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Compare Workers' Compensation Insurance Agents in Oxford, MI
Directory of workers' compensation insurance agents in Oxford, Michigan. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Oxford, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 5 workers' compensation insurance agents in Oxford, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Horvath - State Farm Insurance Agent
148 S Washington St, Oxford, MI 48371
(248) 693-2464
nickinsuresmi.com
Community Insurance Center
932 S Lapeer Rd, Oxford, MI 48371
(248) 628-2505
communityinsurancecenter.com
Curtis Insurance Agency-America One
25 N Washington St, Oxford, MI 48371
(248) 628-3604
curtisinsuranceagency.com
Melisa Counelis Farm Bureau Insurance
115 S Washington St, Oxford, MI 48371
(248) 929-5896
insurancemommi.com
VTC Insurance Group - Oxford
1097 S Lapeer Rd Suite B, Oxford, MI 48371
(248) 628-2565
vtcins.com
Workers compensation insurance agents in Oxford Michigan help local businesses obtain the coverage required under Michigan law. Michigan requires nearly all employers with one or more employees to carry workers comp insurance. An agent can guide you through the specific requirements for Oxford businesses including proper classification codes and premium audits.
What Does a Workers' Compensation Insurance Agent in Oxford Cost?
Workers compensation insurance costs in Michigan typically range from $0.50 to $3.00 per $100 of payroll depending on your industry and claims history. For a small Oxford business with low risk office work costs may be around $500 to $1,500 per year. Higher risk industries like construction can cost $5,000 or more annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need workers compensation insurance for my Oxford Michigan business?
Yes, under Michigan law most employers with one or more employees must carry workers compensation insurance. This includes part time and seasonal workers. An agent can help determine if your business qualifies for any exemptions.
How does Michigan determine workers comp premium rates?
Premiums are based on your business classification code, payroll amounts, and claims history. The Michigan Workers Compensation Agency sets the loss costs which insurers use to calculate rates. An agent can explain how your specific industry code affects your premium.
What happens if I do not carry workers comp insurance in Michigan?
Failure to carry required coverage can result in fines up to $500 per day and possible criminal charges. The state can also issue a stop work order. An agent can help you get compliant quickly to avoid these penalties.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.