The top-rated workers' compensation insurance agent in North Providence, Rhode Island is Stephen Guyott - GEICO Insurance Agent, rated 4.7 stars across 126 reviews. Other highly rated options include Kraig Cloutier: Allstate Insurance, A. E. Mazika Insurance Services, The Cloutier Insurance Agency. This directory lists 11 workers' compensation insurance agents serving North Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephen Guyott - GEICO Insurance Agent | 1664 Mineral Spring Ave | (401) 288-4690 |
| 2 | Kraig Cloutier: Allstate Insurance | 1535 Smith St UNIT 1 | (401) 861-7500 |
| 3 | A. E. Mazika Insurance Services | 1529 Mineral Spring Ave | (401) 353-9300 |
| 4 | The Cloutier Insurance Agency | 1535 Smith St | (401) 861-7500 |
| 5 | Jeo Sanchez: Allstate Insurance | 1987 Mineral Spring Ave | (401) 349-2900 |
| 6 | Safepoint Insurance RI | 132 Vincent Ave | (401) 859-3440 |
| 7 | A R Bucci Insurance Agency Inc | 214 High Service Ave | (401) 354-8700 |
| 8 | Capraro & Furtado Insurance | 959 Mineral Spring Ave | (401) 205-2597 |
| 9 | More Secured Insurance RI | 1635 Mineral Spring Ave | (401) 859-5631 |
| 10 | Equity Insurance Group LLC | 1515 Smith St J | (401) 648-6501 |
Stephen Guyott - GEICO Insurance Agent serves the greater Providence area, including North Providence, Rhode Island. As a workers’ compensation insurance agent, the company assists local businesses in securing coverage for work-related injuries and illnesses. It helps navigate policy options to meet state requirements and protect both employers and their employees. This agency specifically handles customized workers’ compensation plans and provides guidance on compliance with Rhode Island’s insurance regulations for small to mid-sized businesses.
Kraig Cloutier: Allstate Insurance provides workers' compensation insurance agent services. It assists local businesses in securing coverage for workplace injuries and illnesses. Regular policy reviews support compliance with Rhode Island regulations. For business owners, the agency recommends structures for protecting employees on the job. Its services apply to construction companies and manufacturers. The agency also serves smaller enterprises. It works with single-family homes, apartments, retail, and restaurants.
A. E. Mazika Insurance Services provides workers' compensation coverage primarily to small and mid-sized businesses in North Providence, Rhode Island. The agency assists employers in managing payroll-based premium audits and navigating state compliance requirements for workplace injury claims. It helps commercial clients secure policies that align with their risk exposures and operational budgets. The firm also serves active enterprises in neighboring communities such as Pawtucket and the broader greater Providence metro area.
The Cloutier Insurance Agency serves North Providence, Rhode Island, and the surrounding communities, handling workers’ compensation insurance policies for local businesses. It provides coverage for work-related injuries and occupational illnesses, ensuring employers meet their legal obligations. The agency assists clients in managing risk and navigating claims processes. To handle a typical job, it reviews a business’s operations, payroll, and safety history to recommend a policy that fits its specific needs with appropriate coverage limits.
Jeo Sanchez: Allstate Insurance offers workers’ compensation coverage in North Providence, distinguishing between one-time policies for single incidents and recurring service plans for ongoing payroll changes. Each policy is tailored to meet Rhode Island’s regulatory requirements, ensuring employers meet legal obligations while protecting against workplace injury claims. Service runs on an as-needed basis, initiated when a client contacts the agency to adjust coverage following a workplace incident, a policy renewal, or a change in business operations.
Safepoint Insurance RI specializes in providing workers’ compensation coverage for local small businesses and independent contractors in the North Providence area. It assesses workplace risks, helps secure policies that meet state requirements, and assists with claim filing procedures. The agency guides employers through ongoing payroll audits and safety protocol updates. During seasonal construction booms or winter weather-related injuries, it helps clients adjust coverage to match temporary staffing increases or new onsite hazards.
Small businesses in North Providence often face seasonal shifts that affect their workforce and require updated workers' compensation insurance coverage. A R Bucci Insurance Agency Inc serves local employers by advising on policies that meet Rhode Island compliance standards while addressing common occupational risks. They work through the initial consultation and documentation process. A representative begins each relationship by conducting an on-site inspection of the workplace to assess hazards and appropriate coverage levels.
Capraro & Furtado Insurance works with local businesses to address their workers’ compensation needs, focusing on managing claims and navigating regulatory requirements in Rhode Island. The agency specializes in structuring policies for diverse employers, from small shops to larger operations. It serves commercial sectors including offices, warehouses, and food service establishments, helping them maintain coverage that aligns with their specific operational risks and compliance standards.
More Secured Insurance RI serves residential clients in North Providence seeking workers’ compensation coverage for domestic employees or home-based businesses. The agency also provides commercial policies for small and mid-sized businesses throughout the surrounding area. Their agents assist with initial policy setup and help ensure compliance with Rhode Island’s workers’ compensation requirements. Customers often return for annual policy reviews or to update coverage after business changes, maintaining contact between regular service visits for any needed adjustments.
Equity Insurance Group LLC, based in North Providence, RI, is known for helping businesses navigate the complexities of workers' compensation coverage. The company advises local employers on managing workplace injury risks and securing appropriate insurance policies to meet state requirements. For those in competitive or high-hazard industries, it can often assist with customized loss control programs that are tailored to reduce claim frequency and overall premium costs.
What Does a a Workers' Compensation Insurance Agent in North Providence Cost?
Workers compensation insurance costs in Rhode Island vary widely by industry and payroll. For a small office-based business, annual premiums might range from 500 to 2,000 dollars. For a construction or manufacturing business, costs can range from 5,000 to 50,000 dollars or more per year. Your agent can provide a specific quote based on your business details. This is general information and not insurance advice.
About workers' compensation insurance agents in North Providence
Workers compensation insurance agents in North Providence help local businesses meet Rhode Island state requirements. Rhode Island law mandates that nearly all employers with one or more employees carry workers compensation coverage. A local agent can guide you through the specific classifications and premium calculations that apply to businesses in Providence County.
Frequently Asked Questions
What are the workers compensation requirements for employers in North Providence Rhode Island?
Rhode Island General Law Title 28 requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to provide coverage can result in fines and stop-work orders from the Rhode Island Department of Labor and Training.
How does a workers compensation insurance agent in North Providence help with policy compliance?
An agent can review your business operations to determine proper employee classifications and payroll reporting. They ensure your policy meets Rhode Island specific requirements such as coverage for occupational diseases and the state approved rating bureau rules. They also assist with annual audits and policy renewals.
What factors affect workers compensation insurance costs for a North Providence business?
Costs are based on your payroll amounts, employee job classifications, and your claims history. Rhode Island uses the National Council on Compensation Insurance classification system. Your agent can help you implement safety programs to potentially lower your experience modification factor and reduce premiums over time.
Workers' Compensation Insurance Agents in Other Rhode Island Cities
Cranston · Middletown · Pawtucket · Providence · Warwick