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Find Workers' Compensation Insurance Agents Near You in Georgetown, MA

Looking for a workers' compensation insurance agent in Georgetown? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Georgetown, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 workers' compensation insurance agents in Georgetown, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Georgetown Insurance Agency,
10 W Main St, Georgetown, MA 01833
(978) 352-8000 georgetowninsurance.com
Gilbert Insurance Agency
37 W Main St, Georgetown, MA 01833
(978) 234-5252 gilbertinsurance.com
Pingree Insurance Agency, Inc
24 E Main St, Georgetown, MA 01833
(978) 352-2533 pingreeinsurance.com
Salem Five Insurance Services, LLC
2 E Main St, Georgetown, MA 01833
(978) 352-4990 salemfiveinsurance.com

Workers compensation insurance agents in Georgetown Massachusetts help local businesses secure coverage required under Massachusetts General Laws Chapter 152. Massachusetts requires nearly all employers with any employees to carry workers comp insurance. An agent can guide you through the MA Workers Compensation Rating and Inspection Bureau classifications and find a policy that fits your business needs.

What Does a Workers' Compensation Insurance Agent in Georgetown Cost?

Workers compensation insurance costs in Massachusetts vary by industry and payroll. Rates are set by the state and range from about $0.50 per $100 of payroll for low risk office jobs to over $20 per $100 for high risk construction work. A typical small business in Georgetown might pay $1,500 to $5,000 annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do all Georgetown businesses need workers compensation insurance?
Yes, Massachusetts law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and partners can choose to exempt themselves but should discuss risks with an agent.
How does a workers compensation agent help a Georgetown employer?
An agent helps you determine the correct classification codes for your employees under MA WCRIB rules. They compare quotes from multiple carriers to find competitive rates and ensure your policy meets state legal requirements. They also assist with annual audits and policy changes.
What are the penalties for not having workers comp in Massachusetts?
Massachusetts imposes severe penalties for non compliance including fines up to $25,000 per violation and potential criminal charges. The Department of Industrial Accidents can also issue a stop work order which shuts down your business until coverage is obtained.