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Find Workers' Compensation Insurance Agents Near You in Oradell, NJ
Browse workers' compensation insurance agents serving Oradell, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Oradell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 workers' compensation insurance agents in Oradell, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Susan Payne and Associates, Inc.
700 Kinderkamack Rd ste 206, Oradell, NJ 07649
(201) 384-4446
payneassociates.com
Reynold R. Bonaldi Agency
38 Kinderkamack Rd, Oradell, NJ 07649
(201) 262-8100
bonaldiinsurance.com
Workers compensation insurance agents in Oradell New Jersey help local businesses secure coverage required by state law. New Jersey mandates that nearly all employers provide workers comp benefits to employees. An agent can explain NJ-specific rules such as the classification system and experience modification factors that affect premiums.
What Does a Workers' Compensation Insurance Agent in Oradell Cost?
Workers compensation insurance costs in New Jersey vary by industry payroll and claims history. For a small office business in Oradell premiums might range from 500 to 2,000 dollars per year per employee. Higher risk industries like construction can see rates of 5,000 to 15,000 dollars or more. Actual costs depend on your specific situation. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Oradell do?
An agent helps Oradell businesses find and purchase workers comp policies that meet New Jersey legal requirements. They assess your business risks explain coverage options and assist with claims support. Agents also advise on how to reduce premiums through safety programs and accurate payroll reporting.
Is workers compensation insurance required for all businesses in Oradell New Jersey?
Yes New Jersey law requires most employers to carry workers compensation insurance even if they have only one employee. Certain exemptions exist for sole proprietors and some family members but an agent can confirm your specific obligations. Failure to carry coverage can result in fines and stop-work orders.
How do New Jersey workers comp rates and classifications work?
Rates are set by the New Jersey Compensation Rating and Inspection Bureau. Each job type has a classification code with a specific rate per 100 dollars of payroll. An agent can help you assign the correct codes to avoid overpaying or underpaying premiums.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.