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Find Workers' Compensation Insurance Agents in Totowa, NJ

Browse workers' compensation insurance agents serving Totowa, New Jersey. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Totowa, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 workers' compensation insurance agents in Totowa, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hanson & Ryan
87 Lackawanna Ave, Totowa, NJ 07512
(973) 256-6000 hansonryan.com
Lealta Insurance Agency
87 Union Blvd, Totowa, NJ 07512
(862) 217-6414 lealtainsurance.com
The Secret insurance Agency LLC
409 Minnisink Rd #104, Totowa, NJ 07512
(973) 812-7327 thesecretinsuranceagency.com
FAVA FINANCIAL GROUP
16 Furler St 2nd fl, Totowa, NJ 07512
(888) 756-6602 favafinancial.com

Workers compensation insurance agents in Totowa New Jersey help local businesses meet state requirements for employee injury coverage. New Jersey law requires most employers to carry workers compensation insurance. An agent can guide you through the process of obtaining a policy that complies with NJ statutes and protects your business.

What Does a Workers' Compensation Insurance Agent in Totowa Cost?

The cost of workers compensation insurance in New Jersey varies based on your industry payroll and claims history. Typical premiums range from 0.75 to 2.50 per 100 dollars of payroll for low risk jobs and up to 20 per 100 dollars for high risk work. Rates are set by the New Jersey Compensation Rating and Inspection Bureau. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Totowa do?
A workers compensation insurance agent helps businesses find and purchase the right policy for their needs. They explain New Jersey coverage requirements and assist with claims and policy management.
Is workers compensation insurance required in Totowa New Jersey?
Yes New Jersey law requires most employers to carry workers compensation insurance. Failure to comply can result in fines and legal penalties. An agent can help you understand the specific requirements for your business.
How do I choose a workers compensation insurance agent in Totowa?
Look for an agent licensed in New Jersey with experience in your industry. Ask about their knowledge of NJ Division of Workers Compensation rules and their ability to help with policy audits or claims.