The top-rated workers' compensation insurance agent in Farmington, New Mexico is Affordable Insurance, rated 4.8 stars across 301 reviews. Other highly rated options include Freedom Insurance, Ben Mortensen - State Farm Insurance Agent, Groves Insurance Group, Inc.. This directory lists 20 workers' compensation insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 560 E Main St #104 | (505) 325-9391 |
| 2 | Freedom Insurance | 312 W Apache St | (505) 516-0100 |
| 3 | Ben Mortensen - State Farm Insurance Agent | 3900 E Main St | (505) 327-6117 |
| 4 | Groves Insurance Group, Inc. | 707 N Dustin Ave | (866) 371-1836 |
| 5 | Wyatt Mace: Allstate Insurance | 3280 N Butler Ave | (505) 599-9047 |
| 6 | Walker Agency | 1501 San Juan Blvd # 201 | (505) 326-4952 |
| 7 | Kysar Millennium Leavitt | 300 W Arrington St STE 100 | (505) 325-4561 |
| 8 | Trudy Goldsmith - State Farm Insurance Agent | 800 E 30th St Bldg 2A | (505) 327-4841 |
| 9 | Silvia Ramos: Allstate Insurance | 2400 E 20th St | (505) 327-9667 |
| 10 | Eric I. Maestas Insurance Agency | 4500 W Main St | (505) 327-9296 |
Affordable Insurance serves the Farmington, New Mexico, area as a workers' compensation insurance agent. It helps local businesses obtain coverage that meets state requirements for employee medical care and lost wage benefits after a workplace injury. Policies secured through this agency cover medical expenses and disability payments as mandated by state law. Affordable Insurance handles claims processing support and assists employers with classification codes and premium audits for their workers' compensation policies.
Freedom Insurance provides workers’ compensation insurance agent services to employers in the Farmington, NM area. It assists businesses with policy selection, risk assessment, and claims management to maintain compliance with state regulations. The company offers ongoing support to help clients adjust coverage as their workforces and operations evolve. Service plans include regular policy reviews and documentation assistance. It handles a range of commercial properties, including single-family homes, apartments, retail storefronts, and restaurants.
Ben Mortensen - State Farm Insurance Agent serves local homeowners, businesses, and property managers in Farmington, New Mexico, offering workers' compensation insurance to protect employees and companies from workplace injury costs. This agency helps commercial clients understand coverage requirements and secure policies that fit their operational needs. Workers' compensation insurance agents in the area assist with claims guidance, policy adjustments, and compliance with state regulations. The agency also provides services to clients in the neighboring community of Aztec.
Groves Insurance Group, Inc., located in Farmington, NM, helps employers choose between a one-time policy purchase to satisfy a single project’s requirements and an ongoing recurring plan that provides continuous annual protection. Their workers’ compensation coverage is designed to shield local businesses from the financial impact of workplace injuries, covering medical expenses and lost wages for affected employees. This service typically runs on a scheduled annual renewal basis, ensuring that policies are reviewed and updated before each new coverage term begins.
Wyatt Mace: Allstate Insurance serves Farmington, New Mexico, and the surrounding communities in San Juan County. It handles workers' compensation insurance policies for local businesses, helping employers meet state coverage requirements and protect their operations. When managing a typical claim, the agent works closely with the employer to gather necessary documentation and coordinate with the insurance carrier to ensure the claim is processed efficiently and in compliance with all relevant regulations.
Walker Agency specializes in securing workers' compensation coverage for local businesses in Farmington, NM. It also provides general advice on policy options, helping employers meet their legal coverage requirements and protect their workforce. By analyzing each client’s industry and payroll, the agency tailors plans to manage premium costs effectively. When seasonal fluctuations in staffing levels or a sudden construction project increase workplace risk, Walker Agency assists with adjusting coverage to ensure adequate protection during such periods of change.
As the Four Corners region adjusts to seasonal shifts in construction and energy work, Farmington employers often review their liability coverage. Kysar Millennium Leavitt helps businesses navigate workers' compensation insurance requirements, addressing both state regulations and local industry risks. Their consultations focus on matching coverage to specific job-site exposures, from heavy equipment operation to manual labor. An initial assessment of current policies and payroll classifications typically starts the process, allowing the agent to identify gaps and recommend appropriate limits before a formal inspection or audit is scheduled.
Trudy Goldsmith - State Farm Insurance Agent in Farmington, NM, assists local businesses with their general insurance needs while specializing in workers' compensation coverage. This agent helps employers manage the mandatory liability that provides medical care and wage replacement for workers injured on the job. Policies are tailored to meet New Mexico state requirements for workplace injury protection. Commercial sectors served include offices, warehouses, and food service establishments.
Silvia Ramos: Allstate Insurance provides workers' compensation insurance for businesses in Farmington, New Mexico, while also serving residential clients with personal coverage needs. The agency offers commercial policies tailored to local employer requirements, helping businesses manage employee injury risks and comply with state regulations. Service extends throughout the Farmington area and surrounding communities. After claims are filed or policies are renewed, clients receive attentive follow-up support between regular visits to address any ongoing coverage questions or policy adjustments.
Eric I. Maestas Insurance Agency is known for providing workers' compensation coverage to local businesses in Farmington, New Mexico. The agency serves employers by helping them secure policies that meet state requirements for employee injury protection. It works with companies across various industries to manage the specific risks associated with their work environments. Policyholders benefit from assistance with claims management and loss control strategies tailored to their operations. The agency can additionally offer experience modification statement reviews to improve future premium calculations.
What Does a a Workers' Compensation Insurance Agent in Farmington Cost?
Workers compensation insurance costs in New Mexico typically range from 0.50 to 2.00 dollars per 100 dollars of payroll depending on your industry and risk level. High risk industries like construction may see rates of 3.00 to 5.00 dollars per 100 dollars of payroll. Premiums also depend on your claims history and safety record. This is general information and not insurance advice.
About workers' compensation insurance agents in Farmington
Workers compensation insurance agents in Farmington New Mexico help employers meet state mandated coverage requirements. New Mexico law requires most employers with three or more employees to carry workers comp insurance. Local agents can guide you through the New Mexico Workers Compensation Administration rules and help you find a policy that fits your business needs.
Frequently Asked Questions
Is workers compensation insurance required in Farmington New Mexico?
Yes New Mexico law requires employers with three or more employees to carry workers compensation insurance. Construction employers with one or more employees must also have coverage. An agent can help you understand these requirements.
What does a workers compensation insurance agent in Farmington do?
A workers comp agent helps you compare policies from different carriers and find coverage that meets New Mexico state requirements. They assist with policy setup, premium calculations, and claims support. They also advise on safety programs that may lower your premiums.
How are workers compensation premiums calculated in New Mexico?
Premiums are based on your business classification code, payroll amount, and claims history. New Mexico uses a competitive rating system so rates vary by carrier. An agent can provide quotes and explain experience modification factors that affect your cost.
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