The top-rated workers' compensation insurance agent in Union, New Jersey is AAA Union, rated 4.4 stars across 193 reviews. Other highly rated options include David Roy - State Farm Insurance Agent, State Farm Insurance Agent Max Smirnov, Farmers Insurance - David Robbins. This directory lists 15 workers' compensation insurance agents serving Union.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Union | 2317 US-22 | (908) 557-5222 |
| 2 | David Roy - State Farm Insurance Agent | 530 Chestnut St Suite 102 | (908) 688-2051 |
| 3 | State Farm Insurance Agent Max Smirnov | 1051 Stuyvesant Ave. | (908) 810-0040 |
| 4 | Farmers Insurance - David Robbins | 2717B Morris Ave | (908) 557-5251 |
| 5 | Clear Path Insurance Services | 969 Stuyvesant Ave. #3 | (908) 955-8085 |
| 6 | Tavares Insurance Agency | 2086 Morris Ave | (908) 686-0404 |
| 7 | Allianza Insurance | 1191 Morris Ave | (908) 444-4067 |
| 8 | Insurance Associates Plus | 1523 Morris Ave | (908) 964-9010 |
| 9 | Annagard Insurance Agency | 397 Chestnut St Suite 6 | (908) 888-0120 |
| 10 | Karing Is Mutual LLC | 1575 Vauxhall Rd | (908) 468-7522 |
AAA Union serves Union County and the surrounding areas in New Jersey as a workers’ compensation insurance agent. It assists local businesses with obtaining coverage for employee injuries and occupational illnesses. The agency works to help employers navigate the requirements for state-mandated insurance policies. It also provides guidance on premium calculations and compliance with New Jersey workers’ compensation regulations. The agency specifically handles claims support and information on the state’s insurance rating bureau procedures for contractors and small businesses.
David Roy - State Farm Insurance Agent in Union, NJ provides workers’ compensation insurance coverage for local businesses, including policy selection and claims support. Service plans include regular policy reviews to adjust coverage as business needs change. The agent assists with compliance requirements and risk management guidance to help maintain safe work environments. The agent services a range of commercial properties, including single-family homes used for business, apartments, retail stores, and restaurants.
Homeowners, property managers, and local business owners in Union, New Jersey rely on this agency for workers’ compensation insurance coverage. It helps employers manage mandatory policies that protect their workforce in case of job-related injuries or illnesses. The agent assists clients in understanding coverage requirements and filing claims when necessary. Services also include policy review to ensure compliance with state regulations. This office additionally serves the greater Elizabeth metro area and surrounding communities.
Farmers Insurance - David Robbins serves Union, New Jersey, and the surrounding communities of Union County with workers' compensation insurance coverage. It handles policies designed to protect businesses from the costs associated with workplace injuries and lost wages. The agency assists local employers in navigating coverage options that comply with state regulations. For a typical job, it evaluates a company's risk profile and operational needs to recommend appropriate policy limits and benefits.
Clear Path Insurance Services in Union, NJ distinguishes between one-time policy procurement and recurring support for periodic audits or policy modifications when serving local businesses. Its workers’ compensation insurance agents assist employers in securing coverage that meets state requirements while protecting against workplace injury claims. Services are typically provided on an as-needed basis, allowing clients to request assistance for new policies, renewals, or claims-related questions without a fixed schedule.
Tavares Insurance Agency offers workers’ compensation insurance services, helping businesses in Union, NJ, secure coverage that manages workplace injury costs. The agency assists employers with policy selection, claim support, and compliance with New Jersey’s workers’ compensation requirements. Many local companies depend on this guidance to maintain stable operations. During harsh winter months, the agent further aids policyholders preparing for increased slip and fall risks on icy surfaces, ensuring proper protection is in place before seasonal claims typically rise.
Allianza Insurance provides workers' compensation coverage to businesses throughout Union, New Jersey, handling the complex documentation and compliance requirements that come with protecting employees. As a specialized agent, the company can layer additional endorsements onto standard policies, such as employer’s liability protection or coverage for occupational disease claims. Their services extend to a range of commercial sectors, including offices, warehouses, and food service operations, tailoring each policy to the distinct risk profiles of those workplaces.
With the unpredictability of seasonal work shifts in Union, local business owners need steady workers' compensation coverage. Insurance Associates Plus responds by connecting employers with insurance policies that address the region's specific risk exposures. They review local workplace hazards, from warehouse logistics to retail operations, ensuring each client understands policy terms and premium calculations. This attention to compliance and premium management helps clients meet New Jersey's mandatory coverage requirements. The process begins with an on-site inspection of the client’s operations to assess safety protocols and hazard controls.
Based in Union, Annagard Insurance Agency provides residential workers’ compensation coverage for clients across the local area, ensuring household employees are properly protected. The agency also handles commercial policies for small businesses, tailoring coverage to meet different operational needs within New Jersey. Their services extend throughout Union County and surrounding communities. Following an initial policy setup, the agency conducts regular follow-up visits to adjust coverage as business circumstances change, helping to renew policies seamlessly.
Karing Is Mutual LLC, based in Union, NJ, is known for helping businesses navigate workers' compensation insurance requirements. Its service range includes assisting employers with policy selection, audit preparation, and claim reporting procedures. The agency also counsels clients on workplace safety initiatives to help control premium costs over time. For specialty coverage, it can add on employer’s liability insurance to protect against employee lawsuits arising from workplace injuries.
What Does a a Workers' Compensation Insurance Agent in Union Cost?
Workers compensation insurance costs in New Jersey vary by industry payroll and claims history. The average rate in New Jersey is around 1.50 to 2.50 dollars per 100 dollars of payroll for low risk jobs. High risk jobs like construction can cost 5 to 10 dollars per 100 dollars of payroll. This is general information and not insurance advice.
About workers' compensation insurance agents in Union
A workers compensation insurance agent in Union New Jersey helps employers meet state legal requirements. New Jersey law requires most businesses to carry workers compensation coverage for their employees. An agent can guide you through policy options and ensure compliance with NJ Division of Workers Compensation rules.
Frequently Asked Questions
Who needs workers compensation insurance in Union New Jersey?
Any business in New Jersey with one or more employees must carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and partners are not required to cover themselves but may choose to do so.
What are the penalties for not having workers comp in New Jersey?
New Jersey imposes strict penalties for failing to carry workers compensation insurance. Fines can reach up to 5000 dollars for the first 10 days of noncompliance and increase after that. Employers may also face stop work orders and criminal charges.
How does a workers comp agent help with claims in Union?
An agent can explain the claims process and help you report an injury to your carrier. They can also review your policy to ensure you have proper coverage. However they do not handle legal disputes or represent you in court.
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