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Compare Workers' Compensation Insurance Agents in Chester, NJ

Browse workers' compensation insurance agents serving Chester, New Jersey. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Chester, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 workers' compensation insurance agents in Chester, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Phoenix Insurance Group Inc
205 Main St, Chester, NJ 07930
(800) 248-0397 phoenixinsgrp.com
Life Guard Insurance Agency
290 US-206, Chester, NJ 07930
(862) 200-9358
Dennis Lamb - State Farm Insurance Agent
555 Main St Fl 2 Rear, Chester, NJ 07930
(908) 879-2616 dennislamb.net
The Insurance Outfit
32 Collis Ln Ste D, Chester, NJ 07930
(908) 955-7561 theinsuranceoutfit.com
PillarIA LLC - Pillar Insurance Associates
4 Mill Ridge Ln Floor 2, Chester, NJ 07930
(908) 698-0477 pillaria.com

Workers compensation insurance agents in Chester New Jersey help local businesses obtain the required coverage under New Jersey law. New Jersey mandates that nearly all employers carry workers compensation insurance for their employees. A local agent can guide you through the specific requirements for Morris County businesses.

What Does a Workers' Compensation Insurance Agent in Chester Cost?

Workers compensation insurance costs in New Jersey vary by industry and payroll. For a small office based business in Chester, annual premiums might range from 300 to 1,500 dollars per employee. For higher risk industries like construction, costs can be 5,000 to 15,000 dollars or more per employee. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need workers compensation insurance in Chester New Jersey?
Yes, New Jersey law requires most employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to comply can result in fines and stop work orders.
How does a workers compensation insurance agent in Chester help my business?
An agent can explain the different coverage options and help you find a policy that meets New Jersey state requirements. They can also assist with payroll reporting and annual audits. This saves you time and helps ensure compliance.
What factors affect the cost of workers comp insurance in New Jersey?
Costs are based on your business classification code, payroll amounts, and claims history. New Jersey uses a state mandated rating system. Your agent can help you understand how these factors apply to your specific business.