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Find Workers' Compensation Insurance Agents Near You in Sturbridge, MA

Looking for a workers' compensation insurance agent in Sturbridge? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Sturbridge, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 7 workers' compensation insurance agents in Sturbridge, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cruise Control Towing & Recovery
210 Charlton Rd, Sturbridge, MA 01566
(508) 347-2444 cruisecontroltowing.com
Dennis A. McCurdy Insurance Agency, Inc
212 Main St, Sturbridge, MA 01566
(508) 347-9343 mccurdyinsurance.com
Hometown Insurance Center
590 Main St, Sturbridge, MA 01518
(508) 347-9394 htownins.com
McGrath Insurance Agency
198 Charlton Rd, Sturbridge, MA 01566
(508) 347-6850 mcgrathinsurance.com
McCurdy Investments
212 Main St, Sturbridge, MA 01566
(508) 347-8107 mccurdyandrew.com
Starkweather & Shepley Insurance Brokerage Inc.
198 Charlton Rd, Sturbridge, MA 01566
(508) 347-2616 starshep.com
Eastern Insurance Group LLC
54 Main St, Sturbridge, MA 01566
(508) 347-1234 easterninsurance.com

Workers compensation insurance agents in Sturbridge Massachusetts help local businesses comply with state laws requiring coverage for most employers. Massachusetts General Law Chapter 152 mandates that businesses with even one employee must carry workers comp insurance. An agent can guide you through the process of obtaining a policy that meets state requirements and protects your workforce.

What Does a Workers' Compensation Insurance Agent in Sturbridge Cost?

Workers compensation insurance costs in Massachusetts vary widely by industry and payroll. For a small retail or office business, rates may range from 0.50 to 2.00 per 100 dollars of payroll. For higher risk industries like construction, rates can be 5.00 to 15.00 or more per 100 dollars of payroll. An agent can provide specific quotes based on your business details. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Sturbridge do?
An agent helps you find and purchase a workers comp policy that meets Massachusetts legal requirements. They explain coverage options, assist with payroll classification, and help you understand premium calculations. They also provide ongoing support for policy changes and renewal.
Is workers compensation insurance required for all businesses in Sturbridge Massachusetts?
Yes, under Massachusetts law, nearly all employers with one or more employees must carry workers compensation insurance. This includes part-time and seasonal workers. Sole proprietors and some family members may be exempt, but an agent can confirm your specific situation.
How do Massachusetts workers comp rates affect my Sturbridge business premium?
Rates in Massachusetts are set by the Workers Compensation Rating and Inspection Bureau and approved by the state. Your premium depends on your industry classification, payroll, and claims history. An agent can help you find competitive quotes from different carriers.