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Workers' Compensation Insurance Agents in Columbia Heights, MN

Compare workers' compensation insurance agents in Columbia Heights. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Columbia Heights, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 workers' compensation insurance agents in Columbia Heights, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kimberly Nybo - State Farm Insurance Agent
4634 Central Ave NE, Columbia Heights, MN 55421
(763) 571-6111 nyboagency.net
Merary Garcia's Professionals and Insurance 2
4110 Central Ave NE #211, Columbia Heights, MN 55421
(763) 788-0338 merarygarciaagency.com

Workers compensation insurance agents in Columbia Heights help local businesses secure coverage required by Minnesota law. Minnesota Statute 176.181 mandates that most employers carry workers comp insurance. An agent can guide you through the process of obtaining a policy that meets state requirements and protects your employees.

What Does a Workers' Compensation Insurance Agent in Columbia Heights Cost?

Workers compensation insurance costs in Minnesota vary by industry, payroll size, and claims history. Typical rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low risk office jobs, and up to 15.00 dollars or more for high risk construction work. The Minnesota Workers Compensation Insurers Association sets advisory loss costs that insurers use to calculate premiums. This is general information and not insurance advice. Consult a licensed agent for a quote specific to your business.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Columbia Heights do?
An agent helps you find a policy that meets Minnesota workers compensation requirements. They explain coverage options, assist with payroll classification, and help you file paperwork with the state. They also advise on risk management to reduce future claims.
Is workers compensation insurance required for all businesses in Columbia Heights?
Yes, Minnesota law requires most employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Some sole proprietors and corporate officers may elect to be excluded, but an agent can confirm your specific situation.