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Find Workers' Compensation Insurance Agents in Damascus, MD

Browse workers' compensation insurance agents serving Damascus, Maryland. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Damascus, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 2 workers' compensation insurance agents in Damascus, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Austin Stein - State Farm Insurance Agent
26133 Ridge Rd, Damascus, MD 20872
(301) 685-6096 sfagentaustin.com
Jim Kearney - State Farm Insurance Agent
9899 Main St #201b, Damascus, MD 20872
(301) 428-0789 jimkearneyinsurance.com

Workers compensation insurance agents in Damascus Maryland help local businesses secure coverage required by state law. Maryland requires nearly all employers with one or more employees to carry workers comp insurance. An agent can explain how rates are set by the Maryland Workers Compensation Commission and help you find a policy that fits your business needs.

What Does a Workers' Compensation Insurance Agent in Damascus Cost?

Typical costs for workers compensation insurance in Maryland range from 0.75 to 2.50 per 100 of payroll for low risk office jobs up to 15 or more per 100 of payroll for high risk construction work. Rates vary by industry claims history and location. An agent in Damascus can provide quotes tailored to your business. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Who needs workers compensation insurance in Damascus Maryland?
Any employer in Maryland with one or more employees must carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and some family members may be exempt but an agent can confirm your specific situation.
How do workers compensation insurance agents in Damascus set their rates?
Rates are based on your business classification code payroll and claims history. Maryland uses a competitive rating system so different carriers may offer different premiums. An agent can compare quotes from multiple insurers to find a competitive rate for your business.
What are the penalties for not having workers comp insurance in Maryland?
Maryland law imposes fines of up to 1000 per day for noncompliance. The Maryland Workers Compensation Commission can also issue a stop work order. An agent can help you get coverage quickly to avoid these penalties.