Agent in South Elgin Cost?

Workers compensation insurance costs in Illinois vary by industry classification and payroll. For a small business in South Elgin with low-risk employees, annual premiums typically range from 300 to 1,500 dollars per employee. Higher risk industries like construction may see rates from 2,000 to 5,000 dollars per employee. Actual costs depend on your specific business class code, claims history, and chosen deductible. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the Illinois requirements for workers compensation insurance?
Under the Illinois Workers Compensation Act, any employer with one or more employees must carry workers compensation insurance. This includes part-time and seasonal workers. Failure to carry coverage can result in fines and legal penalties.
How does a workers compensation insurance agent in South Elgin help my business?
An agent reviews your business operations and payroll to find appropriate coverage. They can explain Illinois-specific rules like the 45-day time limit to report an injury and the 14-day period for employers to file a claim with their carrier.
Can I bundle workers compensation insurance with other business policies?
Yes many agents offer business owner policies that combine workers compensation with general liability and property insurance. Bundling can simplify payments and may provide premium discounts through certain Illinois carriers.