The top-rated workers' compensation insurance agent in Union City, New Jersey is Diverse Solutions, rated 5.0 stars across 654 reviews. Other highly rated options include SValencia Insurance Agency LLC, Frank Ciappi - State Farm Insurance Agent, Freeway Insurance. This directory lists 18 workers' compensation insurance agents serving Union City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Diverse Solutions | 3916 Bergenline Ave | (201) 751-5454 |
| 2 | SValencia Insurance Agency LLC | 412 37th St | (201) 679-8026 |
| 3 | Frank Ciappi - State Farm Insurance Agent | 3196 John F. Kennedy Blvd | (201) 758-5470 |
| 4 | Freeway Insurance | 1306 John F. Kennedy Blvd | (201) 829-2004 |
| 5 | Diaz Insurance Agency | 815 Bergenline Ave | (201) 348-1288 |
| 6 | TORO TAXES UNION CITY & VIP INSURANCE | 527 42nd St | (201) 331-3771 |
| 7 | Candida Seymour - State Farm Insurance Agent | 4014 Bergenline Ave | (201) 392-1010 |
| 8 | Goosehead Insurance - Edward T. Mauricio | 500 Paterson Plank Rd Unit 08 | (551) 430-5655 |
| 9 | Fiorentino Anillo Insurance LLC | 202 38th St | (201) 223-2331 |
| 10 | Vitality Insurance NJ | 1112 Summit Ave | (551) 239-6872 |
Diverse Solutions serves the Union City, New Jersey area as a workers' compensation insurance agent. It assists businesses with securing coverage that meets state requirements. The agency works to match employers with policies that manage costs related to workplace injuries. Administrative support is provided for policy compliance and claim management. Diverse Solutions also handles claims processing assistance and coordinates with insurance carriers to facilitate return-to-work programs in Union City.
SValencia Insurance Agency LLC provides comprehensive workers' compensation insurance policies tailored for small and mid-sized businesses. Its service programs include initial risk assessment and ongoing policy management to ensure clients maintain compliance with New Jersey labor regulations. Regular consultation helps adjust coverage as business operations evolve. The agency serves a range of local properties in Union City, including single-family homes, apartments, retail stores, and restaurants that require worker protection against on-the-job injuries.
Frank Ciappi - State Farm Insurance Agent in Union City, NJ serves local businesses, commercial property owners, and employers who require workers' compensation insurance. This agency helps clients secure coverage that meets New Jersey state requirements for workplace injury protection. The agent assists with policy inquiries, coverage explanations, and claims support. Business owners can obtain information tailored to their specific operational risks and payroll needs. The agency also provides service to clients throughout Hudson County, including neighboring communities such as North Bergen and Jersey City.
Freeway Insurance serves Union City and the surrounding New Jersey communities as a workers' compensation insurance agent. It handles policies designed to cover employee medical costs and lost wages for work-related injuries, helping local businesses meet state compliance requirements. The agency typically assesses each client’s industry risks and payroll size to recommend appropriate coverage limits. It then guides employers through the application process and assists with claims reporting when an incident occurs.
Diaz Insurance Agency in Union City, NJ distinguishes between one-time solutions and recurring service options for businesses. As a workers' compensation insurance agent, the firm helps employers secure coverage that meets regulatory requirements while protecting against workplace injury claims. This includes guidance on policy limits, premium calculations, and compliance with state laws. The agency tailors its approach to each client's operational needs, whether for a single policy review or ongoing risk management. Service can be arranged on a one-time or as-needed basis, depending on the client's preference.
TORO TAXES UNION CITY & VIP INSURANCE provides workers’ compensation insurance agent services for small and medium-sized businesses in Union City, New Jersey. It assists employers in securing coverage that meets legal requirements while managing risk in industries like construction and logistics. The agency also evaluates policy options to help clients balance payroll-based premiums with appropriate liability limits. During seasonal upturns in local manufacturing or dock activity, it helps businesses adjust coverage for temporary increases in workforce.
As small business operations shift with the changing seasons along the Union City corridor, securing proper coverage for workplace injuries becomes a pressing concern. Candida Seymour serves as a local State Farm Insurance agent handling workers’ compensation policies tailored to the regional service and light-industrial sectors. She explains how coverage helps employers manage medical costs and lost wages when an employee is hurt on the job. An initial consultation typically includes a review of your current payroll and safety protocols to determine a recommended plan.
Goosehead Insurance - Edward T. Mauricio in Union City provides residential workers' compensation insurance for local homeowners needing coverage for domestic employees. The agency also offers commercial policies tailored for small businesses and independent contractors throughout the Hudson County area. Services address the specific injury and liability risks encountered in this region. Clients typically arrange follow-up coverage or repeat service between regular renewals to accommodate changing payroll or job site conditions.
Fiorentino Anillo Insurance LLC assists businesses in Union City and the surrounding area with protecting their operations against workplace injury liabilities. The agency specializes in workers' compensation insurance, tailoring coverage to meet local regulatory requirements and company needs. It helps secure policies that cover medical expenses and lost wages for employees. The firm can serve a variety of commercial sectors, including office environments, warehouses, and food service establishments.
Vitality Insurance NJ in Union City focuses on workers' compensation insurance agent services tailored for local businesses. The agency helps employers secure coverage that meets New Jersey’s statutory requirements, managing policy placement and ongoing compliance needs. Its range includes risk assessment assistance and claims support for small to mid-sized operations. A specialty service it can provide is assisting clients with experience modification rate analysis to help manage future premium adjustments.
What Does a a Workers' Compensation Insurance Agent in Union City Cost?
Workers compensation insurance costs in New Jersey vary by industry payroll and claims history. For a small business in Union City typical premiums range from 500 to 3000 per year per employee for moderate risk jobs. High risk occupations like construction can cost more. Rates are set by the New Jersey Compensation Rating and Inspection Bureau. This is general information not insurance advice.
About workers' compensation insurance agents in Union City
A workers compensation insurance agent in Union City New Jersey helps local businesses secure the coverage required by New Jersey law. New Jersey mandates that nearly all employers provide workers comp benefits to their employees. An experienced agent can guide you through the specific classifications and premium calculations relevant to Union City industries like healthcare manufacturing and retail.
Frequently Asked Questions
What does a workers compensation insurance agent in Union City do?
An agent helps you compare policies from different carriers to find coverage that meets New Jersey state requirements. They explain how your payroll and job classifications affect your premium. They also assist with filing paperwork and managing policy changes.
Is workers compensation insurance required in Union City New Jersey?
Yes New Jersey law requires most employers to carry workers compensation insurance. This includes businesses with one or more employees including part time workers. Failure to carry coverage can result in fines and stop work orders.
How does a Union City agent help with New Jersey specific rules?
New Jersey has unique rules like the requirement to post a notice of compliance in the workplace. An agent familiar with Union City can explain these rules and help you avoid penalties. They also stay updated on changes to state benefit rates and classification codes.
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