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Find Workers' Compensation Insurance Agents in Scotia, NY
Browse workers' compensation insurance agents serving Scotia, New York. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Scotia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 workers' compensation insurance agents in Scotia, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rowledge & Falvo Insurance Agency
139 Mohawk Ave, Scotia, NY 12302
(518) 374-8453
rowledge.com
State Farm Insurance
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534
statefarm.com
Charlie Palmer - State Farm Insurance Agent
119 Mohawk Ave, Scotia, NY 12302
(518) 372-5539
charliepalmerinsurance.com
The DePaulo Agency, Inc.
2 Windsor Dr, Scotia, NY 12302
(518) 372-7477
depauloagency.com
Scautub Agency LLC
108 N Ballston Ave, Scotia, NY 12302
(518) 346-3427
scautub.com
Workers compensation insurance is required for most employers in New York State. A local agent in Scotia can help you understand the New York Workers Compensation Law and find a policy that meets state requirements. They assist with classification codes, payroll reporting, and audit preparation specific to your business type.
What Does a Workers' Compensation Insurance Agent in Scotia Cost?
Workers compensation insurance costs in New York vary widely by industry and payroll. For a small office business, annual premiums might start around $500 to $1,000. For construction or manufacturing, costs can be much higher, often $5,000 to $20,000 or more per year. Rates are set by the New York Compensation Insurance Rating Board. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need workers comp insurance for my Scotia business?
Yes, New York law requires nearly all employers to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and stop work orders.
How does a workers comp agent help my Scotia business?
An agent explains New York specific rules like the New York State Insurance Fund option and private carrier choices. They help you choose the right classification codes and ensure your payroll is reported correctly to avoid penalties.
What factors affect my workers comp premium in New York?
Your premium is based on your payroll, employee job classifications, and your claims history. New York uses a loss cost multiplier system set by the state. An agent can review your experience modification factor to find savings.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.