The top-rated workers' compensation insurance agent in Jersey City, New Jersey is SageSure, rated 4.1 stars across 1,838 reviews. Other highly rated options include Kacey Padlo - State Farm Insurance Agent, Tawanda Jackson - State Farm Insurance Agent, Alberto Santana - State Farm Insurance Agent. This directory lists 22 workers' compensation insurance agents serving Jersey City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SageSure | 101 Hudson St #2700 | (800) 481-0661 |
| 2 | Kacey Padlo - State Farm Insurance Agent | 419 Monmouth St | (201) 918-3793 |
| 3 | Tawanda Jackson - State Farm Insurance Agent | 422 West Side Ave | (201) 209-0290 |
| 4 | Alberto Santana - State Farm Insurance Agent | 1652 John F. Kennedy Blvd | (201) 332-3344 |
| 5 | Hemant Jiwnani - State Farm Insurance Agent | 3029 John F. Kennedy Blvd | (201) 653-1770 |
| 6 | Goosehead Insurance - Paula Keung | 101 Hudson St Suite 2122 | (551) 261-5005 |
| 7 | Joe Nachbaur - State Farm Insurance Agent | 505 Central Ave | (201) 222-8866 |
| 8 | Amana Insurance | 2800 John F. Kennedy Blvd | (201) 630-4155 |
| 9 | Men Ins Agency | 263 Central Ave | (201) 792-4188 |
| 10 | JC Insurance Agency | 2184 John F. Kennedy Blvd | (201) 830-3088 |
SageSure serves Jersey City and the surrounding Hudson County area as a workers’ compensation insurance agent. The agency helps local businesses secure coverage that meets state requirements for work-related injury and illness protection. It guides clients through policy options designed to manage claims and control premium costs. Services include evaluating payroll classifications to ensure accurate coverage and assisting employers with compliance filings required by New Jersey law.
Serving Jersey City and the surrounding area, Kacey Padlo - State Farm Insurance Agent provides workers' compensation insurance for businesses. Policies are structured to help employers cover medical costs and lost wages for employees injured on the job, with plans tailored to different operational needs. Service includes ongoing policy reviews to adjust coverage as a business grows or changes. Claims support is handled directly through the local office. The agency serves a range of properties including single-family homes, apartments, retail stores, and restaurants.
Tawanda Jackson - State Farm Insurance Agent in Jersey City, New Jersey, serves local businesses, landlords, and property managers who need workers’ compensation insurance coverage. The agency helps these clients fulfill state requirements for protecting employees against on-the-job injuries and lost wages. Policy options support small to mid-sized commercial operations in managing workplace risk and compliance. This agency additionally extends its workers’ compensation insurance services to clients throughout the broader Hudson County metro area, including nearby communities like Hoboken.
Serving Jersey City and the surrounding Hudson County communities, Alberto Santana - State Farm Insurance Agent provides workers' compensation insurance coverage for local businesses. This agency handles policies that help protect both employers and their employees in the event of a workplace injury or illness. For each client, the agent first assesses the specific risks and operational needs of the business before recommending an appropriate policy structure. The agency then works to secure coverage that aligns with industry requirements and legal obligations in this area.
Hemant Jiwnani - State Farm Insurance Agent in Jersey City, New Jersey, provides workers' compensation coverage distinguished between a one-time policy for a single project period and a recurring policy for ongoing business operations. The coverage typically includes medical expenses, partial wage replacement for injured employees, and employer liability protection against related lawsuits. New Jersey state laws mandate specific benefits and premium adjustments based on payroll classifications. Service for consultation and policy management operates on either a one-time basis for a single policy or as scheduled for recurring renewals and adjustments.
As the winter weather in Jersey City increases slip-and-fall risks for local businesses, Goosehead Insurance - Paula Keung assists employers with securing workers’ compensation coverage. This agency focuses on policies that address medical costs and wage replacement for workplace injuries, helping companies maintain compliance with New Jersey regulations. They advise clients on coverage options tailored to different industries and workforce sizes. A new client’s process typically begins with a review of the business’s current safety protocols and a walk-through of the premises to identify potential hazards.
Joe Nachbaur - State Farm Insurance Agent specializes in workers' compensation coverage for businesses in Jersey City. The agency offers policies that help employers meet legal requirements while managing the costs associated with workplace injuries. General service work includes policy adjustments and claims guidance tailored to local industries. As colder months approach, the company assists small retailers and construction firms with updated coverage for seasonal slip-and-fall hazards.
Amana Insurance provides workers' compensation coverage and risk management services to businesses throughout Jersey City and the surrounding region. The agency assists employers in securing policies that meet their obligations under state regulations. It also offers guidance on claims administration and loss control programs tailored to diverse operations. Services extend to businesses in commercial sectors including offices, warehouses, and food service establishments.
Men Ins Agency in Jersey City, NJ, arranges workers’ compensation insurance for residential service businesses needing coverage for employees like caregivers or cleaners. The agency also secures commercial coverage for local construction firms, warehouses, and retail operations throughout Hudson County. Each policy is reviewed to meet state-mandated requirements while addressing specific workplace injury risks. After initial policy setup, the agent provides annual policy updates to reflect payroll changes or business expansions, ensuring continuous protection between regular service visits.
JC Insurance Agency, a workers’ compensation insurance agent in Jersey City, NJ, is known for helping local businesses secure coverage that meets state-mandated requirements for occupational injury. The agency serves small contractors, manufacturers, and service providers by navigating insurance markets to find appropriate policy options. It also advises clients on compliance with New Jersey’s workers’ compensation laws. As an added specialty, it offers assistance with employer’s liability insurance, which can protect against claims not covered by standard workers’ comp policies.
What Does a a Workers' Compensation Insurance Agent in Jersey City Cost?
Workers compensation insurance costs in New Jersey vary by industry and payroll. For a small office-based business, annual premiums may range from $500 to $2,000. For higher-risk industries like construction, costs can exceed $5,000 per year per $100,000 of payroll. New Jersey also has a second injury fund surcharge that adds a small percentage to most policies. This is general information and not insurance advice. Always consult a licensed agent for a quote specific to your business.
About workers' compensation insurance agents in Jersey City
Workers compensation insurance agents in Jersey City help local businesses meet New Jersey state requirements for employee injury coverage. New Jersey law mandates that nearly all employers carry workers comp insurance, with specific rules for sole proprietors and small businesses. A knowledgeable agent can guide you through the NJ Division of Workers Compensation compliance process and help you find a policy that fits your business size and risk level.
Frequently Asked Questions
Do I need workers compensation insurance in Jersey City New Jersey?
Yes, New Jersey law requires most employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Sole proprietors and partners without employees may be exempt but should still consider coverage.
How do I find a workers compensation insurance agent in Jersey City?
You can search the New Jersey Department of Banking and Insurance website for licensed agents in Hudson County. Many local independent agents also offer workers comp policies from multiple carriers. Ask for agents who specialize in small business or your specific industry.
What factors affect workers compensation insurance costs in New Jersey?
Costs depend on your business classification code, payroll size, claims history, and safety record. New Jersey uses a state-set loss cost system, but individual carriers add their own expenses and profit load. An agent can help you compare quotes from different insurers.
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