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Compare Workers' Compensation Insurance Agents in Biddeford, ME
Browse workers' compensation insurance agents serving Biddeford, Maine. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Biddeford, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 2 workers' compensation insurance agents in Biddeford, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rousseau Insurance Agency
334 Elm St, Biddeford, ME 04005
(207) 282-7568
rousseauinsurance.com
P&C Insurance
260 Main St Ste 1, Biddeford, ME 04005
(207) 283-1486
insurancepc.com
Workers compensation insurance agents in Biddeford Maine help local businesses obtain coverage required by state law. Maine employers with one or more employees must carry workers compensation insurance unless exempt. A local agent can explain Maine specific rules such as the 7 day waiting period for lost time benefits and the experience rating system that affects premium costs.
What Does a Workers' Compensation Insurance Agent in Biddeford Cost?
Workers compensation insurance costs in Maine vary widely by industry and payroll. For a small retail business with one employee, annual premiums might range from 500 to 1500 dollars. For higher risk industries such as construction, costs can exceed 5000 dollars per employee per year. Rates are regulated by the state and change annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Biddeford do?
An agent helps you find a policy that meets Maine legal requirements. They explain coverage options, assist with payroll classification, and help you file claims or dispute premium audits.
Do I need workers compensation insurance for a small business in Biddeford?
Yes, Maine law requires coverage for most employers with at least one employee. Sole proprietors and partners can choose to exclude themselves but must file a waiver. An agent can confirm your specific obligations.
How do Maine workers compensation premiums get calculated?
Premiums are based on your payroll, industry classification code, and your claims history through the experience modification factor. Rates are set by the Maine Bureau of Insurance. An agent can help you estimate costs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maine.