The top-rated workers' compensation insurance agent in Biloxi, Mississippi is Jake Jacobs - State Farm Insurance Agent, rated 5.0 stars across 731 reviews. Other highly rated options include OakTrust Insurance Group, McMurphy Insurance, SouthGroup Insurance Services/Lighthouse Insurance Services Inc. This directory lists 17 workers' compensation insurance agents serving Biloxi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Jacobs - State Farm Insurance Agent | 1978 Popp's Ferry Rd Ste A | (228) 388-7223 |
| 2 | OakTrust Insurance Group | 14507 Lemoyne Blvd | (228) 354-0877 |
| 3 | McMurphy Insurance | 13109 Shriners Blvd ste A | (228) 267-9103 |
| 4 | SouthGroup Insurance Services/Lighthouse Insurance Services Inc | 2505 Pass Rd | (228) 385-1177 |
| 5 | Coastal Select Insurance, LLC | 1966 Popp's Ferry Rd | (228) 207-3535 |
| 6 | US Select Insurance LLC | 169A Lameuse St | (228) 432-5566 |
| 7 | Beacon Insurance Services, Inc. | 1009 W Howard Ave | (228) 374-0067 |
| 8 | Mattina Insurance Agency Inc | 1829 Pass Rd | (228) 388-2614 |
| 9 | Insured Solutions Group | 13155 Shriners Blvd Ste B | (228) 471-0050 |
| 10 | Worldwide Insurance Agency | 1684 Pass Rd Suite B | (228) 432-7181 |
Jake Jacobs - State Farm Insurance Agent serves the Biloxi metro area, offering workers’ compensation insurance agent services to local businesses. A workers’ comp agent helps employers secure coverage that provides medical benefits and wage replacement for employees injured on the job. This company assists clients in navigating policy options that comply with Mississippi state requirements. Services include evaluating business risk levels, explaining coverage terms, and adjusting policies as a company grows or changes its workforce.
OakTrust Insurance Group offers comprehensive workers' compensation insurance agent services for local businesses in Biloxi, MS. It provides policy procurement, risk assessment consultations, and ongoing claim management support for injured workers. Its service plans include regular policy reviews to ensure coverage aligns with current operations and payroll changes. The company services a variety of commercial properties, including small retail spaces, restaurant kitchens, apartment complexes, and single-family rental homes.
McMurphy Insurance serves local businesses, property managers, and contractors in the Biloxi area by providing workers' compensation insurance agent services. The company assists employers in securing coverage that meets state requirements for workplace injury protection and helps manage policy compliance. It also advises clients on risk reduction strategies to help control premium costs over time. McMurphy Insurance extends its services to businesses operating throughout the Gulfport metro corridor as well.
SouthGroup Insurance Services/Lighthouse Insurance Services Inc serves Biloxi, Mississippi, and the surrounding Gulf Coast communities. As a workers’ compensation insurance agent, it handles employer coverage designed to provide medical benefits and wage replacement for employees who suffer job-related injuries or illnesses. The agency focuses on helping local businesses comply with state regulations while securing appropriate protection for their workforce. For a typical assignment, it first assesses an employer’s operational risks and payroll size, then compares multiple carriers to present suitable policy options that match the business’s specific needs.
Coastal Select Insurance, LLC specializes in connecting businesses with workers' compensation insurance policies, offering guidance on coverage that meets local regulatory requirements in the Biloxi area. The agent helps employers fully understand their classification codes and manage premium audits. During the active summer months for Gulf Coast tourism and fishing industries, it provides particular assistance with claims stemming from seasonal employee injuries.
As summer storm season nears the Biloxi Gulf Coast, construction and hospitality businesses must secure proper workers’ compensation insurance to protect their employees and operations. US Select Insurance LLC serves as a local agent in this field, guiding employers through coverage options tailored to regional workplace risks. They assist with regulatory compliance and policy selection designed to meet Mississippi’s legal requirements. Their process for a new commercial client typically begins with a thorough on-site inspection of the business premises to assess safety protocols and payroll reporting.
Beacon Insurance Services, Inc. in Biloxi, MS offers workers’ compensation coverage through either a one-time policy purchase or a recurring renewal plan, with protection tailored for employee injury claims and related medical expenses. This agency assists businesses in complying with state regulations by assessing risks and securing appropriate coverage limits for local operations. Services for policy setup, claims guidance, and annual coverage reviews are available on both a one-time and as-needed basis, with scheduled renewal support provided each policy term.
Mattina Insurance Agency Inc provides guidance on securing workers' compensation coverage for businesses in the Biloxi area. The agency specializes in assisting employers with compliance and policy selection tailored to their specific operational risks. By reviewing payroll classifications and claims histories, the agency helps clients manage premium costs. Its expertise extends to offering insurance solutions suitable for various commercial sectors, including offices, warehouses, and food service establishments.
Insured Solutions Group in Biloxi, MS assists local homeowners and small residential businesses with tailoring workers’ compensation policies to meet personal and professional needs. For larger commercial operations, including construction firms and retail establishments, they analyze specific operational risks to ensure proper liability management across the Gulf Coast region. Their service area includes all of Harrison County, accommodating both fixed offices and mobile work sites. Agents typically follow up with clients between regular annual reviews to update coverage for any seasonal workforce adjustments.
What Does a a Workers' Compensation Insurance Agent in Biloxi Cost?
Typical workers compensation insurance costs in Mississippi range from 0.75 to 2.50 dollars per 100 dollars of payroll for low-risk office jobs. Higher risk industries like construction or seafood processing may cost 5 to 15 dollars per 100 dollars of payroll. Premiums also depend on the experience modification factor and specific carrier rates. This is general information and not insurance advice.
About workers' compensation insurance agents in Biloxi
Workers compensation insurance agents in Biloxi Mississippi help local businesses obtain the required coverage under state law. Mississippi law mandates that most employers with five or more employees carry workers comp insurance. An agent can guide you through the specific requirements for industries like hospitality and fishing common to the Biloxi area.
Frequently Asked Questions
Do all businesses in Biloxi need workers compensation insurance?
In Mississippi, employers with five or more employees must have workers compensation coverage. Some exceptions exist for agricultural workers and certain domestic employees. An agent can help determine if your business is exempt.
How does an agent help with Mississippi workers comp laws?
An agent explains how the Mississippi Workers Compensation Act affects your policy. They can advise on compliance with reporting deadlines and the 30-day waiting period for lost wages. They also help you understand the state rating system.
What factors affect workers comp insurance costs in Biloxi?
Costs depend on your business classification, payroll size, and claims history. Mississippi uses a competitive rating system so rates vary by carrier. An agent can compare quotes from multiple insurers to find suitable pricing.
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