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Find Workers' Compensation Insurance Agents in Garfield, NJ
Compare workers' compensation insurance agents in Garfield. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Garfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 workers' compensation insurance agents in Garfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Workers compensation insurance is required for most employers in New Jersey. A local agent in Garfield can help you find a policy that meets state regulations and protects your employees. New Jersey law mandates coverage for businesses with one or more employees, including part-time workers.
What Does a Workers' Compensation Insurance Agent in Garfield Cost?
Workers compensation insurance costs in New Jersey vary by industry, payroll, and claims history. For a small business in Garfield, annual premiums typically range from a few hundred to several thousand dollars. Rates are set by the New Jersey Department of Banking and Insurance and are based on classification codes. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Who needs workers compensation insurance in Garfield New Jersey?
Almost all employers in New Jersey with one or more employees must carry workers compensation insurance. This includes full-time, part-time, and seasonal workers. Failure to have coverage can result in fines and stop-work orders.
How does a workers compensation insurance agent help my Garfield business?
An agent can assess your business risks and find a policy that fits your needs. They help you understand New Jersey classification codes and premium calculations. They also assist with filing claims and managing your policy over time.
What are the penalties for not having workers comp in New Jersey?
New Jersey imposes strict penalties for non-compliance. Employers may face fines of up to $5,000 for the first 30 days without coverage and additional penalties each month. The state can also issue a stop-work order that shuts down your business until you obtain insurance.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.