The top-rated workers' compensation insurance agent in Bozeman, Montana is Proper Insurance Services, rated 5.0 stars across 792 reviews. Other highly rated options include Daniel Corbin - State Farm Insurance Agent, Insurance Unlimited of Bozeman, Big Sky Benefit Solutions. This directory lists 20 workers' compensation insurance agents serving Bozeman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Proper Insurance Services | 40 Enterprise Blvd Suite 201 | (888) 631-6680 |
| 2 | Daniel Corbin - State Farm Insurance Agent | 135 Mill Town Lp Unit A | (406) 624-0099 |
| 3 | Insurance Unlimited of Bozeman | 1425 W Main St STE. D | (406) 586-1818 |
| 4 | Big Sky Benefit Solutions | 219 N 19th Ave | (406) 404-1414 |
| 5 | Big Sky Insurance Lanphear Agency | 301 Edelweiss Dr # 5 | (406) 586-5449 |
| 6 | Bridger Insurance Agency | 389 S Ferguson Ave | (406) 922-5110 |
| 7 | Western Horizon Insurance LLC | 43 Mill Town Lp Unit C | (406) 388-2231 |
| 8 | Bissell Insurance Agency | 4055 Valley Commons Dr | (406) 586-6230 |
| 9 | Joshua Wallis at Comparion Insurance Agency | 4575 Valley Commons Dr Suite 203 | (406) 200-6637 |
| 10 | Marsh McLennan Agency | 1105 E Main St | (406) 586-3351 |
Proper Insurance Services serves the Bozeman, MT area as a full-service workers' compensation insurance agent. The company provides businesses with assistance in securing coverage for workplace injuries and navigating state-mandated insurance requirements. It works with employers to evaluate their specific operational risks. Policy options are tailored to meet legal compliance and protect both the company and its employees. Services managed by this agency include claim reporting support and ongoing policy management for local contractors and small businesses.
Daniel Corbin - State Farm Insurance Agent in Bozeman, MT, provides workers' compensation insurance coverage designed to protect businesses from costs related to workplace injuries and illnesses. Their plans include ongoing policy management, claims assistance, and periodic coverage reviews to ensure limits align with current business operations and payroll. Service maintenance involves regular updates to address changes in staff size or risk exposure. The company services a variety of property types, including single-family homes with home-based businesses, apartment complexes, small retail stores, and local restaurants.
Serving local businesses, contractors, and small commercial enterprises in Bozeman, Insurance Unlimited of Bozeman assists employers with securing workers’ compensation policies that meet state regulations and protect their workforce. The agency guides clients through coverage options, payroll classifications, and policy management to help ensure compliance and financial protection in the event of a workplace injury. It serves clients throughout downtown Bozeman and extends services into the broader Gallatin Valley area, including nearby Belgrade.
Big Sky Benefit Solutions serves clients in Bozeman and the surrounding Gallatin Valley communities, handling workers' compensation insurance for local businesses. It addresses the specific coverage requirements of Montana's diverse industries, from construction to hospitality. The agency helps employers manage policy compliance and claims navigation with an emphasis on clear communication. For a typical account, it begins by assessing the workplace exposures and payroll classifications to tailor coverage that meets the state's regulatory demands.
Big Sky Insurance Lanphear Agency offers business owners a choice between one-time policy placements for specific coverage needs or ongoing annual service programs that manage evolving liability. As a workers' compensation insurance agent in Bozeman, Montana, the agency helps employers secure policies that cover medical expenses and lost wages for job-related injuries, ensuring compliance with state requirements. This service runs on both a one-time and scheduled annual basis depending on client preference.
As winter storms in southwest Montana lead to hazardous conditions on job sites, local business owners often seek reliable workers' compensation insurance. Bridger Insurance Agency in Bozeman provides coverage solutions for agricultural, construction, and service-sector employers facing workplace injury risks. Aligning with state regulations, the agency helps manage the financial impact of workplace accidents. Every recommendation begins with a thorough review of the client’s operation and employee duties, followed by a scheduled on-site inspection to assess specific hazards.
Western Horizon Insurance LLC assists businesses with their workers' compensation coverage, securing policies that meet state requirements and protect both employers and employees in Bozeman. As a specialized agent, it focuses solely on this insurance line, helping clients understand premiums and claim procedures through tailored consultations. The company serves a range of commercial operations, including offices, warehouses, and food service establishments, addressing their distinct risk profiles and coverage needs.
Bissell Insurance Agency provides specialized workers' compensation insurance services in Bozeman, Montana, helping employers secure policies that cover medical care and lost wages for job-related injuries. It also offers general guidance on risk management and policy compliance. As a local agent in this mountainous region, it understands the seasonal hazards that arise for construction crews and ranch hands during the spring thaw, when melting snow increases slip and fall dangers.
Joshua Wallis at Comparion Insurance Agency provides residential workers' compensation coverage for Bozeman homeowners who employ domestic staff. The agency also offers commercial policies for local small businesses, farms, and contractors throughout the Gallatin Valley. Each plan is tailored to meet Montana’s specific regulatory requirements for workplace injury protection. Policyholders receive clear guidance on coverage limits and claims procedures from the local office. Follow-up consultations are available between regular premium reviews to adjust coverage after changes in household staff or business operations.
Marsh McLennan Agency in Bozeman, Montana, is known for providing Workers' Compensation Insurance solutions to local businesses. Its service range includes helping employers manage coverage needs and navigate claims to support employee recovery. Clients benefit from guidance on premium audits and compliance with regional regulations. The agency offers a specialty service in risk control consultations to help reduce workplace injuries.
What Does a a Workers' Compensation Insurance Agent in Bozeman Cost?
Workers compensation insurance costs in Montana average around 1.5 to 2.5 percent of payroll for low risk office jobs and 5 to 15 percent for high risk construction or logging work. A typical small Bozeman business might pay 500 to 2000 dollars per year per employee. Premiums vary by industry claims history and carrier. This is general information and not insurance advice.
About workers' compensation insurance agents in Bozeman
Workers compensation insurance agents in Bozeman Montana help local businesses secure coverage required by Montana state law. Agents guide employers through Montana Department of Labor and Industry rules including the exclusive remedy provision. They also assist with classification codes and experience modification factors specific to Montana industries.
Frequently Asked Questions
Is workers compensation insurance required in Bozeman Montana?
Yes Montana law requires most employers with one or more employees to carry workers compensation insurance. Montana Code Annotated Title 39 Chapter 71 outlines the requirements. Exceptions exist for certain agricultural workers and sole proprietors.
How do workers comp agents in Bozeman help with Montana state fund options?
Agents can compare coverage from private carriers and the Montana State Fund. The State Fund is a competitive option for many Bozeman businesses. Agents help you understand policy differences and premium calculations.
What factors affect workers comp premiums in Bozeman?
Premiums depend on your business classification code payroll and claims history. Montana uses the NCCI classification system for most industries. Your experience modification factor also impacts the final rate.
Workers' Compensation Insurance Agents in Other Montana Cities
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