The top-rated workers' compensation insurance agent in Grand Forks, North Dakota is Andrew Bergee - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Farmers Insurance - Don Zerr Agency, Insurance Brokers of MN Inc, Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl. This directory lists 19 workers' compensation insurance agents serving Grand Forks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andrew Bergee - State Farm Insurance Agent | 997 47th Ave S Unit 1 | (701) 757-0437 |
| 2 | Farmers Insurance - Don Zerr Agency | 1407 24th Ave S #206 | (701) 757-0763 |
| 3 | Insurance Brokers of MN Inc | 1551 28th Ave S Suite M | (701) 772-1466 |
| 4 | Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl | 1551 28th Ave S | (701) 757-5757 |
| 5 | Insure Forward | 4651 S Columbia Rd Floor 2 | (701) 772-6651 |
| 6 | Dobmeier Inc. | 409 Gateway Dr | (701) 775-6836 |
| 7 | Logan Karsky - State Farm Insurance Agent | 2211 S Washington St Suite A | (701) 203-0210 |
| 8 | Vaaler Insurance, a Marsh & McLennan Agency LLC Company | 2701 S Columbia Rd | (800) 553-4291 |
| 9 | Moen Insurance Services, LLC | 1913 S Washington St | (701) 757-1613 |
| 10 | Jeremy Fulton Agency Inc American Family Insurance | 1220 S Washington St | (701) 746-1919 |
Andrew Bergee - State Farm Insurance Agent serves the Grand Forks, North Dakota area and surrounding communities as a provider of workers’ compensation insurance coverage. This agency assists local businesses in securing policies that help meet state-mandated requirements for employee injury protection. Services include evaluating payroll classifications and recommending appropriate policy limits to align with operational risks. The agency also handles claims reporting and policy adjustments for businesses in sectors such as construction and healthcare.
Farmers Insurance - Don Zerr Agency in Grand Forks, ND provides workers' compensation insurance and related coverage options for local employers. Its service approach includes helping clients manage policy paperwork, evaluating workplace risks, and handling claims coordination to support employees after injuries. The agency also offers periodic policy reviews to adjust coverage as business needs change. It regularly services a range of local properties, including single-family homes, apartments, retail businesses, and restaurants.
Insurance Brokers of MN Inc serves Grand Forks and the surrounding Red River Valley communities, handling workers’ compensation insurance for local businesses. It helps employers navigate coverage requirements to protect employees from workplace injuries. The company works with clients to assess their specific operational risks. For a typical job, it reviews a business’s classification codes and payroll figures to obtain suitable quotes from multiple carriers. This analytical process ensures each policy matches the employer’s unique workforce needs.
Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl serves homeowners, businesses, and property managers in Grand Forks, North Dakota, by arranging workers' compensation insurance coverage. The firm helps local employers secure policies that provide medical benefits and wage replacement for employees injured on the job. It also covers neighboring communities throughout the greater Grand Forks metro area, including East Grand Forks, Minnesota.
Insure Forward in Grand Forks, ND assists clients with both one-time workers’ compensation policy evaluations and ongoing coverage management. The agency helps local businesses secure insurance that meets state requirements while addressing specific industry risks. Regular policy reviews ensure limits remain appropriate as payrolls and operations change. Service runs on either a one-time consultation basis or an as-needed schedule for policy renewals and claims assistance.
Dobmeier Inc. specializes in securing workers' compensation insurance policies for local businesses. The Grand Forks agency provides essential risk assessment services and helps employers navigate the state’s regulatory requirements for workplace injury coverage. It evaluates each client’s operations to recommend appropriate policy structures. During the region’s harsh winter months, it guides businesses through the increased reporting and compliance demands that accompany a seasonal uptick in slip-and-fall claims.
With winter approaching in Grand Forks, local businesses face increased slip-and-fall risks and their associated workers’ compensation claims. Logan Karsky - State Farm Insurance Agent aids employers in selecting policies that cover medical expenses and lost wages from such job-site injuries. The agent reviews each company’s specific payroll classifications, injury history, and safety procedures. This attention helps identify coverage needs that align with North Dakota’s regulations. An initial consultation begins with an inspection of the workplace to assess hazards before any policy is finalized.
Vaaler Insurance, a Marsh & McLennan Agency LLC Company, provides workers' compensation insurance to businesses throughout the Grand Forks area. Its services help employers manage workplace injury claims processes and maintain compliance with state regulations. The agency also advises on risk prevention strategies to minimize workplace accidents. This expertise can benefit local operations across various commercial sectors, including offices, warehouses, and food service establishments.
Moen Insurance Services, LLC provides workers' compensation insurance services to businesses and employers throughout the Grand Forks, ND area. The company assists local clients with residential policy needs and also offers commercial coverage solutions for various regional enterprises. They serve their community by helping employers understand coverage options that protect both employees and business operations. During a scheduled session, they review coverage details and policy adjustments, ensuring the client is properly assisted before the agent sets expectations for follow-up service at the next regular visit.
Jeremy Fulton Agency Inc American Family Insurance in Grand Forks, ND, is known for providing workers' compensation insurance coverage for area businesses. Its service range includes policy selection to meet state regulations and manage workplace injury costs. The agency assists employers with risk assessment and claims support tailored to local industries. A specialty service it can add on is loss control consultation to help reduce future workplace incidents and premiums.
What Does a a Workers' Compensation Insurance Agent in Grand Forks Cost?
Workers compensation insurance costs in North Dakota vary by industry, payroll, and claims history. For a small business in Grand Forks with low risk office workers, annual premiums may range from 500 to 2,000 dollars. For higher risk industries like construction, costs can be 5,000 to 20,000 dollars or more. This is general information and not insurance advice.
About workers' compensation insurance agents in Grand Forks
Workers compensation insurance agents in Grand Forks help businesses meet North Dakota state requirements for employee injury coverage. North Dakota law mandates that most employers with one or more workers carry workers compensation insurance through the state fund or a qualified private carrier. A local agent can guide you through the process of obtaining a policy that complies with ND Century Code Title 65.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Grand Forks?
Yes, under North Dakota law most employers with one or more employees must have workers compensation coverage. This includes part time and seasonal workers. There are limited exceptions for certain agricultural and domestic workers.
Can I buy workers comp insurance from a private agent in Grand Forks?
Yes, North Dakota allows private insurance carriers to sell workers compensation policies. A licensed agent in Grand Forks can help you compare options from private carriers or guide you to the state fund if needed.
What information do I need to get a quote from a workers comp agent in Grand Forks?
You will need your business tax ID number, number of employees, payroll amounts, and job classifications. The agent uses this data to calculate your premium based on North Dakota rates and your industry risk.