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Compare Workers' Compensation Insurance Agents in North Smithfield, RI

Compare workers' compensation insurance agents in North Smithfield. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
North Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 workers' compensation insurance agents in North Smithfield, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cara Benjamin: Allstate Insurance
125 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-5000 agents.allstate.com
Kaplansky Insurance- N. Smithfield Branch
636 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-1400 kaplansky.com
Bouley Insurance
117 Eddie Dowling Hwy # 3, North Smithfield, RI 02896
(401) 765-6311
Charles L Kirby Agency Inc
75 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 762-4500 clkirby.com
Hamel & Newton Adjusters LLC
250 Eddie Dowling Hwy Unit 2, North Smithfield, RI 02896
(401) 597-5830

A workers compensation insurance agent in North Smithfield can help you comply with Rhode Island state laws requiring coverage for most employers. Rhode Island law mandates that any business with one or more employees must carry workers comp insurance. Your agent can guide you through payroll classification and premium audits specific to local industries like manufacturing and retail.

What Does a Workers' Compensation Insurance Agent in North Smithfield Cost?

The cost of workers compensation insurance in Rhode Island varies by industry and payroll. For example, clerical workers may cost around $0.50 per $100 of payroll, while construction workers can cost $5.00 to $15.00 per $100 of payroll. Premiums are also affected by your claims history and safety programs. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the workers compensation requirements in Rhode Island?
Rhode Island law requires every employer with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to provide coverage can result in fines and stop-work orders.
How does a workers comp agent help a small business in North Smithfield?
An agent can help you determine the correct classification codes for your employees, which directly affects your premium. They also assist with annual payroll reporting and audit preparation to ensure you are not overpaying.