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Workers' Compensation Insurance Agents in Covington, KY

Directory of workers' compensation insurance agents in Covington, Kentucky. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Covington, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 9 workers' compensation insurance agents in Covington, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Riverfront Insurance Partners
525 W 5th St Suite 235A, Covington, KY 41011
(859) 512-8325 riverfrontinsurancepartners.com
Phil Hale Insurance
36 W Pike St 3rd floor, Covington, KY 41017
(513) 619-1611
Best Insurance Services Inc
6 E 5th St, Covington, KY 41011
(859) 279-0892
Sherrill Morgan
525 W 5th St, Covington, KY 41011
(859) 291-6600 sherrillmorgan.com
TrustFirst Insurance Agency
430 Madison Ave, Covington, KY 41011
(859) 592-4961 bilzinsurance.com
Shelter Insurance - Shawn Moore
6200 Taylor Mill Rd, Covington, KY 41015
(859) 356-5688 shelterinsurance.com
Anthony Vickery- SFM Insurance
36 W Pike St 3rd floor, Covington, KY 41017
(513) 341-3210 sfminsurance.com
Gallagher Insurance, Risk Management & Consulting
100 E Rivercenter Blvd Suite 800, Covington, KY 41011
(859) 581-2088 assuredpartners.com
TERRILL WILLIAMS: Allstate Insurance
1671 Park Rd #10, Covington, KY 41011
(859) 344-8588 agents.allstate.com

Workers compensation insurance agents in Covington Kentucky help employers meet state requirements for coverage. Kentucky law requires most employers with one or more employees to carry workers compensation insurance. An agent can guide you through the process of securing a policy that complies with Kentucky Revised Statutes Chapter 342.

What Does a Workers' Compensation Insurance Agent in Covington Cost?

Typical workers compensation insurance costs in Kentucky range from 0.50 to 2.50 dollars per 100 dollars of payroll, depending on the industry risk class. A low-risk office job may cost around 0.50 dollars, while a construction job may cost 2.00 dollars or more. Premiums are also affected by your experience modification factor. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Covington do?
A workers compensation insurance agent helps employers find and purchase a policy that meets Kentucky state requirements. They also assist with policy questions, premium audits, and claims reporting. Agents can explain how Kentucky laws affect your coverage needs.
Is workers compensation insurance required for all businesses in Covington Kentucky?
Kentucky law requires workers compensation insurance for most employers with at least one employee. Exceptions include some agricultural workers and independent contractors. An agent can help you determine if your business must have coverage.