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Compare Workers' Compensation Insurance Agents in Point Pleasant, NJ

Looking for a workers' compensation insurance agent in Point Pleasant? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Point Pleasant, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 workers' compensation insurance agents in Point Pleasant, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
I & E Insurance Agency
2900 NJ-88, Point Pleasant, NJ 08742
(732) 295-5584 getinsurancequotetoday.com
Matt Portnoy Insurance
3146 NJ-88, Point Pleasant, NJ 08742
(802) 318-7991 mattportnoyinsurance.com

Workers compensation insurance is mandatory for most New Jersey employers, including those in Point Pleasant. A local insurance agent can help you understand state-specific rules, such as the classification system and the requirement to provide coverage from the first day of employment. Agents in Point Pleasant assist with policy selection, audits, and claims support to keep your business compliant.

What Does a Workers' Compensation Insurance Agent in Point Pleasant Cost?

Workers compensation insurance costs in New Jersey typically range from 0.75 to 2.50 dollars per 100 dollars of payroll for low-risk office jobs, up to 15 dollars or more for high-risk construction work. The average premium for a small business in Point Pleasant might be between 1,000 and 3,000 dollars per year. Actual costs depend on your specific industry, payroll, and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the workers compensation insurance requirements for businesses in Point Pleasant New Jersey?
New Jersey law requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to carry coverage can result in fines, stop-work orders, and personal liability for workplace injuries.
How can a workers compensation insurance agent in Point Pleasant help my small business?
An agent can review your business operations to determine the correct classification codes, which affect your premium. They can also help you compare quotes from multiple carriers and set up a payment plan that fits your budget. Agents provide ongoing support during policy changes and claims.
What factors affect the cost of workers compensation insurance for a Point Pleasant business?
Costs are based on your industry classification, payroll size, claims history, and safety record. New Jersey uses a rating system that includes experience modification factors. An agent can explain how to lower your premium through safety programs and accurate payroll reporting.