The top-rated workers' compensation insurance agent in Granger, Indiana is Dyttha Gallagher - State Farm Insurance Agent, rated 5.0 stars across 379 reviews. Other highly rated options include Rick Reid - State Farm Insurance Agent, Hoffman Insurance Group, Inc., Patsy Sears - State Farm Insurance Agent. This directory lists 10 workers' compensation insurance agents serving Granger.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dyttha Gallagher - State Farm Insurance Agent | 13251 IN-23 | (574) 855-3494 |
| 2 | Rick Reid - State Farm Insurance Agent | 12645 IN-23 Ste A | (574) 310-8100 |
| 3 | Hoffman Insurance Group, Inc. | 52513 Gumwood Rd | (574) 277-5511 |
| 4 | Patsy Sears - State Farm Insurance Agent | 416 W Cleveland Rd | (574) 277-9772 |
| 5 | Roger Ellsworth - State Farm Insurance Agent | 51099 Bittersweet Rd J | (574) 277-2300 |
| 6 | McCartney Insurance LLC | 14887 IN-23 #1 | (574) 235-4888 |
| 7 | Korhorn Financial Group, Inc. | 6910 N Main St Building 16, Unit 41 | (574) 247-5898 |
| 8 | Hoffman Benefit Group | 6005 N Fir Rd | (574) 277-5511 |
| 9 | Indiana Farm Bureau Insurance - Jordan Smith Agency | 12525 Anderson Rd | (574) 406-6080 |
| 10 | Welling Agency - Indiana Farm Bureau Insurance | 12525 Anderson Rd #3 | (574) 406-6085 |
Dyttha Gallagher - State Farm Insurance Agent serves St. Joseph County and the Granger area, offering workers' compensation insurance solutions for local businesses. This agency assists employers in securing coverage that helps address medical expenses and lost wages for employees injured on the job. Policies from this agent can be tailored to meet specific industry needs and state regulatory requirements. The office handles policy quotes and new policy issuance for small to mid-sized businesses in the region.
Rick Reid - State Farm Insurance Agent in Granger, IN, provides workers' compensation insurance coverage to help local businesses meet legal requirements and protect employees against job-related injuries. Services include policy consultation and claims assistance to manage workplace risk. Maintenance plans involve periodic policy reviews to ensure coverage remains aligned with changing business operations and workforce sizes. The agent serves properties ranging from single-family homes and apartments to retail establishments and restaurants.
Hoffman Insurance Group, Inc. serves local businesses and employers in and around Granger, Indiana who require workers’ compensation insurance coverage. It assists clients in securing policies that address workplace injury risks and comply with state regulations. The agency works to find appropriate coverage options for different industries, helping organizations manage their insurance needs and maintain financial protection. Its services also extend to the greater South Bend metro area, including nearby communities such as Mishawaka.
Serving Granger, Indiana, and the surrounding communities, Patsy Sears - State Farm Insurance Agent handles workers' compensation insurance for area businesses. This coverage helps protect employers by addressing medical expenses and lost wages for employees who suffer job-related injuries or illnesses. Workers' compensation policies are tailored to comply with local regulatory requirements and the specific needs of each business operation. To handle a typical job, the agent first reviews the company's workforce and risk exposure, then recommends a coverage plan that aligns with both safety needs and state mandates.
Local workers' compensation coverage ensures staff are protected if injured on the job; it can be obtained as a standalone policy for a specific project or as a recurring benefit within an overall business insurance package. Roger Ellsworth - State Farm Insurance Agent, located in Granger, IN, helps local employers assess their workplace risk and secure the appropriate level of protection. Depending on a business’s operational needs, service is arranged either on a one-time or as-needed schedule.
Based in Granger, Indiana, McCartney Insurance LLC specializes in providing workers’ compensation insurance coverage for local businesses. The agency helps employers manage the often complex paperwork and regulations required by law for workplace injury claims. It assists a range of local industries in securing insurance policies that protect both staff and company assets. As winter weather increases the risks of slips, falls, and cold-related workplace injuries, the agency aids businesses in evaluating their current coverage before the busy snow season arrives.
As winter ice and spring rains create hazardous conditions around Granger, businesses face an increased risk of slip-and-fall injuries and other workplace accidents. Korhorn Financial Group, Inc. helps local employers navigate these challenges by securing appropriate workers' compensation insurance coverage. This agent guides clients through policy options that address common regional risks like warehouse injuries or construction site incidents. The process begins with a thorough review of the company’s current operations and an on-site inspection to identify potential liabilities before a policy is tailored.
Hoffman Benefit Group works as a workers’ compensation insurance agent in Granger, Indiana, helping employers secure necessary coverage. The firm specializes in integrating risk management components, such as workplace safety guidance and claims support, to control costs and reduce workplace injuries. It evaluates unique operational exposures across different industries to tailor policy solutions. The agent serves commercial sectors including office environments, warehouse facilities, and food service establishments.
Indiana Farm Bureau Insurance - Jordan Smith Agency in Granger, IN serves local residential clients with workers’ compensation coverage for domestic employees. They also offer commercial policies to area businesses needing employee injury protection. Service extends throughout Granger and the surrounding region. The agency handles initial policy setup, explains coverage options, and processes claims to support recovery. Between regular visits, clients can contact the office for follow-up questions or schedule additional appointments to review changing coverage needs.
Welling Agency - Indiana Farm Bureau Insurance in Granger, IN, is known for connecting local businesses with workers' compensation insurance policies that meet state requirements and employer needs. It advises clients on coverage limits, claims procedures, and premium structures tailored to various industries. The agency partners carry liability protection against job-related injuries, helping small and medium operations manage risk. Additional specialty services may include offering bundled occupational accident coverage for specific high-risk workforces.
What Does a a Workers' Compensation Insurance Agent in Granger Cost?
Workers compensation insurance costs in Indiana vary by industry classification and payroll size. Average rates range from about 0.50 to 3.00 dollars per 100 dollars of payroll depending on risk level. For a small office in Granger annual premiums might start around 500 dollars while a construction business could pay several thousand dollars. Your agent can provide quotes based on your specific business code and loss history. This is general information and not insurance advice.
About workers' compensation insurance agents in Granger
Workers compensation insurance agents in Granger Indiana help local businesses meet state requirements for employee injury coverage. Indiana law requires most employers with at least one employee to carry workers compensation insurance. A local agent can guide you through Indiana specific rules and help you find a policy that fits your business.
Frequently Asked Questions
What does a workers compensation insurance agent in Granger do?
A workers compensation insurance agent in Granger helps businesses find and purchase policies that meet Indiana state requirements. They explain coverage options, assist with claims questions, and help ensure your business complies with Indiana Code 22-3-2 through 22-3-6. They can also review your policy annually to adjust for changes in your workforce.
Does Indiana require workers compensation insurance for all businesses?
Indiana law requires workers compensation insurance for most employers with one or more employees. Certain exceptions exist for some agricultural workers and independent contractors. A Granger agent can help you determine if your business meets the legal threshold and advise on penalties for noncompliance which can include fines and stop work orders.
How does an agent help with Indiana workers compensation claims?
An agent can explain the claims process under Indiana law including the requirement to report injuries within 30 days. They help you understand your responsibilities such as posting the required notice to employees and maintaining accurate payroll records. While agents do not adjust claims they can connect you with your insurance carriers claims department.
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