The top-rated workers' compensation insurance agent in Paramus, New Jersey is GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency, rated 5.0 stars across 146 reviews. Other highly rated options include Cangelosi Agency, Jim Bush - State Farm Insurance Agent, Sameh Wahba: Allstate Insurance Co. This directory lists 13 workers' compensation insurance agents serving Paramus.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency | 214 Rte 4 | (201) 843-8680 |
| 2 | Cangelosi Agency | 214 Rte 4 | (973) 427-9005 |
| 3 | Jim Bush - State Farm Insurance Agent | 237 W Midland Ave | (201) 444-4424 |
| 4 | Sameh Wahba: Allstate Insurance Co | 64 E Ridgewood Ave | (201) 262-9222 |
| 5 | Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 845-4300 |
| 6 | Coverage Cowboy | 66 NJ-17 Suite 300 | (551) 455-0769 |
| 7 | Michael Laudenback at Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 221-1450 |
| 8 | Smaily Insurance Solutions | 140 E Ridgewood Ave Suite 415 | (201) 697-6043 |
| 9 | Zirpolo Insurance & Travel | 214 Rte 4 | (973) 850-6600 |
| 10 | Emil Polanco at Comparion Insurance Agency | 61 S Paramus Rd Ste 520 | (201) 221-1448 |
GEORGIA PINES AGENCY, LLC, Miramar Insurance Agency, serves employers in and around Paramus, New Jersey, specializing in workers’ compensation insurance. The agency helps businesses secure policies that provide medical care and wage replacement for employees injured on the job. It assists clients in understanding their coverage obligations under New Jersey state law and managing premium costs through accurate classification and compliance. The firm handles new insurance placements for local businesses needing initial coverage, along with annual policy renewals to maintain ongoing protection.
Cangelosi Agency provides workers' compensation insurance services for businesses in Paramus and the surrounding New Jersey area. Its offerings include policy procurement, coverage analysis, and ongoing policy maintenance to ensure compliance with state regulations. The agency assists with claims reporting and documentation to help manage workplace injury matters. These services are available for commercial clients across a range of industries, including single-family homes, apartments, retail, and restaurants.
Homeowners, renters, and small business owners in Paramus turn to Jim Bush's office for workers’ compensation insurance solutions that help meet legal requirements and protect employees. The agency assists clients in navigating coverage options tailored to their specific industry needs and payroll structures, offering guidance through policy selection and claims support. Services extend to neighboring communities throughout Bergen County and the greater New York metropolitan area.
Serving Paramus and the surrounding Bergen County communities, Sameh Wahba: Allstate Insurance Co provides workers’ compensation insurance for local businesses from small shops to mid-sized operations, covering both mandatory state-mandated coverage and optional supplementary policies. The office handles policy details for part-time, full-time, and seasonal staff, with each plan tailored to industry risk factors. It approaches a typical job by first assessing a client’s payroll and loss history before matching those numbers to available Allstate products and applicable state regulations.
Comparion Insurance Agency serves local businesses in Paramus, New Jersey, helping them secure workers' compensation coverage to meet state requirements and protect employees. This agent assists companies in managing the costs associated with workplace injuries while ensuring compliance with regulatory mandates. Businesses in various industries rely on such agents for guidance on policy limits and risk management strategies. The agency also covers clients throughout Bergen County and extends its services to the broader greater New York metropolitan area.
Unlike one-time insurance purchases that provide a single policy at a fixed price, Coverage Cowboy offers ongoing service through a workers’ compensation insurance agent model in Paramus, NJ. This means the agency actively manages a business’s coverage throughout the policy term, adjusting for payroll fluctuations and new employees. Their role includes helping secure state-mandated coverage that protects against workplace injury claims and ensuring compliance with New Jersey regulations. Service is provided on a scheduled, recurring basis with periodic policy reviews and renewal assistance.
Michael Laudenback at Comparion Insurance Agency specializes in offering workers' compensation insurance for local businesses in Paramus. The agency assists employers with policy selection to cover employee injuries and lost wages, helping manage the financial risks of workplace incidents. Such coverage ensures compliance with state regulations while providing protection for both the company and its staff. During peak seasonal hiring periods, the agency helps new employers navigate these insurance requirements.
As businesses in Paramus adjust to shifting seasonal staffing demands, securing proper workers' compensation insurance becomes a critical priority. Smaily Insurance Solutions assists local employers in navigating these requirements, acting as an agent to match companies with suitable coverage options. Their service focuses on understanding specific operational risks within various industries, then presenting policy choices that comply with New Jersey regulations. An initial on-site assessment of workplace safety protocols and current payroll structures is typically scheduled as the first step in developing a tailored insurance plan for each client.
Zirpolo Insurance & Travel serves residents in Paramus, New Jersey, with workers’ compensation insurance for household employees and independent contractors. The agency also assists local businesses in securing commercial coverage that meets state requirements for workplace injury protection. Its service area extends throughout Bergen County and neighboring communities. After an initial policy is in place, the agency contacts clients ahead of renewal periods to review coverage options and address any changes in business operations between regular visits.
Serving businesses in the Paramus area, this agency provides workers’ compensation insurance agent services to help employers manage their coverage. Emil Polanco at Comparion Insurance Agency advises on policies that address employee injury claims while supporting compliance with New Jersey regulations. The practice can tailor risk management guidance and coverage selection for clients in a variety of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Workers' Compensation Insurance Agent in Paramus Cost?
Workers compensation insurance costs in New Jersey vary by industry, payroll, and claims history. Average rates range from 1.50 to 3.00 per 100 dollars of payroll for low risk office jobs, and can exceed 10.00 per 100 dollars for high risk construction work. Premiums are also affected by the New Jersey rating bureau and your experience modification factor. This is general information and not insurance advice.
About workers' compensation insurance agents in Paramus
Workers compensation insurance agents in Paramus New Jersey help businesses secure coverage required by state law. New Jersey mandates that nearly all employers provide workers comp benefits to employees. A local agent can guide you through classification codes and premium calculations specific to Bergen County.
Frequently Asked Questions
What does a workers compensation insurance agent in Paramus do?
An agent helps you find a policy that meets New Jersey state requirements. They explain coverage options, assist with payroll reporting, and help you file claims. They also advise on ways to reduce your premium through safety programs.
Is workers compensation insurance required for all businesses in Paramus New Jersey?
Yes, New Jersey law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and LLC members without employees may be exempt but should consult an agent.
How can a Paramus agent help with New Jersey workers comp classification codes?
New Jersey uses specific class codes to determine your premium based on job duties. An agent reviews your business operations to assign correct codes. Using the wrong code can lead to audits and additional charges.
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