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Find Workers' Compensation Insurance Agents in Lincoln, RI
Looking for a workers' compensation insurance agent in Lincoln? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Lincoln, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 6 workers' compensation insurance agents in Lincoln, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Lawrence Agency
872 Smithfield Ave, Lincoln, RI 02865
(401) 726-3210
lawrenceagencyinc.com
Amica Mutual Insurance Company
10 Amica Center Blvd, Lincoln, RI 02865
(800) 622-6422
amica.com
Amica Mutual Insurance Company
100 Amica Way, Lincoln, RI 02865
(800) 242-6422
amica.com
Blais Insurance
1 Walker St, Lincoln, RI 02865
(401) 725-0070
blaisinsurance.com
Farmers Insurance - Matthew Gilson
132 Old River Rd STE 203, Lincoln, RI 02865
(401) 270-2247
agents.farmers.com
Laura Gustafson, CFP , CLU , ChFC
12 Linfield Dr, Lincoln, RI 02865
(401) 816-5799
lauragus.com
Workers compensation insurance agents in Lincoln Rhode Island help local businesses meet state mandated coverage requirements. Rhode Island law requires nearly all employers with one or more employees to carry workers compensation insurance. An agent can guide you through the specific classifications and premium calculations that apply to your Lincoln business.
What Does a Workers' Compensation Insurance Agent in Lincoln Cost?
Workers compensation insurance costs in Rhode Island vary by industry and payroll. For a small retail business in Lincoln, annual premiums often range from 500 to 2,500 dollars. For construction or manufacturing, costs can be 3,000 to 10,000 dollars or more per year. The rate per 100 dollars of payroll is set by the state and adjusted by the employers experience modification factor. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the workers compensation requirements for employers in Rhode Island?
Rhode Island General Law Title 28 requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to carry coverage can result in fines and stop work orders.
How does an agent help a Lincoln business get workers compensation insurance?
An agent reviews your business operations and employee classifications to find appropriate coverage. They submit applications to multiple carriers and explain the experience modification factor that affects your premium. They also help with annual audits and policy renewals.
Are there specific deadlines for reporting a workplace injury in Rhode Island?
Yes. Rhode Island law requires employers to report a workplace injury to their insurance carrier within 10 days of learning about it. Employees must notify their employer of an injury within 30 days of the incident. An agent can help you understand these reporting timelines.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.