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Find Workers' Compensation Insurance Agents in Cumberland, RI

Looking for a workers' compensation insurance agent in Cumberland? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Cumberland, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 workers' compensation insurance agents in Cumberland, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Cumberland
2000 Mendon Rd, Cumberland, RI 02864
(401) 333-9500 branches.northeast.aaa.com
Carlos Semedo: Primerica - Financial Services
Rear Lower Level, 2374 Diamond Hill Rd, Cumberland, RI 02864
(401) 495-4563 reps.primerica.com
MetLife Auto & Home, part of Farmers Insurance Group
1725 Mendon Rd #206, Cumberland, RI 02864
(401) 270-2247 facebook.com

Workers compensation insurance agents in Cumberland Rhode Island help local businesses meet state requirements for employee injury coverage. Rhode Island law mandates that most employers with one or more employees carry workers compensation insurance. An agent can guide you through the specific classifications and premium calculations that apply to your Cumberland business.

What Does a Workers' Compensation Insurance Agent in Cumberland Cost?

Workers compensation insurance costs in Rhode Island vary by industry, payroll size, and claims history. For a small retail business in Cumberland, annual premiums typically range from 500 to 2,000 dollars. For higher risk industries like construction, costs can be 5,000 to 15,000 dollars or more per year. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Cumberland do?
A workers compensation insurance agent helps you find a policy that meets Rhode Island state requirements. They explain coverage options, assist with payroll classification, and help you file claims. Agents also advise on safety programs that may reduce your premium.
Is workers compensation insurance required for all businesses in Cumberland Rhode Island?
Yes, Rhode Island law requires workers compensation insurance for any employer with one or more employees. This includes part time and seasonal workers. Sole proprietors and partners are not required to cover themselves but may choose to do so.