The top-rated workers' compensation insurance agent in Paterson, New Jersey is Frantz Gaston Jr - State Farm Insurance Agent, rated 4.9 stars across 2,852 reviews. Other highly rated options include Exclusive Insurance Brkg, Veronica's Insurance Agency, Freeway Insurance. This directory lists 13 workers' compensation insurance agents serving Paterson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frantz Gaston Jr - State Farm Insurance Agent | 750 Broadway D | (973) 782-4343 |
| 2 | Exclusive Insurance Brkg | 271 Union Ave | (973) 341-6810 |
| 3 | Veronica's Insurance Agency | 693 Market St | (973) 333-3493 |
| 4 | Freeway Insurance | 758 Main St | (973) 662-7002 |
| 5 | Carmen's Insurance Agency | 553 Main St | (973) 279-0270 |
| 6 | Adamas Insurance Brokerage | 125 Broadway #102 | (973) 358-0013 |
| 7 | Amana Insurance Agency | 1029 Main St | (973) 955-4100 |
| 8 | Olmen Insurance Agency | 494 21st Ave | (973) 279-4364 |
| 9 | Goosehead Insurance - Haya Matari | 1113 Main St | (862) 214-2585 |
| 10 | SR22 Insurance Solutions | 436 10th Ave | (862) 394-0184 |
For personal insurance needs, clients arrange a recurring policy with Frantz Gaston Jr - State Farm Insurance Agent, while business coverage is often structured as an ongoing contract. In Paterson, New Jersey, this agency provides workers’ compensation insurance to protect employees from job-related injuries and illnesses. Such policies help local businesses meet state requirements and manage medical costs. Appointments and policy reviews are handled on a scheduled basis to ensure proper coverage for each client’s workforce.
Exclusive Insurance Brkg serves the Paterson, New Jersey metro area and surrounding Passaic County as a workers’ compensation insurance agent. This agency helps businesses secure coverage that meets state-mandated requirements for employee injury protection. It works with local companies to navigate complex classification codes and premium audits. Policies are designed to cover medical expenses and lost wages for workers injured on the job. The agency specifically handles policy renewals and the processing of employer-side claims documentation for local clients.
Veronica's Insurance Agency provides workers' compensation insurance coverage and assists businesses with policy management and claims support. It offers ongoing service plans that include policy review, compliance guidance, and filing assistance for workplace injury claims in Paterson, New Jersey. These services help employers maintain coverage that meets state requirements. The agency works with a variety of local properties and business types, including single-family homes, apartment complexes, retail stores, and restaurants.
Freeway Insurance specializes in connecting businesses with tailored workers' compensation coverage options. As a Workers' Compensation Insurance Agent in Paterson, New Jersey, it assists local employers in navigating regulatory requirements and securing policies that address workplace injury protection. The agency guides clients through the complexities of coverage limits, classification codes, and premium considerations for various industries. It is particularly helpful during periods of business expansion or renewal cycles, when ensuring proper coverage adjustments can safeguard against potential liabilities from changing workforce sizes or operational shifts.
Carmen's Insurance Agency serves local businesses in and around Paterson, New Jersey, helping them secure workers' compensation insurance coverage. The company assists employers of various sizes, including commercial property managers and small business owners, by connecting them with policies that address their specific liability needs. Its work focuses on matching clients with appropriate insurance plans to meet regional regulations. The agency also provides services to companies in the surrounding communities of the Passaic County area, including the neighboring city of Clifton.
Adamas Insurance Brokerage serves businesses in and around Paterson, New Jersey. It handles workers' compensation insurance for local employers. The company addresses coverage needs for work-related injuries and illnesses. It manages claims processing to help control workplace incident costs. Adamas Insurance Brokerage applies a straightforward consultation and policy matching approach to secure appropriate risk coverage for each client situation.
In Paterson, New Jersey, Amana Insurance Agency offers workers’ compensation insurance agents who guide clients through the difference between a one-time policy purchase for a single project and an ongoing, scheduled plan that provides continuous coverage for regular employees. Their services help local businesses secure protection against workplace injury claims while meeting state compliance requirements. Service runs on either a scheduled basis for recurring payroll cycles or as-needed when a new contract or temporary workforce begins.
Olmen Insurance Agency specializes in securing workers’ compensation coverage for local businesses in Paterson, New Jersey. It assists employers with navigating the requirements of New Jersey’s workers’ compensation system, helping to protect both the company and its workforce. The agency analyzes each client’s payroll classifications and risk factors to find appropriate policies. As seasonal employment fluctuations occur in manufacturing and distribution sectors common to the area, Olmen Insurance Agency helps clients adjust coverage to match changing workforce levels and avoid costly gaps.
As seasonal employment shifts in Paterson bring changes to workplace risk exposure, local businesses require responsive workers' compensation coverage. Goosehead Insurance - Haya Matari assists employers in securing policies that address medical costs and lost wages following on-the-job injuries. The agency reviews each operation’s unique hazards, from warehouse logistics to retail environments, to recommend appropriate liability limits. Their process begins with an on-site inspection of the workplace and a review of current safety protocols before presenting coverage options.
SR22 Insurance Solutions serves as a workers' compensation insurance agent in Paterson, New Jersey, helping local businesses secure coverage for work-related injuries and illnesses. The agency specializes in pairing standard policies with supplemental risk management guidance, such as workplace safety protocols and claims reporting procedures. It can assist commercial clients operating in diverse sectors, including professional offices, warehouses, and food service establishments.
What Does a a Workers' Compensation Insurance Agent in Paterson Cost?
Workers compensation insurance costs in New Jersey vary by industry, payroll size, and claims history. For a small retail business, annual premiums may range from 500 to 2,000 dollars per employee. Higher risk industries like construction can see costs of 5,000 to 15,000 dollars or more per employee. These are general estimates and your actual rate will depend on your specific business factors. This information is for general informational purposes only and does not constitute insurance advice.
About workers' compensation insurance agents in Paterson
Workers compensation insurance agents in Paterson New Jersey help businesses meet state requirements under the New Jersey Workers Compensation Act. This law requires most employers to carry coverage for employee work related injuries. An agent can guide you through policy options and ensure compliance with local regulations.
Frequently Asked Questions
What does a workers compensation insurance agent in Paterson do?
A workers compensation insurance agent helps businesses find and maintain a policy that meets New Jersey state law. They explain coverage limits, assist with claims, and help you understand premium calculations based on your payroll and industry classification.
Is workers compensation insurance required for all businesses in Paterson New Jersey?
Yes, New Jersey law requires almost all employers to carry workers compensation insurance, even if you have only one employee. There are limited exceptions for certain sole proprietors and partners. An agent can help you determine your specific obligation.
How can a Paterson agent help me save on workers compensation costs?
An agent can review your business classification codes and payroll records to ensure accuracy. They may also suggest safety programs or loss control measures that can qualify you for premium discounts. Proper classification is key to avoiding overcharges.
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