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Compare Workers' Compensation Insurance Agents in Avon Lake, OH
Looking for a workers' compensation insurance agent in Avon Lake? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Avon Lake, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 9 workers' compensation insurance agents in Avon Lake, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christina Estes - State Farm Insurance Agent
379 Lear Rd #200, Avon Lake, OH 44012
(440) 695-1069
insuranceforcle.com
Chip Wentz - State Farm Insurance Agent
445 Avon Belden Rd Ste A1A, Avon Lake, OH 44012
(440) 933-2720
chipwentz.com
Cobos Insurance Center
32745 Walker Rd Suite A, Avon Lake, OH 44012
(440) 933-5223
cobosins.com
Dover Insurance Agency
215 Miller Rd #6, Avon Lake, OH 44012
(440) 756-5636
doverinsurance.net
Adam Noll Agency: Allstate Insurance
445 Avon Belden Rd Suite B3, Avon Lake, OH 44012
(440) 930-8570
agents.allstate.com
Lance Meiners Insurance Agency Inc
152 Lear Rd, Avon Lake, OH 44012
(440) 933-6277
meinersinsurance.com
Total Insurance Agency Group Inc.
445 Avon Belden Rd, Avon Lake, OH 44012
(440) 250-4463
thetiag.com
ActuComp Ohio LLC
814 Aqua Marine Blvd, Avon Lake, OH 44012
(440) 933-6601
actucomp-ohio.com
Meiners Insurance
152 Lear Rd, Avon Lake, OH 44012
(440) 933-6277
meinersinsurance.com
Workers compensation insurance agents in Avon Lake Ohio help employers meet state coverage requirements under the Ohio Bureau of Workers Compensation. Ohio law mandates most employers with at least one employee to carry workers comp coverage either through the state fund or a qualified self-insuring plan. A local agent can guide you through classification codes and premium calculations specific to Lake County businesses.
What Does a Workers' Compensation Insurance Agent in Avon Lake Cost?
Workers compensation insurance costs in Ohio vary by industry classification code and payroll. Average rates range from 1.5% to 15% of gross payroll per employee. For a small Avon Lake retail store, annual premiums might be 2,000 to 5,000 dollars. Construction or manufacturing firms often pay higher rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Avon Lake do?
An agent helps you apply for Ohio BWC coverage, review your payroll classifications, and manage annual premium audits. They also advise on safety programs that may reduce your experience modifier and lower costs.
Is workers compensation insurance required for all businesses in Avon Lake Ohio?
Yes, Ohio law requires employers with one or more employees to provide workers comp coverage unless exempted. Sole proprietors and partners may opt out but must file an exemption form with the Ohio BWC.
How can an agent help me save on workers comp premiums in Ohio?
Agents can review your payroll codes for accuracy, suggest a deductible program, and help you implement a drug-free workplace policy. Ohio offers a 5% premium discount for approved safety programs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.