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Workers' Compensation Insurance Agents in Budd Lake, NJ
Directory of workers' compensation insurance agents in Budd Lake, New Jersey. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Budd Lake, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 workers' compensation insurance agents in Budd Lake, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Maisano - State Farm Insurance Agent
238 US-46 W, Budd Lake, NJ 07828
(973) 691-1212
tommaisano.com
John Johnson Insurance Services, LLC
481 US-46, Budd Lake, NJ 07828
(908) 747-4282
jjinsurancenj.com
Workers compensation insurance agents in Budd Lake New Jersey help local businesses meet state law requirements. New Jersey requires almost all employers to carry workers compensation coverage for their employees. An agent can guide you through the process of obtaining a policy that complies with NJ Department of Banking and Insurance regulations.
What Does a Workers' Compensation Insurance Agent in Budd Lake Cost?
Workers compensation insurance costs in New Jersey vary by industry and payroll. For a small business in Budd Lake, annual premiums typically range from 500 to 5000 dollars per employee. Rates are set by the New Jersey Compensation Rating and Inspection Bureau. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Budd Lake do?
An agent helps you find a policy that meets New Jersey state requirements. They explain coverage options and assist with filing paperwork. They also help you understand how premiums are calculated based on your payroll and industry classification.
Is workers compensation insurance required for all businesses in Budd Lake New Jersey?
Yes, New Jersey law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and stop work orders from the state.
How can I lower my workers compensation insurance costs in New Jersey?
You can lower costs by implementing a strong safety program and reducing workplace injuries. Some agents can help you apply for a group rating plan or a deductible policy. Premiums also decrease if your business has a low experience modification factor.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.