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Find Workers' Compensation Insurance Agents Near You in Spencer, MA

Browse workers' compensation insurance agents serving Spencer, Massachusetts. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Spencer, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 workers' compensation insurance agents in Spencer, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David F. Kelley Insurance Agency, Inc.
154 Main St, Spencer, MA 01562
(508) 885-3794 davidkelleyins.com
HUB International
369 Main St #9, Spencer, MA 01562
(508) 885-9999 hubinternational.com
McGrath Insurance, a Division of Starkweather and Shepley Insurance
130 W Main St, Spencer, MA 01562
(508) 885-6545 starshep.com
Gregson Insurance Agency Inc
369 Main St, Spencer, MA 01562
(508) 248-3800

What Does a Workers' Compensation Insurance Agent in Spencer Cost?

Workers compensation insurance costs in Massachusetts vary by industry classification code and payroll. Typical rates range from 0.50 to 5.00 dollars per 100 dollars of payroll for low risk office jobs to over 20.00 dollars for high risk construction work. A local agent can provide a quote based on your specific business. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Who needs workers compensation insurance in Spencer Massachusetts?
Any employer in Massachusetts with one or more employees must carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and partners may choose to exclude themselves but must file a waiver.
What are the penalties for not having workers comp coverage in MA?
Massachusetts imposes strict penalties for non compliance. The Department of Industrial Accidents can issue a stop work order and fine employers up to 25000 dollars. Criminal charges are also possible for willful violations.