The top-rated workers' compensation insurance agent in Kansas City, Kansas is Ruth & Associates Business Solutions, rated 4.8 stars across 107 reviews. Other highly rated options include Hernandez Insurance Agency Inc, Fusion Insurance, Ekberg Insurance. This directory lists 12 workers' compensation insurance agents serving Kansas City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ruth & Associates Business Solutions | 1720 Central Ave | (913) 942-0088 |
| 2 | Hernandez Insurance Agency Inc | 1001 Kansas Ave | (913) 967-5727 |
| 3 | Fusion Insurance | 151 S 18th St E | (913) 204-0404 |
| 4 | Ekberg Insurance | 1301 Central Ave | (913) 371-6128 |
| 5 | Conexion Insurance Agency | 6000 Leavenworth Rd STE N | (913) 490-9050 |
| 6 | Fountain City Insurance & Accounting | 4629 Shawnee Dr | (816) 493-4443 |
| 7 | E & A AGENCY INSURANCE MULTISERVICES | 1100 N 18 St | (913) 436-9599 |
| 8 | Toro Insurance Agency | 1211 Minnesota Ave Ste 100 | (913) 933-3358 |
| 9 | Valle Multi Service and Insurance LLC | 611 Central Ave | (913) 701-8334 |
| 10 | insureGO | 709 N 6th St | — |
Ruth & Associates Business Solutions serves the Kansas City, Kansas, metro area as a workers' compensation insurance agent. The company guides local employers through the complex requirements for securing coverage that meets state regulations and protects their workforce. It helps businesses assess risk levels and identify appropriate policy options suitable for various industries common to the region. In this capacity, Ruth & Associates handles the filing of necessary paperwork with the Kansas Division of Workers' Compensation and advises on experience modification rating adjustments.
Hernandez Insurance Agency Inc serves local businesses and property owners in the Kansas City, Kansas area with workers' compensation insurance policies. The agency helps clients meet legal requirements for workplace injury coverage, tailoring plans to match the specific risks and payrolls of individual companies. Providing these essential policies supports business continuity when accidents occur. Its agents assist with policy selection and claims guidance throughout the coverage period. The company also serves clients in nearby Wyandotte County communities.
Fusion Insurance provides a full range of workers' compensation insurance agent services for businesses in Kansas City, Kansas, including risk assessment, policy placement, and claims support. It offers ongoing service plans designed to help employers maintain compliance with Kansas state regulations and manage premium costs through regular payroll audits and loss control guidance. Business clients can select from customizable maintenance visits to review coverage needs as operations change. The agency services single-family homes, apartments, retail stores, and restaurants.
Serving Kansas City, Kansas, and the surrounding communities, Ekberg Insurance handles workers’ compensation coverage for local businesses. The agency helps employers meet state requirements by securing policies that address workplace injury claims. It assists with policy selection, ensuring compliance with regional regulations. To evaluate a typical job, the agency begins by assessing the client’s industry, payroll, and safety history to recommend appropriate coverage options.
Conexion Insurance Agency distinguishes between one-time policy placements and scheduled reviews of coverage for Kansas City, KS businesses. As a workers’ compensation insurance agent, the firm outlines how a policy can be structured to meet legal requirements while protecting both employer and employee in case of a workplace injury. Recurring clients may benefit from periodic reassessments of their coverage needs and premium factors. Service is offered on a scheduled basis to align with renewal cycles or changing business operations.
As local businesses prepare for seasonal shifts in staffing and job tasks, Fountain City Insurance & Accounting in Kansas City, KS helps employers manage their workers' compensation insurance coverage. This agency assists clients in selecting policies that meet state requirements and protect both the company and its employees in case of workplace injury. Their work commonly involves reviewing payroll classifications and past claim histories to align coverage with operational risk. The initial step for new clients is typically a consultation to discuss the business’s specific needs and schedule a workplace inspection.
E & A AGENCY INSURANCE MULTISERVICES administers workers’ compensation policies to help local businesses meet state compliance requirements. Its specialty services include managing claims filing procedures and advising employers on premium-reducing safety programs. The agency operates throughout the greater Kansas City metropolitan area. It can assist various commercial sectors such as professional offices, industrial warehouses, and food service operations.
Toro Insurance Agency in Kansas City, Kansas, is known for assisting local businesses with workers' compensation coverage. Its services range from helping employers secure policies that meet state requirements to advising on payroll classifications. The agency works with small and mid-sized companies to manage premium costs through proper risk assessment. It also offers guidance on claims reporting procedures to help control experience modifiers. For specialty needs, the agency can provide a dedicated claims advocacy service to resolve disputes during the return-to-work process.
Valle Multi Service and Insurance LLC specializes in connecting Kansas City, KS employers with workers’ compensation policies tailored to their industry needs. It provides ongoing guidance for businesses navigating claim procedures, helping ensure compliance with regulatory requirements. Common seasonal concerns the agency addresses include policy adjustments for construction companies facing peak summer hiring or warehouses managing temporary holiday staff, as increased workloads often raise injury risks that require updated coverage.
What Does a a Workers' Compensation Insurance Agent in Kansas City Cost?
Workers compensation insurance costs in Kansas vary by industry, payroll, and claims history. Average rates for small businesses in Kansas City range from 0.50 to 3.00 dollars per 100 dollars of payroll. For example, a construction company may pay 2.50 dollars per 100 dollars of payroll while an office business may pay 0.60 dollars. Actual costs depend on your specific risk classification and safety record. This is general information, not insurance advice.
About workers' compensation insurance agents in Kansas City
Workers compensation insurance agents in Kansas City Kansas help businesses meet Kansas state law requirements for workplace injury coverage. Kansas requires most employers with even one employee to carry workers compensation insurance. An agent can guide you through the Kansas Workers Compensation Act and help you find a policy that fits your business needs.
Frequently Asked Questions
Do I need workers compensation insurance in Kansas City Kansas?
Yes, Kansas law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and legal penalties.
What does a workers compensation insurance agent do for my business?
An agent helps you find a policy that meets Kansas state requirements. They explain coverage options, help you classify employees correctly, and assist with claims reporting. They also advise on ways to reduce your premium through safety programs.
How long do I have to report a workplace injury in Kansas?
In Kansas, an employee must report a workplace injury to their employer within 20 days of the accident. The employer then has 28 days to file a report with their insurance carrier. An agent can help ensure you meet these deadlines.
Workers' Compensation Insurance Agents in Other Kansas Cities
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