The top-rated workers' compensation insurance agent in Ridgewood, New Jersey is Carlos Capellan - State Farm Insurance Agent, rated 4.9 stars across 111 reviews. Other highly rated options include Anthony LoSauro: Allstate Insurance, John Dominianni - State Farm Insurance Agent, John-Paul Saitta, Owner - Thrive Financial Services And Insurance Solutions, LLC. This directory lists 10 workers' compensation insurance agents serving Ridgewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carlos Capellan - State Farm Insurance Agent | 27 Chestnut St Suite 2 | (201) 652-8060 |
| 2 | Anthony LoSauro: Allstate Insurance | 51 S Maple Ave | (201) 670-0111 |
| 3 | John Dominianni - State Farm Insurance Agent | 615 Franklin Turnpike #1 | (201) 652-7300 |
| 4 | John-Paul Saitta, Owner - Thrive Financial Services And Insurance Solutions, LLC | 4 Wilsey Square #2 | (908) 216-3579 |
| 5 | DGS BENEFITS | 79 Chestnut St | (201) 321-3031 |
| 6 | The Tirpak Agency LLC | 1250 E Ridgewood Ave | (201) 444-4414 |
| 7 | Innovative Risk Concepts Inc | 179 S Maple Ave Apartment 3 | (201) 652-2015 |
| 8 | Otu Amankwah: Allstate Insurance | 555 Goffle Rd Ste 107 | (973) 663-8500 |
| 9 | Sedan Insurance Agency | 65 N Maple Ave | (201) 768-5600 |
| 10 | CompSearch Inc | 179 S Maple Ave | (201) 652-4956 |
Carlos Capellan - State Farm Insurance Agent in Caldwell, NJ, assists local residents with workers’ compensation coverage to protect their home-based businesses or personal employees. For commercial clients, the agency provides policies that meet legal requirements for employee injury protection, serving Caldwell and the surrounding Essex County area. The agent explains coverage options during initial consultations and helps clients file claims when injuries occur. Follow-up support is available between regular visits to adjust policies as a business grows or changes its operations.
Anthony LoSauro: Allstate Insurance serves Bergen County and the surrounding region as a workers' compensation insurance agent. The company assists local businesses in obtaining coverage that provides medical benefits and wage replacement for employees injured on the job. Workers' compensation policies are essential for protecting both employers and their workforce from financial burdens related to workplace accidents. The agency handles policy management and claims support for businesses requiring mandated coverage. It also counsels clients on compliance with New Jersey state regulations for workers' compensation insurance.
John Dominianni - State Farm Insurance Agent in Ridgewood, NJ, provides workers’ compensation insurance coverage for local businesses. Its service includes assessing workplace risks, customizing policy limits, and managing claims to help clients meet state requirements. Ongoing maintenance plans involve periodic policy reviews to adjust coverage as business operations evolve. The agency’s preparations focus on protecting employees from job-related injuries while controlling employer costs. It services a variety of property types in the area, including single-family homes, apartment complexes, neighborhood retail shops, and full-service restaurants.
John-Paul Saitta, Owner - Thrive Financial Services And Insurance Solutions, LLC serves local business owners, property managers, and independent contractors in Ridgewood, New Jersey. The company assists clients in securing workers' compensation insurance policies that comply with state regulations and protect employees against job-related injuries. This agency also provides guidance on risk management strategies and policy coverage options to help businesses manage their insurance needs effectively. Its service area additionally extends to neighboring communities throughout Bergen County and the broader New York City metropolitan region.
Located in Ridgewood, New Jersey, DGS BENEFITS serves workers and businesses throughout the surrounding communities. This agency handles workers' compensation insurance, helping employers secure mandatory coverage to protect their employees from job-related injuries. It also assists with claims management and policy compliance for local firms. In a typical job, DGS BENEFITS assesses a client’s payroll, industry risk, and coverage needs, then presents multiple carrier options from which the client can select a suitable policy.
For businesses evaluating insurance support, a standard recurring policy with periodic renewals offers stability, while a one-time consultation for a single issue provides a focused solution. The Tirpak Agency LLC, based in Ridgewood, NJ, specializes in workers’ compensation insurance agent services. The company helps local employers secure coverage that meets regulatory requirements and protects their workforce. Guidance typically addresses policy selection, classification audits, and premium adjustments to keep costs predictable. This agency’s service model generally operates on a scheduled, as-needed basis, with each client engagement arranged upon request.
As Ridgewood businesses face the shifting compliance requirements of a new fiscal quarter, securing appropriate workers' compensation coverage becomes a pressing concern. Innovative Risk Concepts Inc works directly with local employers to analyze their specific operational exposures and match them with suitable insurance policies. The agent evaluates payroll classifications, claims history, and safety protocols to build coverage that meets both legal mandates and budgetary needs. A standard engagement begins with an on-site inspection of the workplace to assess physical hazards and employee tasks before recommending an appropriate plan.
Otu Amankwah: Allstate Insurance provides workers’ compensation insurance agent services in Ridgewood, New Jersey. It helps local businesses secure coverage that addresses workplace injury claims and medical expenses for employees. Beyond these specialty offerings, the agency assists clients with general insurance needs including auto and home policies. It focuses on guiding small and mid-sized companies through the complex enrollment process for state-mandated coverage. As winter weather increases slip-and-fall risks, the agency aids employers in updating their policies to reflect seasonal hazards.
Sedan Insurance Agency serves businesses in the Ridgewood, New Jersey area by providing general workers' compensation insurance agent services. Their specialty work includes evaluating workplace risk classifications and assisting with claims management to help local employers meet state coverage requirements. Helping clients navigate compliance with New Jersey’s workers' compensation laws is a focus of their daily practice. This agency can serve commercial sectors such as professional offices, warehouses, and food service establishments.
CompSearch Inc serves workers' compensation clients residing in Ridgewood, New Jersey, assisting them in securing required coverage for household employees. The agency also provides insurance solutions for local businesses needing employer liability protection throughout the surrounding region. Agents evaluate each client’s industry and payroll to recommend appropriate policies from multiple carriers. Policyholders are encouraged to schedule follow-up consultations between regular visits to address any changes in staff size or job duties.
What Does a a Workers' Compensation Insurance Agent in Ridgewood Cost?
Workers compensation insurance costs in New Jersey vary widely by industry and payroll size. For a small office-based business in Ridgewood, annual premiums might range from 500 to 2,000 dollars. For higher-risk industries like construction, costs can exceed 10,000 dollars per year. These estimates are general information and not insurance advice.
About workers' compensation insurance agents in Ridgewood
Workers compensation insurance agents in Ridgewood New Jersey help local businesses secure coverage required by state law. New Jersey mandates that nearly all employers carry workers comp insurance for their employees. A local agent can guide you through the specific classifications and premium calculations that apply to your Ridgewood business.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Ridgewood New Jersey?
Yes, New Jersey law requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to provide coverage can result in fines and stop-work orders.
What does a workers compensation insurance agent in Ridgewood do?
A workers compensation insurance agent helps you find a policy that meets New Jersey state requirements. They can explain how your payroll and job classifications affect your premium. They also assist with filing claims and managing policy renewals.
How are workers compensation premiums calculated in New Jersey?
Premiums are based on your payroll, the type of work employees perform, and your claims history. New Jersey uses a classification system that assigns risk levels to different job duties. An agent can help you classify employees correctly to avoid overpaying.
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