The top-rated workers' compensation insurance agent in King of Prussia, Pennsylvania is Issac Gao - State Farm Insurance Agent, rated 4.9 stars across 753 reviews. Other highly rated options include John Lee - GEICO Insurance Agent, Mike Yates - State Farm Insurance Agent, Caruso Insurance. This directory lists 14 workers' compensation insurance agents serving King of Prussia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Issac Gao - State Farm Insurance Agent | 1150 1st Ave #370 | (610) 265-4600 |
| 2 | John Lee - GEICO Insurance Agent | 140 Allendale Rd # 3A | (610) 382-7100 |
| 3 | Mike Yates - State Farm Insurance Agent | 166 Allendale Rd | (610) 354-0945 |
| 4 | Caruso Insurance | 700 American Ave Suite 302 | (610) 768-9390 |
| 5 | PenEx Insurance | 1016 W 8th Ave Suite A | (484) 580-6661 |
| 6 | Bankers Life | Parkview Tower, 1150 1st Ave Ste 1020 | (610) 337-9810 |
| 7 | David Hashagen: Allstate Insurance | 580 Shoemaker Rd Ste 120 | (610) 265-6221 |
| 8 | Wills Insurance Management, Inc. | 130 N Henderson Rd | (610) 265-2490 |
| 9 | Best insurance LLC | 1012 W Valley Forge Rd | (610) 314-0177 |
| 10 | Ayres Insurance Agency, Inc. | 112 Shaffer Rd | (610) 992-1690 |
Isaac Gao - State Farm Insurance Agent serves King of Prussia and the greater Montgomery County area with workers’ compensation insurance solutions. The agency helps local businesses secure coverage that meets Pennsylvania’s compliance requirements for workplace injuries. This includes assisting employers in navigating premium calculations based on payroll and industry classification. The office handles policy reviews for small and medium-sized businesses and processes claims for work-related medical expenses and lost wages.
John Lee - GEICO Insurance Agent in King of Prussia, PA, provides workers’ compensation insurance coverage for businesses in the region, assisting with policy selection and claims support. Ongoing service plans include reviewing coverage limits and helping employers adjust policies as their workforce or operations change. The agent properties it serves include single-family homes with employees, apartments, retail stores, and restaurants.
Mike Yates - State Farm Insurance Agent in King of Prussia, PA, serves area homeowners, business owners, and property managers who need workers' compensation coverage to protect their employees and operations. The agency helps local employers navigate policy options that meet state requirements and provide financial security in case of workplace injuries. It also assists residential clients with related risk management needs. In addition to serving King of Prussia, the agency covers businesses throughout the Norristown area and surrounding Montgomery County communities.
For employers comparing a one-time workers’ compensation policy to an ongoing partnership, a local agent helps navigate coverage that meets Pennsylvania state requirements while protecting against workplace injury claims. This agency works with businesses in King of Prussia to tailor insurance plans that address specific industry risks and payroll needs. Service arrangements are available on a one-time consultation or as-needed basis for renewals and policy adjustments, depending on the client’s preference for ongoing support.
PenEx Insurance specializes in connecting businesses with workers’ compensation coverage tailored to their operational risks. As an independent agency in King of Prussia, it assesses local industry hazards and matches clients with suitable insurance carriers. The firm manages policy renewals and assists employers with claim reporting procedures to streamline the process. During seasonal spikes in construction or warehousing activity, it helps companies adjust coverage limits to account for temporary workforce expansions and fluctuating payroll exposures.
Bankers Life serves King of Prussia and surrounding communities throughout southeastern Pennsylvania as a workers’ compensation insurance agent. It handles employer needs for coverage that addresses workplace injuries, medical expenses, and lost wages for employees. The agency navigates the intricacies of Pennsylvania’s compensation laws to help businesses maintain compliance with state requirements. For a typical job, it begins by evaluating a client’s operations and risk exposure, then structures a policy that balances adequate protection with budget considerations.
As regional businesses in King of Prussia navigate seasonal exposures from winter slips to summer construction hazards, many seek dependable workers’ compensation insurance. David Hashagen: Allstate Insurance provides customized coverage packages that help local employers manage injuries and control claim costs. The agency focuses on explaining policy structures, including experience modification factors and loss-control measures. New commercial clients are typically offered an on-site safety assessment of their workplace.
Wills Insurance Management, Inc. helps businesses in King of Prussia secure workers' compensation coverage. It can assess a company's specific operational risks and advise on policy structures to cover medical expenses and lost wages for injured employees. As a local agent, it has familiarity with Pennsylvania regulations and can guide clients through compliance requirements. Its services are suitable for a range of commercial sectors, including offices, warehouses, and food service.
Best Insurance LLC, based in King of Prussia, PA, serves local businesses as a workers’ compensation insurance agent, helping employers secure coverage that meets state requirements and protects against workplace injury claims. The company guides clients through policy selection, premium calculation, and compliance with Pennsylvania regulations. It also offers assistance with claim filing processes to ensure injured workers receive proper benefits. Additionally, the agency provides payroll auditing services to adjust coverage based on accurate workforce data.
Ayres Insurance Agency, Inc. serves residential clients in King of Prussia, PA, by securing workers’ compensation policies that meet state regulations for household employees. The agency also provides commercial coverage for local businesses, tailoring plans to various industries throughout the surrounding area. Agents navigate policy complexities and claims processes for clients. After initial setup, Ayres Insurance Agency remains available for follow-up service, adjusting coverage as needed between regular business visits.
What Does a a Workers' Compensation Insurance Agent in King of Prussia Cost?
The cost of workers compensation insurance in Pennsylvania varies by industry, payroll, and claims history. For a small business in King of Prussia, typical premiums range from 500 to 3,000 dollars per year per employee for low-risk jobs. High-risk industries like construction can cost 5,000 to 15,000 dollars or more annually. This is general information and not insurance advice.
About workers' compensation insurance agents in King of Prussia
A workers compensation insurance agent in King of Prussia Pennsylvania can help you secure coverage required under Pennsylvania law. The Pennsylvania Workers Compensation Act mandates that most employers with one or more employees carry this insurance. An agent can guide you through the process of obtaining a policy that meets state regulations and protects your business.
Frequently Asked Questions
What is the penalty for not having workers comp insurance in Pennsylvania?
In Pennsylvania, employers who fail to carry workers compensation insurance face serious penalties. The state can issue a stop-work order, which forces the business to close until coverage is obtained. Fines can also be imposed by the Pennsylvania Bureau of Workers Compensation.
How does an agent help with payroll classification for workers comp?
A workers compensation insurance agent in King of Prussia can help you correctly classify your employees based on their job duties. Pennsylvania uses specific class codes to determine premium rates. Accurate classification is important to avoid overpaying or facing penalties for misclassification.
Can I get workers comp insurance as a sole proprietor in Pennsylvania?
Yes, sole proprietors in Pennsylvania can choose to purchase workers compensation insurance for themselves. While not required by law for owners without employees, having coverage can protect against medical costs and lost income if you are injured on the job.
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