The top-rated workers' compensation insurance agent in Rochelle Park, New Jersey is Bob Testa - State Farm Insurance Agent, rated 4.9 stars across 76 reviews. Other highly rated options include Bankers Life, Safeguard Agency Inc, The Tichio Financial Group, Inc.. This directory lists 10 workers' compensation insurance agents serving Rochelle Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bob Testa - State Farm Insurance Agent | 18 W Passaic St | (201) 342-7267 |
| 2 | Bankers Life | 365 W Passaic St Ste 265 | (201) 270-1250 |
| 3 | Safeguard Agency Inc | 139 Rochelle Ave | (551) 262-8434 |
| 4 | The Tichio Financial Group, Inc. | 405 Rochelle Ave | (201) 297-1600 |
| 5 | Carida Insurance Services | 365 W Passaic St # 435 | (551) 212-6618 |
| 6 | Andrew Sloane, Bankers Life Agent | 365 W Passaic St Ste 265 | (201) 270-1250 |
| 7 | IPA Risk Management | 340 W Passaic St | (201) 797-1084 |
| 8 | Farmers Insurance - Edmund Lazzara | 156 W Passaic St | (201) 845-9500 |
| 9 | Insurance Multiplex Agency, LLC | 365 W Passaic St | (201) 880-1891 |
| 10 | Nationwide Insurance: Cook Maran & Associates Inc. | 18 W Passaic St | (201) 507-5100 |
Bob Testa - State Farm Insurance Agent serves the Rochelle Park, New Jersey area, providing workers' compensation insurance to local businesses. As a workers' compensation insurance agent, it helps employers secure coverage for work-related injuries and illnesses. These policies protect businesses from the financial burden of medical bills and lost wages. The agency assists with policy selection and claims support for injured workers. Working within this region, it handles workers' compensation applications and coverage adjustments for small and medium-sized enterprises.
Bankers Life operates as a workers' compensation insurance agent in Rochelle Park, New Jersey, specializing in securing coverage that addresses employer liability and employee medical costs. The firm emphasizes customized policy structures tailored to the specific risk profiles of local businesses. Their services extend to compliance guidance on state-mandated insurance requirements and assistance with claims management. Commercial clients served by Bankers Life include office environments, warehouse and distribution centers, and food service establishments such as restaurants and catering operations.
Safeguard Agency Inc provides workers’ compensation insurance agent services in Rochelle Park, New Jersey. It offers assistance with policy selection, claims filing, and compliance guidance for local businesses. The agency also provides ongoing support through periodic policy reviews and payroll audit assistance to help minimize premium adjustments. Its service plans are designed to adapt as business operations change. The properties it services include single-family homes, apartments, retail stores, and restaurants.
The Tichio Financial Group, Inc. serves small businesses and commercial property owners in Rochelle Park, New Jersey, by providing workers' compensation insurance coverage and related advisory services. It helps clients navigate the complex requirements of workplace injury protection, ensuring compliance with state regulations while managing premium costs. The agency also offers guidance on policy adjustments as businesses grow or change. It further extends its services to surrounding communities throughout Bergen County.
Carida Insurance Services serves Rochelle Park, New Jersey, and the surrounding communities. It handles workers' compensation insurance coverage for local businesses seeking to fulfill state requirements. The agency understands the regulations governing employee injury claims in this region. It works to match clients with appropriate policy options from various carriers. To handle a typical job, the agency begins by reviewing the employer’s industry classification and payroll data to ensure accurate policy structure and compliance.
Andrew Sloane, Bankers Life Agent offers clients both one-time policy evaluations and recurring service plans for workers' compensation coverage. Workers' compensation insurance provides medical care and wage replacement for employees injured on the job, a legal requirement for most businesses in the Rochelle Park, New Jersey area. The company helps local employers select appropriate protection against liability claims arising from workplace accidents. Service arrangements operate on either a one-time consultation or an as-needed basis depending on the policyholder’s changing coverage requirements.
IPA Risk Management in Rochelle Park, New Jersey offers specialized workers’ compensation insurance agency services, assisting employers in securing appropriate coverage to protect their workforce and comply with state regulations. It works with businesses to navigate policy selection, risk assessment, and claims management. As seasonal demands fluctuate, the agency also helps clients address coverage adjustments needed when temporary workers are added during peak operational periods in the local region.
As seasonal changes bring new workplace hazards to Rochelle Park, employers often need to review their liability coverage for on-the-job injuries. Farmers Insurance - Edmund Lazzara provides workers' compensation insurance agency services to help local businesses manage these risks and meet state requirements. The company offers individualized consultations to evaluate each client’s specific operational exposures and payroll classifications, ensuring proper coverage levels are maintained. An initial risk assessment and policy review is typically conducted during a meeting at the business premises to begin this process.
Insurance Multiplex Agency, LLC serves businesses by structuring workers’ compensation coverage to meet regulatory requirements, helping clients manage risk and minimize workplace disruption. The agency tailors policies to address the specific needs of each employer, from mandatory state filings to claims coordination. It assists a range of commercial sectors in Rochelle Park, New Jersey, supporting offices, warehouses, and food service operations with appropriate coverage solutions.
Serving residents in Rochelle Park, this agency handles workers' compensation insurance coverage for homeowners with domestic employees or small home-based businesses. Commercial policies are also available for local businesses throughout Bergen County and surrounding New Jersey communities. The focus remains on providing standard workers' compensation protection to meet legal requirements and manage workplace injury risks. Clients typically receive policy reviews during regular visits, with follow-up services available between scheduled consultations to address any changes in coverage needs.
What Does a a Workers' Compensation Insurance Agent in Rochelle Park Cost?
Workers compensation insurance costs in New Jersey vary by industry, payroll, and claims history. Typical rates range from 0.50 to 3.00 per 100 dollars of payroll for low-risk office jobs, and up to 15.00 or more for high-risk construction work. The average annual premium for a small business in New Jersey is around 1,500 to 3,000 dollars. This is general information and not insurance advice.
About workers' compensation insurance agents in Rochelle Park
Workers compensation insurance agents in Rochelle Park New Jersey help local businesses secure coverage required by New Jersey law. New Jersey mandates that nearly all employers provide workers comp insurance for their employees. A local agent can guide you through the specific requirements for Bergen County businesses.
Frequently Asked Questions
What does a workers compensation insurance agent in Rochelle Park do?
A workers compensation insurance agent helps you find and purchase a policy that meets New Jersey state requirements. They explain coverage options, assist with payroll classification, and help you comply with NJ Division of Workers Compensation rules.
Is workers compensation insurance required in New Jersey?
Yes, New Jersey law requires almost all employers to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to have coverage can result in fines, stop-work orders, and personal liability.
How can a Rochelle Park agent help with NJ workers comp costs?
An agent can compare quotes from multiple carriers to find competitive rates for your business. They also help you implement safety programs that may reduce your premium through the NJ Workers Compensation Rating and Inspection Bureau.
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