The top-rated workers' compensation insurance agent in Saddle Brook, New Jersey is Manny Coby - State Farm Insurance Agent, rated 4.9 stars across 266 reviews. Other highly rated options include C. Tony Cigna: Allstate Insurance, Lee, Nolan & Koroghlian, LLC, New York Life Insurance. This directory lists 10 workers' compensation insurance agents serving Saddle Brook.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Manny Coby - State Farm Insurance Agent | 275 Market St | (201) 368-9080 |
| 2 | C. Tony Cigna: Allstate Insurance | 190 Market St | (973) 778-1600 |
| 3 | Lee, Nolan & Koroghlian, LLC | Park 80 West, Plaza, 250 Pehle Ave I, Suite 405 | (973) 237-0100 |
| 4 | New York Life Insurance | 250 Pehle Ave #900 | (201) 845-6900 |
| 5 | My Insurance Broker LLC | 250 Pehle Ave Suite 200 | (201) 797-2060 |
| 6 | 뉴욕 라이프 생명보험 뉴저지 생명보험 Lois Shin | 250 Pehle Ave #900 | (917) 789-4948 |
| 7 | Calogero Cigna: Allstate Insurance | 190 Market St | (973) 778-1600 |
| 8 | Marsh McLennan Agency | Park 80 West, Plaza Two, 250 Pehle Ave Suite 400 | (201) 845-6600 |
| 9 | Hanna Shin, Financial Professional - New York Life | 250 Pehle Ave #900 | (917) 789-4948 |
| 10 | Turner Surety and Insurance Brokerage Inc. | 250 Pehle Ave Suite 311 | (201) 267-7500 |
What Does a a Workers' Compensation Insurance Agent in Saddle Brook Cost?
In New Jersey, workers compensation insurance costs vary widely. For a small office based business, annual premiums may range from 500 to 2,000 dollars per employee. For higher risk industries like construction or manufacturing, costs can be 5,000 to 15,000 dollars or more per employee per year. Premiums are calculated per 100 dollars of payroll using class codes set by the New Jersey Compensation Rating and Inspection Bureau. This is general information and not insurance advice.
About workers' compensation insurance agents in Saddle Brook
Workers compensation insurance agents in Saddle Brook New Jersey help businesses secure coverage required by state law. New Jersey mandates that most employers carry workers comp insurance to cover medical costs and lost wages for injured employees. A local agent can guide you through NJ Division of Workers Compensation rules and find a policy that fits your business needs.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Saddle Brook New Jersey?
Yes, New Jersey law requires almost all employers to carry workers compensation insurance. This includes businesses with one or more employees, including part time workers. Failure to carry coverage can result in fines and stop work orders.
How does a workers compensation insurance agent in Saddle Brook help my business?
An agent can explain New Jersey coverage requirements, help you compare policies from different carriers, and assist with claims reporting. They also advise on ways to reduce premiums through safety programs and accurate payroll classification.
What factors affect the cost of workers compensation insurance in New Jersey?
Costs depend on your business classification code, payroll amount, claims history, and location. New Jersey uses a competitive rating system, so rates vary by carrier. An agent can help you find a policy that matches your risk profile.
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