Skip to main content

Find Workers' Compensation Insurance Agents Near You in Ferndale, MI

Browse workers' compensation insurance agents serving Ferndale, Michigan. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Ferndale, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 workers' compensation insurance agents in Ferndale, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kandiss Ecton - State Farm Insurance Agent
2406 Hilton Rd, Ferndale, MI 48220
(248) 398-5970 agentkandiss.com
AAA Insurance - Olga P & Associates
750 W Nine Mile Rd Suite 4, Ferndale, MI 48220
(248) 861-2616 locator.acg.aaa.com

Workers compensation insurance agents in Ferndale Michigan help businesses comply with Michigan law which requires most employers to carry coverage. These agents guide you through the Michigan Workers Disability Compensation Act and help you secure a policy that meets state requirements. Ferndale agents also assist with classification codes and experience modification factors.

What Does a Workers' Compensation Insurance Agent in Ferndale Cost?

Typical workers compensation insurance costs in Michigan range from 0.50 to 2.50 per 100 dollars of payroll depending on industry risk. High risk industries like construction may pay more while office workers pay less. Your specific cost depends on your payroll size claims history and classification codes. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Ferndale do?
A workers compensation insurance agent helps you find a policy that meets Michigan legal requirements. They explain how premiums are calculated based on payroll and job classifications. They also help you file claims and manage audits.
Is workers compensation insurance required in Ferndale Michigan?
Yes Michigan law requires most employers to carry workers compensation insurance. Exceptions include sole proprietors without employees and some agricultural workers. Failure to carry coverage can result in fines and legal penalties.
How do Michigan workers compensation premiums work?
Premiums are based on your payroll and the risk classification of each job type. The Michigan Workers Compensation Agency sets base rates. Your agent can help you understand how your experience modification factor affects your cost.